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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Claim for New Puppy

I recieved a free trial from my vet on June 24. I registered my approx 10 week old puppy right away.I am so glad I did. On Canada day (so of course my vet is closed) I had to take her to the emergency vet because she had been up ever hour, on the hour with vomiting and diarrhea. I took her in to the vet and they had to test for parvo (luckily negative), had to xray (to see if she ate something), and had to do tests to check for infections (required full 24 hours in the animal hospital). Prior to consenting to all the procedures we called Trupanion to confirm they had my registration on file. The woman I spoke to was very empathetic and faxed a claim form directly to the vet (even though I didn't have my policy number with me). After my puppy was released with her antibiotics I started on the claim. The online chat featured on the website made it quick and easy to understand what was required of me. The claim covered 90% of all eligible costs (so everything except taxes and the exam fee in this case). Trupanion was great about sending me email updates on the status of my claim. I am thoroughly impressed and recommend this insurance for anyone signing up a healthy puppy with no pre-existing conditions. I can't speak to rescue dogs/older animals but I will definitely be signing up any other new puppies I bring into my home. It is a fantastic feeling knowing that you can put money issues to the back of your mind and just focus on getting your puppy healthy. As with all insurance,
  • INSURER: Trupanion
  • POSTED: 08/12/2013
  • BY: Sarah
  • BREED: Cavalier King Charles Spaniel
  • AGE OF PET: 0 - 3

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5

out of 5

Excellent Service

We had a sick kitty, very sick. Ate a pine needle and it almost killed him!. Had to take him to the emergency and to the vet the following day. Claims were sent to Healthy Paws and they reimbursed us right away. They held their end of the deal. I am very happy we have insurance as it would of costed us double the amount. I lived in the UK for years, they always have pet insurance, but in the US it is not so, not many have insurance. When we got our two little tykes, we debated whether to get insurance. A worker at Petco told me his cat swallowed the end of door stop. The cost to operate was 3000.00! He had insurance, their cost was a small fraction. That convinced me to get pet insurance, and it has payed off! Well worth it. Healthy Paws so far has proven to be excellent. Thank you Healthy Paws!
  • INSURER: Healthy Paws
  • POSTED: 08/11/2013
  • BY: Michael
  • BREED: American Shorthair
  • AGE OF PET: 7 - 10

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5

out of 5

Fast / Excellant care

We submitted our claim and within a couple days Trupanion had reviewed and processed our claim. Within a couple of days we had a payment on the way. We are very pleased with the care and customer service that Trupanion provides.
  • INSURER: Trupanion Canada
  • POSTED: 08/11/2013
  • BY: Ann
  • BREED: Yorkshire Terrier
  • AGE OF PET: 7 - 10

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5

out of 5

Fast / Excellant care

We submitted our claim and within a couple days Trupanion had reviewed and processed our claim. Within a couple of days we had a payment on the way. We are very pleased with the care and customer service that Trupanion provides.
  • INSURER: Trupanion
  • POSTED: 08/11/2013
  • BY: Ann
  • BREED: Yorkshire Terrier
  • AGE OF PET: 7 - 10

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5

out of 5

Embrace is very efficient and keep you updated.

My dog had surgery to repair a fractured leg and when I submitted the claim, Embrace quickly and efficiently responded. Even when they were busy processing other claims, they maintained constant communication with me and was able to process my claim within two weeks. I am very pleased with their services.
  • INSURER: Embrace
  • POSTED: 08/11/2013
  • BY: Jeff
  • BREED: Staffordshire Terrier
  • AGE OF PET: 7 - 10

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5

out of 5

This veterinary professional loves Trupanion

I am a customer of Trupanion and unfortunately had to submit claims to them for my cat's bladder cancer treatment. They were great! I also interact with Trupanion as a veterinary professional, they are one of the best companies around! Our clients love them, we love them and you will, too.
  • INSURER: Trupanion Canada
  • POSTED: 08/11/2013
  • BY: Jeanette
  • BREED: Domestic Mediumhair
  • AGE OF PET: Over 11 years

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5

out of 5

This veterinary professional loves Trupanion

I am a customer of Trupanion and unfortunately had to submit claims to them for my cat's bladder cancer treatment. They were great! I also interact with Trupanion as a veterinary professional, they are one of the best companies around! Our clients love them, we love them and you will, too.
  • INSURER: Trupanion
  • POSTED: 08/11/2013
  • BY: Jeanette
  • BREED: Domestic Mediumhair
  • AGE OF PET: Over 11 years

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5

out of 5

Fast reimbursement Great responses !!!

I recently added my 4 dogs to the Embrace insurance plan.The cost is reasonable and gives me peace of mind.I included the Wellness plan so I could get coverage for heart worm meds.etc.The insurance plan has paid for itself for the first 2 months Inhave had it.The claims were addressed within 24 hours and checks arrived within a week of my visit to the vet.I am referring all of my friends !
  • INSURER: Embrace
  • POSTED: 08/11/2013
  • BY: Sherrie
  • BREED: Gordon Setter
  • AGE OF PET: 7 - 10

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5

out of 5

A life saver!

Our cat is not the sharpest knife in the drawer so to speak... He ate a poisonous plant and the vet bills cost us about $3,000. After that incident we decided to get pet insurance. We spent a while decided which service to go with and settled on Trupanion. Only about a month after we signed up our cat got into trouble again after swallowing a cat toy. The bill was $6,000 this time! Even though we had only been signed up with Trupanion for a month and had paid a single down payment of about $20, they covered 90% of the total bill! There were a few items on the list that were not covered, like standard check ups, but all in all we only ended up paying about $800 instead of $6,000. I can honestly say that Trupanion saved my cats life... paying 6k to save our cat was just not an option for us. The only negative that I can speak of is that I did indeed have to pay the six thousand dollars upfront and then had to wait an agonizing week before Trupanion confirmed that they would cover us. It took about a month and a half until the insurance check came and was also pretty stressful floating $6,000 in debt while waiting. These are small complaints though, my cat is alive and my savings account is for the most part intact. I would highly recommend them.

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5

out of 5

A life saver!

Our cat is not the sharpest knife in the drawer so to speak... He ate a poisonous plant and the vet bills cost us about $3,000. After that incident we decided to get pet insurance. We spent a while decided which service to go with and settled on Trupanion. Only about a month after we signed up our cat got into trouble again after swallowing a cat toy. The bill was $6,000 this time! Even though we had only been signed up with Trupanion for a month and had paid a single down payment of about $20, they covered 90% of the total bill! There were a few items on the list that were not covered, like standard check ups, but all in all we only ended up paying about $800 instead of $6,000. I can honestly say that Trupanion saved my cats life... paying 6k to save our cat was just not an option for us. The only negative that I can speak of is that I did indeed have to pay the six thousand dollars upfront and then had to wait an agonizing week before Trupanion confirmed that they would cover us. It took about a month and a half until the insurance check came and was also pretty stressful floating $6,000 in debt while waiting. These are small complaints though, my cat is alive and my savings account is for the most part intact. I would highly recommend them.
  • INSURER: Trupanion
  • POSTED: 08/10/2013
  • BY: Mac
  • BREED: Tabby
  • AGE OF PET: 7 - 10

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