154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified June 29, 2025

Claim Reimbursements

Easy to submit claims and reimbursement was quick and easy.

Insurer: Fetch

By: Nina F.

Verified June 29, 2025

Thank you!

The website was extremely easy to navigate and all costs/deductibles/out of pocket costs were clearly stated.

Insurer: Nationwide

By: customer

Verified June 29, 2025

So far you have met expectations

So far you have met expectations. I have not received the full package yet.

Insurer: Nationwide

By: Dennis

Verified June 29, 2025

SAVED HER

you guys are the reason i could save my baby girl! thank you blessing from God thank you

Insurer: Spot

By: Alyssa Jenkins

June 29, 2025

Quick reimbursement

Pets Best handled my claim within a week which is much quicker than I expected. I wish I never had to use my insurance but I’ve had to use it for both dogs now and I am so thankful to have this insurance. When emergencies happen it gives peace of mind to know some of the bill will be covered. The claim process has always been very simple. If only human insurance could be as seamless.

Insurer: Pets Best

By: Caitlin McGuinness

Verified June 29, 2025

Lifesaver insurance

SPOT pet insurance has been a lifesaver. I have a 6 year old Miniature American Shepherd (mini Aussie in layman’s terms) and she means the world to me. I pay for SPOT’s preventative coverage as well as accident/illness coverage. They have always reimbursed me for the available vaccinations/bloodwork/annual visit covered under preventative care. On June 16th, 2025, my dog presented with bloody vomit and diarrhea. I was able to take her to her primary vet immediately, and after examination and bloodwork they suggested the emergency room. My dog was diagnosed with hemorrhagic gastroenteritis (HGE) and needed overnight support. The total of both the primary vet visit and the ER visit was $3800. SPOT reimbursed me 80% as promised within 4 business days of submitting a claim with itemized receipts and a description of what happened. It was an incredibly stressful situation but some of that stress was absolved by knowing SPOT had my back. I would recommend SPOT pet insurance to anyone. Just make sure you read the policy of the plan you choose to know what’s covered. I’d happily pay $65 a month for top coverage for the rest of all of my animals’ lives to have peace of mind in case of an emergency.

Insurer: Spot

By: Emily

Verified June 29, 2025

WENT UP ON MY MO

WENT UP ON MY MO. PAYMENT DID NOT KNOW IT UNTIL I HAD PAY IT. WE HAVE HAD VERY FEW CLAIMS. WE ARE ON SOCIAL SECURITY AND CAN NOT AFFORD IT!!!!!! SO EITHER YOU GO DOWN ON PAYMENT OR CANCEL POLICY!

Insurer: Spot

By: Robin Sargent

Verified June 29, 2025

Very smooth process-paid exactly what it said it would cover

Very smooth process. Clear on what they do and don’t cover. I had some high bills from a couple of emergency vet visits with my cat and there were no issues or arguments on what I could claim. Would def keep using. I don’t know what I would have done if I hadn’t insured my cat. The overall bills came to around 7000 but I only had to pay around 1500 with insurance.

Insurer: Spot

By: Gina

June 29, 2025

Outstandingly straightforward website…

Outstandingly straightforward website allowing for swift completion of claim filing!

Insurer: Embrace

By: Tom D

June 29, 2025

Zac's Health Ins.

I found Embrace website easy to navigate, options were many, payment options are great, we prefer annual and that was available.

Insurer: Embrace

By: Edward Kruck

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