217,508+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 217,508 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

217,508 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,806 reviews

4.9
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Fetch

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Trupanion

55,032 reviews

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Pets Best

14,873 reviews

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Category with most reviews

This chart shows the distribution of review categories.

December 16, 2019

Pretty Easy process

Overall the process was VERY easy. The ability to upload the bill was easy, follow up on the website was not easy to see where the review was at, the claims page just noted "under review". The only issue I had was where the payment was sent. I had two different vet bills and I did ask that payment be sent to the vet's directly. Whoever cut the check sent the entire claim about to 1 of the clinics. When a customer care rep called to check in, even she could not tell me where and what about was being sent. This has delayed the process as the check now has to be re-issued to me to properly distribute the funds. However, overall the process was easy and when I do talk to someone they are very caring.

Insurer: Hartville

By: Laura

Useful
December 16, 2019

Life saver

My dog, Ranger, had to have close to a $5k Surgery this October. As a recent college graduate, there was no way I could’ve afforded that surgery on my own! Thank goodness for Nationwide Pet insurance!! I received 90% reimbursement nearly 2 days after I submitted the claim. WOW!

Insurer: Nationwide

By: Brittany

Useful
December 16, 2019

i always appreciate the help when i call about an issue.

10

Insurer: Nationwide

By: Gloria

Useful
December 16, 2019

Very Satisfied

I have had one claim over the years, however my son has had two. With regard to each claim there has been no problems and nationwide paid each claim in a full and timely fashion.

Insurer: Nationwide

By: Tim

Useful
December 16, 2019

Super Easy & Fast

So easy to do a claim. My most recent one was processed super fast. Check was received before my card card bill came.

Insurer: Nationwide

By: Marjorie

Useful
December 16, 2019

Really great insurance that eases my mind when it comes to the health of my dog.

Really great insurance that eases my mind when it comes to the health of my dog.

Insurer: Nationwide

By: Debbie

Useful
December 16, 2019

One of the best things I've ever done is sign up for pet insurance with Nationwide.

I never thought I would be one to have pet insurance but I'm so glad I signed up and I would never not have it now. Nationwide makes the claim process easy. Every time I've had to talk to someone on the phone they have been so pleasant and helpful. I would highly recommend Nationwide to anyone with pets.

Insurer: Nationwide

By: Andrea

Useful
December 16, 2019

Pre-existing condition policy is ridiculous

I got pet insurance thinking it would benefit my animal in the instance it got sick, for shots, etc....the first claim I made my dog was sick and had diarrhea and was throwing up. They did everything they could to insure they did not pay out the claim and kept telling me it was a pre-existing condition all because the vet put into their system a false note saying my dog had this condition his entire life basically. In trying to correct it and sending my pets history to them, they sent me another letter talking about something entirely different such as his teeth condition being the cause and mentioning how that is also not covered and is pre-existing. When you pay for the best coverage every month, and I take my dog in for having symptoms, just like a human (we can all suddenly get sick) and they refuse to cover me is ridiculous. I cancelled my policy completely. I am not paying out $60 per month to fight with getting claims paid and for them to consistently come at me with pre-existing explanations. I can put that money aside every month in my own account and use that to pay for his needs. I feel like I have wasted my money.

Insurer: Nationwide

By: Deanna

Useful
December 16, 2019

First Claim process is HORRIBLE

I have to say the claim submission was pretty easy....UNTIL...they sent me multiple emails about needing more medical records. It turns out the paperwork I get from the VET is not good enough. They need the records that include all Vet notes, lab results the whole nine yards. They tell you this is not normally given to the client so I have to call and make a special request to get my vet to give me this info. Are you kidding me? Why can't they call the vet if they need extra detailed paperwork that the vet doesn't give the client? Canceling today after reading about the premium increases.

Insurer: Healthy Paws

By: JO

Useful
December 16, 2019

Excellent insurance

Excellent insurance. Excellent customer service. Deliver what is expected. I would choose them again and again.

Insurer: Figo

By: Heather S

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