218,042+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 218,042 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

218,042 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,820 reviews

4.9
Healthy Paws

11,131 reviews

4.9
Fetch

5,465 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,911 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

September 28, 2025

80% increase with no claims

PetsBest just raised my insurance by 80% when I had no claims in over two years! This is outrageous, and may be related to the fact it was sold to another company last year, so we can expect more denied claims as they try to increase profits. If you have a claim, they will never pre-approve it. Their tactic is "submit and then we'll see", so if they deny it, you will have to spend thousands out of pocket. Only had one claim about three or four years ago, and this was very unnerving. This 80% increase from one year to the next is the last straw. I cannot trust they won't keep doing the same. As it tends to happen, their support team was of no help.

Insurer: Pets Best

By: Paul

September 28, 2025

Slow customer service, dishonest practices, deny legitimate claims. Avoid at all costs.

I am writing this review to warn other pet owners. We purchased a top-tier, unlimited-benefit plan from Pets Best, believing we were doing the responsible thing for our dog. When she needed a necessary $6,500 surgery, our claim was denied. The denial was based on a "pre-existing condition" from a minor, completely resolved skin issue that occurred in another country over two years (29 months) before our policy even started. We appealed, providing clear evidence that the two issues were unrelated. Most importantly, we submitted a formal letter from our board-certified veterinary surgeon who explicitly stated that the conditions were "clinically distinct" and that the new problem was triggered by environmental factors after our policy was in effect. Pets Best ignored the specialist's expert medical opinion and upheld their denial through two separate appeals. If you are looking for an insurance company that will stand by you, look elsewhere. Pets Best has shown that they will use any loophole in their policy to deny a legitimate claim, even when faced with overwhelming medical evidence to the contrary. They do not operate in good faith. We have since canceled our policy and strongly advise other pet owners to avoid this company.

Insurer: Pets Best

Veterinarian: Bond Vet

By: Renata

Useful
September 28, 2025

Excellent

A very stressful time waiting for biopsy results was made tolerable by the quick & easy claim submission & subsequent reimbursement… Thank you!!

Insurer: Pets Plus Us

By: Debbie

Useful
September 28, 2025

The graciousness of Embrace!

The graciousness of Embrace!

Insurer: Embrace

By: Renee Gentry

Verified September 28, 2025

Easy and fast claim

Easy and fast claim

Insurer: Spot

By: Tiffaney Noland

Verified September 28, 2025

Clear pricing and prompt claim reimbursement

The pricing is transparent to choose the level of coverage that fits your financial circumstances. Processing of claims is simple online, and the payment is prompt. I value pet insurance primarily for unexpected large expenses, such as my dog's recent foot surgery. It's nice to know the coverage is there when needed.

Insurer: Spot

By: Barbara Hendrix

Verified September 28, 2025

Your quote for tennant insurance was too high.

The sales representative, as I have stated, was knowledgable, patient, kind, with a wonderful disposition, to talk to the general public. Wayne King (416) 230-1234

Insurer: Sonnet

By: Wayne King

September 28, 2025

I have had Embrace Pet insurance for my Miniature American Shepherd

I have had Embrace Pet insurance for my Miniature American Shepherd since he was 4 moths old. The claim process is easy through their mobile app or their website. If I have any questions I call their customer service and the people are always very helpful. They have walked me through the steps of submitting claims from online providers and phone consultations. I like that they have tiers of coverage that can fit any pet owners budget. The only thing I wish is that the premiums wouldn't continually go up as my guy gets older.

Insurer: Embrace

By: Laurie

Verified September 28, 2025

Absolutely love spot insurance

Absolutely love spot insurance. When I have questions, I can call and get answers immediately. They helped cover my pets surgery which was amazing. I have already recommended them to so many of my friends with pets. 10 out of 10 recommend.

Insurer: Spot

By: Jay C.

Verified September 28, 2025

Trust, Communication, and Transparency

I couldn’t be more impressed with Spot Dog Insurance! In the industry of pet insurance, SPOT is focused on communication, transparency, and trust. Their reimbursement process is truly seamless and exceeded all my expectations. From the moment I submitted my claim, everything was handled with speed, clarity, and professionalism. The platform is intuitive, the communication is prompt, and I received my reimbursement with pure transparency. It’s rare to find an insurance provider that combines efficiency with genuine honesty, but Spot Dog Insurance does just that. They’ve earned my trust and loyalty, and I highly recommend them to any pet parent looking for peace of mind and top-tier service.

Insurer: Spot

By: Craig Moniz

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