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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Amazing Service

I signed up my dog last fall when she was a puppy. I initially chose Trupanion because they were the only insurance company at the time that offered a hip dysplaysia component. I was initially very impressed with the personal and quick service I receieved when phoning to ask questions, and ultimately, when signing up. Just two weeks ago, I had my pup in at the vet for an ear infection. Trupanion was great - I had my reimbursement check in less than a week. Also, I logged onto their site prior to submitting my claim and used the "chat" function to ask a question. I was so impressed at the ease and speed of getting my question answered. I am a little disappointed that Trupanion doesn't pay for exam fees, but overall, I'm extremely pleased with the service we have received.
  • INSURER: Trupanion Canada
  • POSTED: 07/21/2010
  • BY: Marina
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Just Saved Lots of $$

I just enrolled today and have not yet submitted a claim. What I can tell you so far is that my previous coverage with another insurer cost $40 more per month, had a lifetime maximum of about $5,000 (my kitten is barely 2 years old), a $100 deductible, 90% coinsurance and their claims payment practices were atrocious. To get reimbursement for a simple claim, I had to send her medical history in 7 times, my vet sent same history in 4 times and the claim has still not been paid after 4 months of phone calls and emails. Trupanion is not only cheaper but the coverage is better: nil deductible, same coinsurance, but no lifetime maximum. I'd give you a 10 but you don't have microchip tracking.
  • INSURER: Trupanion
  • POSTED: 07/21/2010
  • BY: Lisa
  • BREED: Domestic Shorthair
  • AGE OF PET: 7 - 10

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5

out of 5

Just Saved Lots of $$

I just enrolled today and have not yet submitted a claim. What I can tell you so far is that my previous coverage with another insurer cost $40 more per month, had a lifetime maximum of about $5,000 (my kitten is barely 2 years old), a $100 deductible, 90% coinsurance and their claims payment practices were atrocious. To get reimbursement for a simple claim, I had to send her medical history in 7 times, my vet sent same history in 4 times and the claim has still not been paid after 4 months of phone calls and emails. Trupanion is not only cheaper but the coverage is better: nil deductible, same coinsurance, but no lifetime maximum. I'd give you a 10 but you don't have microchip tracking.
  • INSURER: Trupanion Canada
  • POSTED: 07/21/2010
  • BY: Lisa
  • BREED: Domestic Shorthair
  • AGE OF PET: 7 - 10

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5

out of 5

Happy as usual with Embrace Pet Insurance

I have been with Embrace for three years and they haven't dissapointed me yet. Every single claim I have sent in has been met with quick swift response. I own a Chocolate Lab and a American Bulldog mix and they are my children. I am so happy I have Embrace Insurance because I will go to the ends of the earth to keep my babies healthy and happy. Thank you Embrace!
  • INSURER: Embrace
  • POSTED: 07/21/2010
  • BY: Amy
  • BREED: Labrador Retriever
  • AGE OF PET: 7 - 10

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4

out of 5

Great Service

The service is great once you get through all the protocol that's not clear in the beginning when you sign up with new pup thats never been to a Vet beyond shots. I'd never taken a pet for any illness care but I have learned quickly. Their people are friendly and once they communicate internally with each other claims run smoothly. I would recommend the insurance to others. Thanks Embrace!
  • INSURER: Embrace
  • POSTED: 07/21/2010
  • BY: Domani
  • BREED: Maltese
  • AGE OF PET: 7 - 10

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5

out of 5

Peace of Mind when it counts!

About 7 months ago, after reading an article about Pet Insurance, I researched different companies and plans, and took out a pet insurance plan with Trupanion. It proved to be the best decision ever! My seven-year-old rat terrier was suddenly unable to urinate and he started to swell "down there." He was in a lot of pain! I rushed him to the ER and he was admitted immediately. Despite diagnostic tests and treatments, no cause could be identified, and he rapidly got worse. He was transferred to another facility within 24 hours...still no answers.. as he continued to deteriorate. The bills were racking up quickly, but I knew that I could make decisions for his care based on what was best for him, not as a function of finances. I was close to putting him down after a couple of days, when the vets gave little hope, but we decided to give it one more day to see if the antibiotics would kick in...and they did!! And then slowly, day by day, he started to recover! After a full week in the hospital -- and thousands of dollars later -- my pup came home. During his convalescence I had time to sift through the mounds of different bills I'd accumulated and start submitting claims to Trupanion. The customer support on the phone was very helpful, and the claims process was simple. Once claims were submitted, they were reviewed and approved within a days of receipt. I was emailed when the claim was received, if there were any questions, and notified when the claim was pai
  • INSURER: Trupanion Canada
  • POSTED: 07/20/2010
  • BY: Harriet
  • BREED: Rat Terrier
  • AGE OF PET: 7 - 10

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5

out of 5

Peace of Mind when it counts!

About 7 months ago, after reading an article about Pet Insurance, I researched different companies and plans, and took out a pet insurance plan with Trupanion. It proved to be the best decision ever! My seven-year-old rat terrier was suddenly unable to urinate and he started to swell "down there." He was in a lot of pain! I rushed him to the ER and he was admitted immediately. Despite diagnostic tests and treatments, no cause could be identified, and he rapidly got worse. He was transferred to another facility within 24 hours...still no answers.. as he continued to deteriorate. The bills were racking up quickly, but I knew that I could make decisions for his care based on what was best for him, not as a function of finances. I was close to putting him down after a couple of days, when the vets gave little hope, but we decided to give it one more day to see if the antibiotics would kick in...and they did!! And then slowly, day by day, he started to recover! After a full week in the hospital -- and thousands of dollars later -- my pup came home. During his convalescence I had time to sift through the mounds of different bills I'd accumulated and start submitting claims to Trupanion. The customer support on the phone was very helpful, and the claims process was simple. Once claims were submitted, they were reviewed and approved within a days of receipt. I was emailed when the claim was received, if there were any questions, and notified when the claim was pai
  • INSURER: Trupanion
  • POSTED: 07/20/2010
  • BY: Harriet
  • BREED: Rat Terrier
  • AGE OF PET: 7 - 10

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5

out of 5

Tops in Customer Service

I am a new Trupanion client, but I loved that they contacted my vet themselves when I signed up, so I didn't have to mess with the paperwork. Trupanion's coverage levels are also much higher than other pet insurances. All pet owners hope they never need it, but it's nice to know I'm covered for just about anything that happens.
  • INSURER: Trupanion Canada
  • POSTED: 07/20/2010
  • BY: Jasper
  • BREED: Jack Russell Terrier
  • AGE OF PET: 7 - 10

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5

out of 5

Tops in Customer Service

I am a new Trupanion client, but I loved that they contacted my vet themselves when I signed up, so I didn't have to mess with the paperwork. Trupanion's coverage levels are also much higher than other pet insurances. All pet owners hope they never need it, but it's nice to know I'm covered for just about anything that happens.
  • INSURER: Trupanion
  • POSTED: 07/20/2010
  • BY: Jasper
  • BREED: Jack Russell Terrier
  • AGE OF PET: 7 - 10

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5

out of 5

So far so great!

I have not yet filed my claims for the vet and specialist visit I had yesterday when my Newfie/Border Collie was beset with acute cervical pain. However, I have been extremely impressed with the level of customer service thus far. The specialist recommended an MRI - between $1500-2k - for which Embrace reported required a pre-cert. Unfortunately they also said I would hear within 5 business days. That seemed a little long to me in light of what was, and is, in my mind a medical emergency. However, the rep took the time to inform me of what steps could speed up the process and everyone I spoke with on the phone was very kind and sympathetic. I received e-mail notifications when my paperwork was received and the pre-cert was expedited and returned to me with an authorizion within 24 hours!!! I am thrilled to have found an insurance that targets the conditions I am most concerned about in my large breed dog and have recommended Embrace to all of my pet-owning friends.
  • INSURER: Embrace
  • POSTED: 07/20/2010
  • BY: Erin
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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