209,470+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,470 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,470 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Adoro

3 reviews

5.0
Embrace

19,732 reviews

4.9
Healthy Paws

11,009 reviews

4.9
Fetch

5,276 reviews

4.9
Trupanion

55,032 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

September 11, 2025

Embrace has always been great at paying…

Embrace has always been great at paying claims. Before I had Medicare, I wished they did people insurance.

Insurer: Embrace

By: Roy

Verified September 11, 2025

It is very easy to submit claims

It is very easy to submit claims. The reimbursement comes quickly. And if you ever need help customer service is great.

Insurer: Spot

By: Autumn Brown

Verified September 11, 2025

Spot makes claims simple

Spot makes claims simple. And more importantly, they actually approve claims. There's always a concern that insurance isn't going to cover things, but we've been able to submit the documents we got back from the pet hospital and a few says later the payment was made.

Insurer: Spot

By: Mark Kennedy

Verified September 11, 2025

Never got anymore information after I…

Never got anymore information after I paid almost $70 to start the insurance for my cat. Total rip off.

Insurer: Nationwide

By: Vanessa Branson

September 11, 2025

They Would Rather Believe The Report…BELIEVING FALSE INFORMATION & DISCONTING Further PAYMENT!!!! My DOG Is Almost 14 Yrs. Old! SOUND ODD TOO YOU?????U

They Would Rather Believe The Report From The Doctor OVERDOSING My Yorkie, Than The 3 Doctors Including The Specialty Emergency Hospital That Saved Her Life From Him OverDosing Than 3 OTHER DOCTORS WHO SAID SHE WAS OVERDOSED BY THAT 1 DOCTOR!!! They have Paid For Her Medication For About 12 Years, Now Has Stopped & Said They Were Wrong In Paying IT!!! What KIND Of CRAP Is THAT!!!!!

Insurer: Embrace

By: Lisa D.

Verified September 11, 2025

Great customer Service and fast…

Great customer Service and fast response to claims made

Insurer: Spot

By: Jill Burton

Verified September 11, 2025

I turned in four invoices for my dog…

I turned in four invoices for my dog who’s going through a few things, and I received repayment within two days of the four invoices.

Insurer: Pumpkin

By: Elissa

Verified September 11, 2025

New puppy insurance

Stephney was very helpful and knowledgeable about the product.

Insurer: Prudent Pet

By: jd

Verified September 11, 2025

My experience has been great

My experience has been great. They are very prompt to wire the money right into my checking account. Thank you highly recommend this company for protecting your pups. I have two German shepherds that are covered with Spot Pet. Lori Mckay

Insurer: Spot

By: Lori McKay

September 11, 2025

New Math invented by Healthy Paws

Yes, honest and helpful.... really ? I have purchased insurance from Healthy Paws when my dog was 5.5 years old ( in 2017): I chose 70% company-30% me, and 500$ deductible. I have paid for 7-8 years, never used it. They don't pay regular visits. I took my baby to ER back in January 2025. After a short visit of few hours the final bill was $1000. My deductible was $500, so then they should have paid 70% according with my plan. They said they don't pay the visit ( $250), so I was left with 250$ bill hoping to get 70% which means $175.00... well Healthy Paws invented a new Math and sent me a check of $46. Please be aware they do not cover the percentage they said !!!! For Healthy Paws: I am not interested in your excuses and explanations !! Math is Math: you should post your percentage rule on your site so people are aware of this scam ! I have stopped paying the insurance. My baby is 13.5, still doing good. I have meant to write a review for very long time. I also want to bring to attention the increasing of cost is astronomical !!!! I have read reviews that say the increase was above like 1000 %. They want you to pay , but they always find excuses not to cover !!!!

Insurer: Healthy Paws

By: Ramona

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