209,470+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 209,470 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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52.5% INCREASE in premium after first…
52.5% INCREASE in premium after first year for a 2-yr old cat with no claims. Went from $72/mo to $110/mo. This is price gouging. There is no justifying this. Their chat response: Trupanion assesses policy rates at each renewal. There are five rating factors that are reviewed: 1) the breed of your pet, 2) the sex of your pet, 3) the age at which your pet was enrolled, 4) your location, and 5) the deductible on your policy. Because insurance is a shared risk, Trupanion looks at all pets insured in our book of business that are in a similar category to your pet. So we look at all Maine Coons, all female pets, all pets enrolled under one year old, all pets in and around Round Lake IL, and all policies with a deductible of $250. An average is taken from each category and if a deficit is projected based on how much was paid out in claims for all pets in those categories versus what the rates are currently set to, then the rate will be adjusted so Trupanion can continue to offer the same, unlimited coverage.
Insurer: Trupanion
By: Carla Martinek
Embrace takes great care to make sure…
Embrace takes great care to make sure you have the best insurance for your baby. The wellness program will repay you in claims. You will have peace of mind when an emergency comes.
Insurer: Embrace
By: Char
Great plans and easy to file claims
Website is easy to use. Explanations of different plans is clear and several choices of coverage. My past experience with Nationwide was great. I had a cat who got sick and passed away suddenly in July. My claim was promptly taken care of with no issues and policy canceled. Very helpful while going through loss of pet.
Insurer: Nationwide
By: Pam
I'm thankful I have Spot Pet Insurance…
I'm thankful I have Spot Pet Insurance as my 5 year old boxer has lymphoma. Because of Spot, I have been able to get her treatment/chemotherapy that I would not have been able to afford on my own. It's easy to submit claims and I have been quickly reimbursed by Spot. It would be great if the annual cap was higher given the current cost of veterinary care.
Insurer: Spot
By: Ellen Eddy
In regards to filing my most recent…
In regards to filing my most recent claim, it was extremely easy and it was processed faster than any claim I’ve submitted for the past 4 years that we’ve had Fetch. However, the fine print in my original contract is another matter that I’ve learned the hard way. I’m seeking out other companies at my renewal.
Insurer: Fetch
By: Laura
Claims processed in a timely fashion…
Claims processed in a timely fashion and checks sent out. Happy so far in year two.
Insurer: Pumpkin
By: James
Pets Best Insurance is Awesome
Very happy with the insurance and easy to send claims and receive refunds. I have referred insurance to family and friends and their happy.
Easy and fast claims
The app makes everything easy to submit claims for my cat's vet bills. I just take a picture of the invoice and upload it to the claims submission. It took about a week from submission date to reimbursement.
Appreciative Pet Parent
Yesterday morning, Onyx, my beloved furbaby of 16 years passed away. Since she was 4 years old we have had Trupanion insurance. When I say that this company is phenomenal, I truly sincerely mean it. I would give them 100 stars if allowed. No matter what health challenges, including Osteosarcoma cancer my baby went through, Trupanion was there. I would not have been able to care for her the way that I did without them. I feel that their financial support, along with many years of love is what allowed this little mixed lab who left footprints on my heart to live as long as she did. If you are reading this, and you have a furbaby, I HIGHLY recommend looking into Trupanion. They are excellent in every way. Friendly, courteous, and compassionate. Thank you Trupanion for helping me to raise Onyx along her journey towards the Rainbow Bridge.
Insurer: Trupanion
By: CM