217,508+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 217,508 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

217,508 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,806 reviews

4.9
Healthy Paws

11,102 reviews

4.9
Fetch

5,441 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,873 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified May 23, 2020

Efficient, Honest and Caring

Five weeks ago, our 10 year-old Springer tore her rear knee ACL so badly it disconnected. She needed reconstruction surgery. We were incredibly stressed about her safety, our ability to care for her when she came home, and also the cost. It has been so much easier than we expected, largely because of Healthy Paws Health Insurance. When I called them to check coverage, they assured me that unless it was a pre-existing condition, there would be no problem. They told us not to worry, that Healthy Paws was there to relieve us of stress, not increase it. Since our girl has been insured since she was less than a year old we were relieved. The surgery was expensive, and we were reimbursed exactly as we hoped, within days of submitting the bills. We have enjoyed their efficiency and courtesy for ten years of mostly mundane and minor health issues (foxtails, UTI infections, allergies...) Their processing system is extremely streamlined and user friendly. We find their newsletters informational. And their customer service all these years has convinced us that they actually care about our girl. They have never let us down, but this time they really had our backs - and we deeply appreciate it. If you are thinking of getting pet insurance, look no further than Healthy Paws.

Insurer: Healthy Paws

By: Anna Frost

Verified May 23, 2020

Bilateral TPLO surgery covered

I enrolled my pup with Trupanion not long after I got him and I'm glad I did. Just before turning 2 he injured his knee. I was told he would need TPLO surgery but little did I know when it came the day of surgery he actually needed both knees done. I was prepared to pay for one but hadn't considered both. I'm glad I had the insurance, this made the decision to do both knees a very easy one. The only thing I found was it took quite a while (longer than the 7-10 days) to get the refund from Trupanion for what they were going to cover. Otherwise I am very happy with the outcome and it was an easy process. Thanks Trupanion!

Insurer: Trupanion Canada

By: Alyssa

Useful
May 23, 2020

Happy overall

I am happy overall with my coverage. Claims are handled quickly and for the most part easily done. Coverage is good. However pet is prone to ear infections and it Baffles me that you refuse to cover vet visits and medications bc he has had more than one over a period of time. A child would be covered for same, why not a pet? Its not lack of care that causes them. Dont understand that.

Insurer: Nationwide

By: Donna

Useful
May 23, 2020

Fast, Responsive and Friendly

Healthy Paws kept me informed of what was needed to complete the claim for my dog. Once all of the paperwork was submitted, the claim was issued within 24 - 48 hours. They also followed up to see how my dog was doing after surgery.

Insurer: Healthy Paws

By: Jan

Useful
Verified May 23, 2020

Thank God for Healthy Paws!

In 2014 I purchased Healthy Paws Pet Insurance shortly after I adopted my female border collie, C.C. Very shortly afterward, C.C. became so sick with vomiting, bleeding and appetite loss, and I remember saying to her, “Don’t worry, C.C. I’m not going to give up on you and we are going to figure out what is wrong and make you better.” After numerous and expensive tests, she was diagnosed with Inflammatory Bowel Disease and we were able to control the IBD and she was her beautiful happy self again. Then, in December 2018 she was diagnosed with cancer of the liver and spleen. The vet gave me terrible news that typically even with treatment, most dogs with this type of cancer only live 4-6 months, and the treatments are $3k/month. C.C. was only seven years old, and I was terrified of losing her. Thanks to her Healthy Paws pet policy, I had the option to treat her with chemotherapy, otherwise, she would never have had this chance, and I would have had to put her down in January, 2019. A year and a half later (which is a long time for a dog), C.C. is still with us and her cancer is in remission. I would have never been able to afford the treatments on my own, but Healthy Paws made it possible to keep my promise to C.C. that I was not going to give up on her. Additionally, taking the financial strain out of the stress of taking care of a sick pet was so incredibly helpful. To date, Healthy Paws has paid all 108 of C.C.’s claims. (I also have another policy for C.C.’s brother, Pirate, but after 4 years, he still has no claims. Good Dog!) Every once in a while, I get a little note from Healthy Paws asking how C.C. is doing, and I am so happy to report that she turned 9 in January and is still doing well. I asked if I was in jeopardy of having our policy canceled, and the response was, “Nope! As long as you pay your premiums, we will keep paying the claims!” Every claim I submit has been processed, and I usually have the money back in my account within a week. C.C's oncologist also has a Healthy Paws policy for her dog. She told me she tells other pet parents about C.C.'s good news story whenever they ask her opinion on purchasing pet insurance. I thank God every day that C.C. is still with us, and I thank Healthy Paws for allowing me to afford the care of my pets. The world is definitely a better place with them in it.

Insurer: Healthy Paws

By: Lauren

May 23, 2020

Thank God for Embrace

Our Frenchie was diagnosed with GME just after her 2nd birthday, and has been on a regime of chemo and steroids for 6 months. She's responded well to treatment and is active, alert and happy. Embrace never flinched through any of the costs for diagnosis and treatment. This is our 3rd dog with Embrace insurance, but the first with serious health challenges. I've looked at other pet insurance providers but their coverages for serious illness often have individual limits which are much less than the policy maximum, and they don't provide the comprehensive coverage when you need it most. Embrace's customer service is outstanding. I have been a policyholder for almost 15 years.

Insurer: Embrace

By: David

Useful
May 23, 2020

Healthy Paws is the Best Pet Insurance Company!

I am so glad I got pet insurance from Healthy Paws for my dog Kiwi, half German Shepherd/half Boxer. They are amazing! They make filing a claim very easy and claims are completed and paid out quickly. They have covered all my dogs needs, including biopsies, hip dysplasia, ACL repair surgery, physical therapy, acupuncture, and even stem cell therapy! I even got contacted by them to check on my dog’s well being! Kiwi is my service dog, but also my best friend! I don’t know what I’d do if I didn’t have Healthy Paws!!

Insurer: Healthy Paws

By: Tracy

Useful
May 23, 2020

Made a difficult time much more easy to deal with!

We have been a Healthy Paws member since 2015 and to date they had provided us with easy reimbursements for general care with minimal issue. Our 16-year old shih tzu was unfortunately diagnosed with melanoma in March 2020, and Healthy Paws helped alleviate a lot of stress during what was an already emotionally and financially trying time. Their phone associate, Caleb, made sure to answer all my questions, and they worked with both the vet and oncologist to make sure we were taken care of. We have in the past, and will continue to recommend Healthy Paws to other pet parents.

Insurer: Healthy Paws

By: Michael

Useful
May 23, 2020

Nationwide is a caring companhy

Great claims service, customer response service and overall a pleasure to do business wikth.

Insurer: Nationwide

By: Lucian

Useful
May 23, 2020

pawfection!

MY CHIHUAHUA WOULD NOT BE HERE IF IT WERENT FOR THE HELP OF NATIONWIDE PET INSURANCE. HE CONTRACTED MENNINGITIS AND BARTONELLA AT THE SAME TIME ONE YEAR AGO. IT WAS AND HAS BEEN A COSTLY JOURNEY TO KEEP HIM ALIVE AND NOW FINALLY DOING WELL..THANKS TO NATIONWIDE COVERING MOST ALL OF HIS COSTS. tHIS IS A GREAT INSURANCE COMPANY AND i RECOMMEND ANYONE WHO GETS A PET TO INSURE THEM IMMEDIATLEY THROUGH NATIONWIDE. yOU NEVER KNOW WHAT CAN HAPPEN AND THEY HAVE COME THROUGH FOR MY PET. WE ARE GREATFUL...BARKS AND HOWLS!

Insurer: Nationwide

By: gloria

Useful

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