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Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.
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Claim Reimbursements
Easy to submit claims and reimbursement was quick and easy.
Insurer: Fetch
By: Nina F.
Thank you!
The website was extremely easy to navigate and all costs/deductibles/out of pocket costs were clearly stated.
Insurer: Nationwide
By: customer
So far you have met expectations
So far you have met expectations. I have not received the full package yet.
Insurer: Nationwide
By: Dennis
SAVED HER
you guys are the reason i could save my baby girl! thank you blessing from God thank you
Insurer: Spot
By: Alyssa Jenkins
Quick reimbursement
Pets Best handled my claim within a week which is much quicker than I expected. I wish I never had to use my insurance but I’ve had to use it for both dogs now and I am so thankful to have this insurance. When emergencies happen it gives peace of mind to know some of the bill will be covered. The claim process has always been very simple. If only human insurance could be as seamless.
Insurer: Pets Best
By: Caitlin McGuinness
Lifesaver insurance
SPOT pet insurance has been a lifesaver. I have a 6 year old Miniature American Shepherd (mini Aussie in layman’s terms) and she means the world to me. I pay for SPOT’s preventative coverage as well as accident/illness coverage. They have always reimbursed me for the available vaccinations/bloodwork/annual visit covered under preventative care. On June 16th, 2025, my dog presented with bloody vomit and diarrhea. I was able to take her to her primary vet immediately, and after examination and bloodwork they suggested the emergency room. My dog was diagnosed with hemorrhagic gastroenteritis (HGE) and needed overnight support. The total of both the primary vet visit and the ER visit was $3800. SPOT reimbursed me 80% as promised within 4 business days of submitting a claim with itemized receipts and a description of what happened. It was an incredibly stressful situation but some of that stress was absolved by knowing SPOT had my back. I would recommend SPOT pet insurance to anyone. Just make sure you read the policy of the plan you choose to know what’s covered. I’d happily pay $65 a month for top coverage for the rest of all of my animals’ lives to have peace of mind in case of an emergency.
Insurer: Spot
By: Emily
WENT UP ON MY MO
WENT UP ON MY MO. PAYMENT DID NOT KNOW IT UNTIL I HAD PAY IT. WE HAVE HAD VERY FEW CLAIMS. WE ARE ON SOCIAL SECURITY AND CAN NOT AFFORD IT!!!!!! SO EITHER YOU GO DOWN ON PAYMENT OR CANCEL POLICY!
Insurer: Spot
By: Robin Sargent
Very smooth process-paid exactly what it said it would cover
Very smooth process. Clear on what they do and don’t cover. I had some high bills from a couple of emergency vet visits with my cat and there were no issues or arguments on what I could claim. Would def keep using. I don’t know what I would have done if I hadn’t insured my cat. The overall bills came to around 7000 but I only had to pay around 1500 with insurance.
Insurer: Spot
By: Gina
Outstandingly straightforward website…
Outstandingly straightforward website allowing for swift completion of claim filing!
Insurer: Embrace
By: Tom D
Zac's Health Ins.
I found Embrace website easy to navigate, options were many, payment options are great, we prefer annual and that was available.
Insurer: Embrace
By: Edward Kruck