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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

8

out of 10

Oscar and Felix

Oscar was sick and the insurance was very helpful
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cocker Spaniel
  • AGE OF PET: 1 - 8

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8

out of 10

Great response

This was my first experience with pet insurance. At first I was hesitant to purchase thinking was it worth the cost in the long run. I'm glad I did. Their response was prompt with a month turnaround time.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Tabby
  • AGE OF PET: 1 - 8

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10

out of 10

Thoroughly impressed!

I am thoroughly impressed with Embrace! A couple of months ago, we got the $10k annual ($50k lifetime) coverage, with a $200 annual deductible and 20% co-payment, and the optional prescription coverage, for our then-just-under-1-year-old Boxer. We mainly chose Embrace because they cover the cost of the office visit and they don't use a scheduled plan. Immediately, I was impressed with the customer service communications from Embrace, just in setting up the paperwork. Then, a few weeks ago, we submitted our first claim. Again, the customer service was amazing. Upon receiving our claim (which we were able to e-mail to them as a PDF scanned on our printer -- so easy!), they e-mailed us to say they'd have a response in 2 weeks. In 2 weeks, to the exact day, they emailed to apologize for taking so long, explaining that they were switching over to a new computer system and that it would be 1 more week. I was very impressed that they even bothered to keep me in the loop! The other day, I got the refund. The attached Explanation of Benefits was clear and easy to follow. The refund was exactly what we were expecting, which is to say, awesome. For us, it made sense to get pet insurance, and I'm very glad we chose Embrace.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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9

out of 10

No brainer

Having watched friends spend lots of money on pet emergencies, I promised myself that if I ever got a dog, I would also get dog insurance. I just didn't expect to need it so fast! Zoey, our lab mix, was attacked & bit by another dog when she was 4 months old. The entire ordeal lasted over a month & included several rounds of antibiotics, surgery to debride the wound along with drainage tubes (EEEW) and that well-loved e-collar for 3 weeks. My total cost was $956. trupanion covered 90% of the costs, less the exam fees, less the laser therapy (which they are considering covering in the future since it is so commonly used these days)and less the deductible of $250. I sent all of the paperwork into them on August 18th and had checks for $524 on August 24th. I also heard from the local trupanion representative throughout. The claims process was super simple, I just faxed the forms in and had email responses immediately. I really wish they covered the laser therapy and the follow up exam fees (luckily my vet saw my dog several times without charging me at all), and I wish I had gone with no deductible, but even so, having the coverage paid for itself, the filing process was painless and trupanion was super fast responding & reimbursing.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

Fabulous Service for Pet Insurance Needs!

If you've been debating getting pet insurance I encourage you to stop dead in your tracks, write down this address www.trupanion.com and make arrangements for Trupanion to look after your pets insurance needs. We've been dealing with Trupanion for a period of 5 years now and they've been absolutely fantastic, no questions, no BS just top quality coverage!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Jack Russell Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Great Piece of Mind

I know that many people may think that nothing bad will happen to their pet, but any thing can happen at any time, especially when you are least prepared. I know from seeing it every day, medical emergencies happen. Having the piece of mind that you can take care of the pet you love like a family member makes all the difference in IF you can give the medical treatment your pet needs and deserves. I am a veterinary technician and the moment i brough home my kitten I knew that I would sign up for pet insurance, which one I was not sure. After long consideration over many different pet insurances, I decided on Embrace Pet Insurance. They offer the best coverage as well as wellness rewards, which allows you to do annual/wellness like things for your pet you normaly would pay out of pocket. I have had my pet insurance for a year now, and have only used it for wellness, thankfully I have not experienced any emergencies. But I know that it is better to be prepared. I love my furry little guy and he deserves to receive the best medical care for any reason. If you are a pet owner, new or seasoned, you really need to consider investing in pet insurance.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

I wish I could get MY ins. through Healthy Paws

Healthy Paws has been amazing from the beginning! We took out insurance last fall, and in January our dog Mika suffered knee injury. We met most of our deductible in one visit to the vet. The paperwork has been minimal, and since meeting our deductible we are reimbursed at 90% (the level we chose )of the actual invoice from the vet--this includes physical therapy, Rx drugs and supplements! Once the claim is submitted by the vet I get an email to let me know it is being processed, another to tell me it is complete and a check is on the way. I get my reimbursement in just a few days. And that is just the money part--These people actually take a personal interest in what is going on with your pet and their organization makes significant contributions to animal welfare and rescue groups! I would recommend these people to anyone!! The coverage is affordable and comprehensive. I did a lot of research before I chose a plan and I am delighted with my choice.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 1 - 8

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9

out of 10

Dharma

I am happy with ASPCA Pet Insurance. They have handled the claims quickly and fairly. Nice to know when my pet becomes ill, I can count on ASPCA Pet Insurance to help with the cost.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

I am glad that I have ASPCA insurance.

My Golden Retriever, Jake, suddenly became ill a few months ago. I rushed him to my vet, they took xrays, sent him to a truama hospital with a diagnosis of neumothorax. After a week of treatment he was able to come home. Needless to say, the hospital stay and treatment was very expensive. I was so glad to at least have a portion of the bill covered by my ASPCA policy. They covered up to the limit of my plan, and I was happy to have the help and kindness.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: Over 8 years

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9

out of 10

RECOMMEND ASPCA INSURANCE

Purchasing pet insurance for our new addition, Buster, was the best decision. Unfortunately, Buster had to under go stomach surgery after eating and entire baked chicken. It was a relief to know that ASPCA covered the majority of the expense. The claim process was very easy and fast. Buster and I both strongly recommend ASPCA insurance.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Goldendoodle
  • AGE OF PET: Under a year

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