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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Gold Standard

Healthy Paws is the best insurance (not just pet insurance) company I have ever worked with. Every time I take my dog to the vet, they pay exactly what they said they would pay, and they do it quickly. But that is not why they are the best. Any time Luna has an issue, they write an email and ask how she's doing. They genuinely (and I cannot stress that enough) care about her well being and take pride in being able to help. The peace of mind that it brings when something goes wrong is priceless. I know that I not only can I afford her care, but I won't have to wait long for reimbursement. But having a pet insurance where they really care about my dog and all animals, and that my money is going to help other pets in need means that I will never look anywhere else for pet insurance. Ever.
  • INSURER: Healthy Paws
  • POSTED: 12/06/2013
  • BY: Isabelle
  • BREED: Mixed Breed
  • AGE OF PET: 0 - 3

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4

out of 5

Customer Service

I have found the communication and service with Embrace to be very professional and thorough.
  • INSURER: Embrace
  • POSTED: 12/05/2013
  • BY: K.
  • BREED: Labrador Retriever
  • AGE OF PET: 0 - 3

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5

out of 5

Trupanion cares!

Our 7 month old Min Pin puppy broke her left front leg while playing which required an expensive surgery to set her leg with a screw and pin. Trupanion responded quickly with a pre approval and the claim payment shortly after the final claim amount was submitted. I was very pleasantly surprised to receive a phone call from Trupanion asking how our puppy was doing and if we had any questions regarding our claim.
  • INSURER: Trupanion Canada
  • POSTED: 12/05/2013
  • BY: Terry
  • BREED: Miniature Pinscher
  • AGE OF PET: 0 - 3

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5

out of 5

Trupanion cares!

Our 7 month old Min Pin puppy broke her left front leg while playing which required an expensive surgery to set her leg with a screw and pin. Trupanion responded quickly with a pre approval and the claim payment shortly after the final claim amount was submitted. I was very pleasantly surprised to receive a phone call from Trupanion asking how our puppy was doing and if we had any questions regarding our claim.
  • INSURER: Trupanion
  • POSTED: 12/05/2013
  • BY: Terry
  • BREED: Miniature Pinscher
  • AGE OF PET: 0 - 3

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1

out of 5

Never Using Trupanion Again

When I called about my emergency for my dog, I had a very rude customer service representative. Not only that, I was misinformed when I got the policy. It's not really 90% coverage because medical fees are not covered. So, in actuality, I get about 50 percent coverage for something I'm pay 0 deductible. And my claim took forever. Never again.
  • INSURER: Trupanion Canada
  • POSTED: 12/05/2013
  • BY: Tony
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

When You Least Expect It...

I've searched all pet insurance carriers and ASPCA still came out on top for the value combined with coverage. Our 8 y/o miniature schnauzer became extremely ill with gastrointestinal symptoms and had to spend a night in the hospital. Claim reimbursement was pretty quick at just under a month.
  • INSURER: ASPCA
  • POSTED: 12/05/2013
  • BY: Craig
  • BREED: Miniature Schnauzer
  • AGE OF PET: 7 - 10

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5

out of 5

Great coverage, awesome customer service.

I was thrilled to find Embrace, a company that not only offered affordable rates but also covered several circumstances that were not covered by other insurances I looked into. We've had a policy for a few years now and I would never be without it again. We had several health problems come up suddenly and Embrace has covered everything and has reimbursed us thousands so far. When your pet gets sick suddenly, the last thing you want to have to worry about is how you're going to pay for it. While you do have to wait for a reimbursement, it offers peace of mind knowing you can rack up a credit card bill because the money will be back in your account in a few weeks. Pet insurance was one of the best decisions I've ever made for my dog and I feel Embrace is the best company out there.
  • INSURER: Embrace
  • POSTED: 12/05/2013
  • BY: Ashley
  • BREED: Standard Poodle
  • AGE OF PET: 7 - 10

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5

out of 5

MOMO'S WELLNESS

The process was really simple and fast. All I had to do was fill out the required fields on the claim form and fax this over with the vet. bill and in about 1 week I received a refund of $156.00 back into my account. I was charged $49.00 for the doctor exam + $103.00 for the senior wellness profile I + $4.00 for the medical waste disposal which totals out to $156.00 (I received the full refund) and that's awesome!
  • INSURER: Embrace
  • POSTED: 12/05/2013
  • BY: TAI
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Thousands paid over my 7 years as a customer!

I have been a customer for 7 years now and all 3 of my pets have been covered with PetsBest. I am very grateful for all the help that I get with my pets and I recommend PetsBest to every pet owner out here in CA. They've covered thousands of dollars in claims for my little ones. Thanks so much for what you do!
  • INSURER: Pets Best
  • POSTED: 12/05/2013
  • BY: Anya
  • BREED: Great Dane
  • AGE OF PET: 7 - 10

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5

out of 5

Best pet insurance I have had!!!!

Let me start off by saying I have tried multiple pet insurance companies in the past and Healthy Paws is the best so far. Before I even signed my dog up I spoke with a representative at Healthy Paws to discuss what's covered and whats not, I was surprised that they pretty much cover everything except the actual Dr. visit charge or their annual shots which was ok with me. They also have no limit of coverage per incident per year which is very hard to come by, usually it's $5K or $10K per year at other pet insurance companies. This was my second claim which is faster then your first claim because on your first claim they ask for your pets medical records and they review them and then process your claim but even that took only about 8 or 9 days. I had taken my dog to the vet for an emergency visit which was about $1K and they did follow up testing which involved ultrasounds and scoping which was about another $4K it didn't take but about 3-5 days for them to process the claim and mail out a check which covered about $4,300 of the $5,000 it cost me up front. After the claim was finished they even send out a warm email asking how he was feeling and to give him a hug from them. There customer service is excellent and they are a 5 star pet insurance in my book. I have not had the best of luck with my dogs in the past and I have spent a fortune on them because of other insurance companies always trying to give you the run around not like Healthy Paws.
  • INSURER: Healthy Paws
  • POSTED: 12/05/2013
  • BY: J.C.
  • BREED: Pit Bull
  • AGE OF PET: 7 - 10

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