154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,135 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

August 25, 2020

Great experience! Timely and quick

Great experience- timely and quick reimbursement and easy to use the app!

Insurer: Spot

By: Mila

Useful
August 25, 2020

Excellent service and coverage.

Excellent service and coverage.

Insurer: Trupanion

By: Karen

Useful
August 25, 2020

Great service!

Fast, friendly service. As always. Don't know what I'd do without Trupanion.

Insurer: Trupanion

By: Claudia

Useful
August 25, 2020

Shannon was very helpful and very polite.

Shannon was very helpful and very polite.

Insurer: Trupanion

By: Sheryl

Useful
August 25, 2020

Good

I would have gave it a 10 but the rates were a bit higher than I expected.

Insurer: Trupanion Canada

By: Megan

Useful
August 24, 2020

No delay in taking premiums but reimbursement takes too long

They do not hesitate to connect you with a rep to collect your money but when it’s time for claim reimbursement, their whole process slows way down. I understand how this pandemic can affect customer service but perhaps they should shift some staff from sales to service if they’re overwhelmed. No meaningful updates given. We’re just told to wait and be patient for 20-39 days. I’ve worked in similar industries and have never had it take so long for something like this to process.

Insurer: Pets Best

By: scott

Useful
Verified August 24, 2020

Great customer service

Great customer service, quick claim reimbursement. And even a call after Bella’s surgery to see how she was doing. The best

Insurer: Healthy Paws

By: Cindy Lee

August 24, 2020

Healthy Paws Claims Process and Customer Service is HORRIBLE

Submitting a claim through Healthy Paws is an inefficient process and extremely frustrating. Your only option is to upload photos of invoices. There’s no option for documenting your request or providing an explanation. Once the claim is filed, there is NO communication from an adjuster or representative to confirm receipt or advise of any additional, needed documentation. Healthy Paws sends multiple, vague emails stating additional information is needed, however, they do not tell you what information is needed. I had to call in numerous times to get claims resolved. Customer services is horrible, and you will spend a LOT of time just getting an answer.

Insurer: Healthy Paws

By: Heather

Useful
Verified August 24, 2020

Service. Quality. Price. What more can you ask for?

After researching several pet insurance companies I chose spot because of the flexibility in choosing the deductible and coverages, as well as the great reviews. The policy document is easy to read and very clear as to what is and isn’t covered. I’ve already made claims under the policy and am impressed as to the communication and turn around time for approval and payment. Everything is done right in the app. They explain what is approved and what isn’t (and why). Apply the deductible, and issue a reimbursement within a couple of days. Customer service is responsive and treat you like a real person. And I even appreciate their informational emails about dog training and other helpful tips. Really happy I chose them. Highly recommend.

Insurer: Spot

By: Georgia Green

Verified August 24, 2020

Welcoming us quickly!

I appreciated the phone call to welcome us to the insurance!

Insurer: Spot

By: Ash

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