154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified July 09, 2025

Twila registration

It was a great and seamless experience. We got everything we needed and explained in detail by Agent Ariel. He was friendly and very helpful in getting our Kitty insured.

Insurer: Nationwide

By: Alfredo

Verified July 09, 2025

Awesome Customer Service

Easy to file claims and quick turnaround time!

Insurer: Spot

By: Michelle Keppy

Verified July 09, 2025

Quick and easy claims submission and approval

I had two large claims in a row, and they were both processed quickly and accurately, and approved in under a week from start to finish.

Insurer: Spot

By: K Smith

Verified July 09, 2025

Poor communication with customer

Poor communication with customer. It's been almost 3 months of waiting to be approved for pet insurance.

Insurer: Nationwide

By: customer

July 09, 2025

The claim process is simple

The claim process is simple, much easier than my previous pet insurance company. Glad to be with Embrace.

Insurer: Embrace

By: Donald Hall

July 09, 2025

Does this company want to provide affordable insurance or sell a bunch of other stuff?

I bought my policy when my dog was a new puppy and the company was called Petplan. The initial monthly premium was reasonable and affordable. I am glad that I had insurance because my dog ended up having significant problems with skin allergies and his liver. Accordingly, my premiums have increased (currently $177 per month). Last week, I was notified that the monthly premium will be $324 (almost $4000 per year) to insure my dog for no more than $15,000 per year (70% reimbursement, $500 deductible). How am I supposed to afford the medical bills when the insurance costs $4000? It was time to look for a different solution. Changing insurance companies means that I cannot get reimbursed for pre-existing problems, but we have the allergies and liver under control. I want coverage for things like major accidents and perhaps cancer, now that my dog is over 6 years old. I did quite a bit of reading and found companies that will provide unlimited coverage for him ($1000 deductible, 70% reimbursement) for $80 monthly. It is time to say goodbye to Fetch. My interactions with the company have been good and bad. The direction the company is taking is one that does not interest me. I don't need a pharmacy, training, treats, etc. I need coverage for my dog in the event of a disaster (hit by a car, cancer). Fetch does not seem to write policies with unlimited coverage. Quite a few other companies do. Consider whether you want to pay for all these things that are not insurance or whether you want someone to back you when the unthinkable happens--and to back you with unlimited coverage that does not demand an astronomic premium.

Insurer: Fetch

By: Mom

Verified July 09, 2025

Very happy with Embrace processing time

Having switched to Embrace recently I was pleasantly surprised with how easy it was to submit a claim. They did a very thorough review and I received payment within a week. Very pleased. I also like how you can select coverage that fits your needs. Price is reasonable.

Insurer: Embrace

By: Lynn L

July 09, 2025

Good- if you know the rules

I had Pets Best for our previous dog and loved it. We rescued a new dog and I her signed up a few days before we got her, knowing we'd take her to the vet for a check up as soon as she arrived. I did not realize there was a 14 day waiting period for all claims ( must have missed that somewhere). It would have been cheaper to sign her up the month before she got here then to have all the claims denied for her 1st visit, since she did end up having worms and needed bloodwork. Hopefully going forward they will start covering things, as they did with our past dog, now that the waiting period was over.

Insurer: Pets Best

By: Jen Brennan

Verified July 09, 2025

Great Claims Experience

My claim was handled quickly and efficiently and payment was made in less than a week. I was very happy with the claims experience.

Insurer: MetLife

By: JRHey

July 09, 2025

Very short wait time for information I…

Very short wait time for information I was looking for.

Insurer: Fetch

By: ALBERTA F OWENS

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