208,706+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,706 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,706 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,710 reviews

4.9
Healthy Paws

10,980 reviews

4.9
Fetch

5,226 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,824 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

June 15, 2019

good company

ok

Insurer: Figo

By: john

Useful
June 15, 2019

Easy but not always fair

It is very easy to use the VitusVet app to submit claims. I have been satisfied with most of the decisions, but I think Nationwide is too liberal with the preexisting condition classification. I will have to do a thorough analysis at the end of the year to determine whether or not it is worth continuing.

Insurer: Nationwide

By: Andrew

Useful
Verified June 15, 2019

Worst company - they are a scam

I've had insurance with them for 13 YEARS straight, since my dog was a puppy. I've been paying $30-$40 per month in premiums for 13 YEARS and only submitted 3 or 4 times - only ONE of which was approved. I just submitted a claim for preapproval for $2200 and was approved for a measly $150. Ridiculous considering I’ve put in far more than that in premiums. DO NOT GET TRUPANION - they are a sham “insurance” that will never pay out.

Insurer: Trupanion Canada

By: Wynda

Useful
June 15, 2019

Great service

Nationwide is always easy to deal with. Very professional.

Insurer: Nationwide

By: Carmen

Useful
June 15, 2019

They Saved My Dog's Knee

I'm a year late writing this review, but oh well. Last year, my then-4 yo chihuahua terrier completely tore his ACL and because of his breed and knee structure, the surgery was complicated and costly. My family did not have $5,000+ to pay for the surgery, and the vet doesn't do payment plans. Luckily, Lucas (the dog) had been serviced by Healthy Paws for over a year and we felt comfortable with the claim process. Usually these insurances are reimbursement based, but because it was such a large amount, I talked to a HPPI representative and was able to get them to pay their part up front (90%!) and I ended up paying only $500 for my dog's pre-surgery consult, surgery, and post-surgery check! And, because of their unlimited lifetime claims (unlike other providers) i have no worries that I am going to run out of insurance money as he ages (since he's just a pup). Overall wonderful service.

Insurer: Healthy Paws

By: Marie

Useful
Verified June 15, 2019

Excellent service and truly caring company

My cat Sakhi developed a heart condition in 2018 Trupanion’s assistance and customer service has been beyond all expectations. The initial process when he was in the ER for a week was excellent because of their very caring staff and the claims have been processed timely and without any issues. I value Trupanion more than they know even though Sakhi is doing well his condition is for life and thanks to Trupanion he is receiving the care that he needs

Insurer: Trupanion

By: Lourdes

Useful
June 15, 2019

Layla's acupuncture/chiro care has been covered and to date seems to be working very well. Her bronchitis is much improved.

Layla's acupuncture/chiropractic treatments have been covered and to date seem to be very effective. Her bronchitis is much improved. I appreciate the fact that these treatments have been covered by Embrace. I hope that Embrace does not put a limit on them in the future. Much better than giving Layla steroids. Luckily Embrace has not limited such treatments in Connecticut yet. I would encourage the underwriters to not change this.

Insurer: Embrace

By: Sherry

Useful
June 15, 2019

Makes getting pet care an easy decision when illness strikes.

Love nationwide pet insurance. It makes getting care for my dog easy and I can get all the care he needs.

Insurer: Nationwide

By: Emily

Useful
June 15, 2019

Great Service

Love this insurance company! Very accessible and easy to use, and better coverage than a lot of companies out there.

Insurer: Pets Best

By: Sarah

Useful
June 15, 2019

Thank goodness for Figo insurance

Our bulldog unexpectedly became ill with pneumonia and after weekend in the hospital, we didn’t have to stress about the bill. We knew we were covered by Figo

Insurer: Figo

By: Bridgette

Useful

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