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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Verified Reviews

PetInsuranceReview recommened

Best pet insurance company ever……

Very happy with Trucanion Insurance both of my labs or on medication and they get the claim completed in a day or two. Very happy with there service.
  • INSURER: Trupanion US
  • POSTED: 09/07/2021
  • BY:
  • BREED: Mixed Breed Giant (90 Lbs +)
  • AGE OF PET: Over 8 years

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10

out of 10

PetInsuranceReview recommened

Reliable and best pet insurance

Embrace has great plans to select from depending on your pets needs. Great Danes can have health issues no matter how well they are cared for. I was able to select a plan that works perfectly for my boy Zeus. I also have the wellness plan which is great!!
  • INSURER: Embrace
  • POSTED: 11/30/2021
  • BY:
  • BREED: Great Dane
  • AGE OF PET: 1 - 8

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2

out of 10

Garbage

Takes over a month to process claims even though they boast a quick process.
  • INSURER: Pets Best
  • POSTED: 09/14/2021
  • BY:
  • BREED: Mixed Breed Medium (20-70 Lbs)
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

Peace of Mind

I have been a long time Pets Best customer for all of my dogs. You hope that you never have to use your insurance, but when you do, you want the process to be user friendly, clear, and easy to understand. I have found Pets Best to be all of those and more. During the 22 months my dog Skye battled cancer, Pets Best was all of those and more. I was able to focus on Skye and not the bills because I knew Pets Best was there for Skye and me. When I had to make the call that Skye had passed away, the customer service rep cried with me. I highly recommend Pets Best.
  • INSURER: Pets Best
  • POSTED: 09/07/2021
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: Over 8 years

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1

out of 10

CLAIMS NOT PROCESSED

Company never responds to claims. I placed 2 claims for my cat's treatment. Neither one has been processed. Nobody ever answers their phone. Put on permanent hold and left my phone number for call back which never happened. Never even received the promised gift card for signing up. Will report to the State Insurance Commissioner.
  • INSURER: Spot
  • POSTED: 11/01/2021
  • BY:
  • BREED: American Long Hair
  • AGE OF PET: 1 - 8

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10

out of 10

Verified Reviews

PetInsuranceReview recommened

Easy to deal with

I never have a problem with processing a claim
  • INSURER: Trupanion US
  • POSTED: 09/09/2021
  • BY:
  • BREED: Mixed Breed Toy (up to 10 Lbs)
  • AGE OF PET: 1 - 8

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10

out of 10

Verified Reviews

PetInsuranceReview recommened

Great customer service, easy to file a claim.

Have spoken with representatives and they took great care to make sure i was satisfied with my service . Was very easy to file a claim.
  • INSURER: Trupanion US
  • POSTED: 09/09/2021
  • BY:
  • BREED: Labrador Retriever (Yellow)
  • AGE OF PET: 1 - 8

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1

out of 10

Avoid this company too!

Well, where do I even start with this horrendous company? They're worthless. They have deemed "vomiting" as a Pre-existing condition and excluded it for an entire year! Wait, what??!!?? ANYTHING can cause vomiting!!! My vet couldn't believe how ridiculous it was they did that! As far as I know, she's writing an appeal letter. However, thanks to this worthless company, now I can't get Layla tested for IBD! Their adjuster even told me their insurance is "property"! Obviously, they see pets as "property" and NOT family! This company was supposedly started by pet parents. Right, so if it was, then they totally turned greedy and only care about the money! They also now have deemed Layla's pica as a permanent exclusion. Funny, she likes to tear up paper. My vet said that is just her behavior. So, if she accidentally ingests anything, I'm screwed. Worthless company. All "pet insurance" companies are a complete scam. They are more than happy to take your money, but refuse to pay out claims. Too many options and I regret not getting it the day I got Layla. I was overwhelmed and now I'm paying for it. Do yourself a favor and just start an emergency fund. You'll save the stress of battling with this worthless company and you can get your pet the care they need. Sadly, all pet insurance is this way. I can't wait to get rid of this horrible company and if I could, I'd start my own company that actually understands pets are FAMILY and have way less restrictions. Please don't go with Embrace! Read their reviews on BBB! That says everything right there!
  • INSURER: Embrace
  • POSTED: 01/01/2022
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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1

out of 10

AVOID!!!

Avoid ASPCA at ALL costs! They are quick to deny anything they can as "pee-existing". They are underwritten by Crum &, Forster, which should say a lot right there. They claims that testing for an ear infection is related to anal saculitis! What??!!?? Don't believe all the 5 star reviews. They are written by their employees. Read the BBB reviews and Yelp reviews. One of the worst companies out there. Actually, to be truthful, ALL pet insurance is a SCAM. They see pets as "property", NOT family. They're in the business of sucking us dry of our money and then denying claims. It is supposed to give us a peace of mind. It has been nothing but stress instead. Please do your research and avoid ASPCA!
  • INSURER: ASPCA
  • POSTED: 11/09/2021
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

Pleased with Coverage

Once again, I am exceptionally pleased with my coverage. I feel very strongly that Trupanion is the superior pet insurance company out there on the market as it really goes above and beyond. I find the company extremely quick at processing claims and truly appreciate the service I have received to date. Keep up the fantastic work!
  • INSURER: Trupanion Canada
  • POSTED: 09/07/2021
  • BY:
  • BREED: Dachshund - Standard Wire Haired
  • AGE OF PET: 1 - 8

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