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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Trupanion claim experience

We lost our only two dogs this past year. Decided to insure our puppy for many reasons. One of them being to be sure if something went wrong with her, she could get the care she needed. Especially being we still have thousands of dollars of vet bills to pay off for our two that we lost. After a little research, we opted for a policy with Trupanion. Our puppy is 7 months old. She very acutely started squinting in her left eye. It would tear up and became very red and inflammed. It looked very uncomfortable. We got her into a specialist quickly. I got the pre-approval from Trupanion quickly and got her scheduled for surgery. This wasn't an emergency but was time sensitive. She was uncomfortable and it could've progressed to an ulcer if left untreated. Trupanion updated me via email about receiving documents, and when/if they needed further information. The day after her surgery they emailed that her payment for her claim is being processed and would be in our checking account within a week. At the very beginning of all of this I called in to get preliminary information on what to do. The lady I spoke with was very pleasant and knowledgeable. I feel like I am going on and on but the entire experience was easy, didn't take too long, and really took the stress off. It has been a hard year as far as loss in our home and having the insurance and their excellent customer service really helped get us all through it! btw...Clementine has instant relief from surgery and is doing great. :)
  • INSURER: Trupanion
  • POSTED: 11/22/2014
  • BY: Stacey
  • BREED: Bulldog
  • AGE OF PET: 0 - 3

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5

out of 5

Exceeded my expectations.

I'm gonna have to rate Embrace at a 10. Embrace has covered everything they said they would. i have had to file 11 claims so far. not one issue. they process the claim rather quickly. 1-2 weeks and i have my check. i have used other companies before with previous pets and, Embrace has by far exceeded my expectations. one thing to point out. i mailed my claims in, but if you fax them it will be much faster. about a week. keep copies of the claim form in your cars so the vet can fill them out right away. i very rarely write reviews, but Embrace has earned it, 100% satisfied.
  • INSURER: Embrace
  • POSTED: 11/22/2014
  • BY: Scott
  • BREED: Labrador Retriever
  • AGE OF PET: 0 - 3

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5

out of 5

My 2 year old Yorky

My Yorkshire Terrier called Mimi is now 2 years old. During the past years she has suffered with some minor but annoying clinical problems, such congestion, skin complaints after walking into some grass that was obviously sprayed with some insecticides that was not pet friendly. She has developed some asthmatic problems mostly allergy related. However, apart from additional health issues that I have not mentioned all these visits to the Vet are costly. Vets have no conscience when charging for medical assistance and I would like to say that instead of following a legal career I should have become a DVM. Embrace have always paid for the care as per our insurance policy guidelines and for that I am extremely happy and appreciative that they honor their obligations without question. Even though my Vet is outstanding and discount me because as I am a frequent visitor to their medical office, I still believe its a good cash business for them. So in short, I have a good DVM to go to and I have a good insurance provider and Embrace should be rated as one of he best companies to provide insurance coverage for pets; all creatures great and small.
  • INSURER: Embrace
  • POSTED: 11/22/2014
  • BY: Michael
  • BREED: Yorkshire Terrier
  • AGE OF PET: 7 - 10

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5

out of 5

Owner of two English Bulldogs.

I purchased embrace pet insurance for both of my English bulldogs when they were eight weeks old. I can honestly say it was the best investment I have every made. English bulldogs are great dogs but they can be like old men from time to time.Having pet insurance provides great piece of mind. I ask the vet to fax a copy of the bill to embrace then I receive a check minus the deductible 7-10 days later. The policy has paid for itself time and time again.You will not regret purchasing insurance to offset the expense of the vets bills.
  • INSURER: Embrace
  • POSTED: 11/22/2014
  • BY: Andrew
  • BREED: English Bulldog
  • AGE OF PET: 7 - 10

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5

out of 5

Awesome!

Again...I can't say enough to express my appreciation of your services. After Bruno's recent bout w/pancreatitis and his extensive treatments it was comforting to you that your company was here for us (and Bruno). Your timely reimbursements and support has been very much appreciated.As always...thank you.
  • INSURER: Embrace
  • POSTED: 11/22/2014
  • BY: JON
  • BREED: French Bulldog
  • AGE OF PET: 0 - 3

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5

out of 5

Wonderful Company!

I am so thankful that I purchased Healthy Paws Insurance! I have had 3 Golden Retrievers in my life and learned the hard way with my last Golden the importance of carrying pet insurance on our loved ones when she became ill from consuming the chicken jerky treats that were produced in China. Sadly, we lost her a year ago. We purchased a puppy in July of this year and I selected Healthy Paws after reading the reviews. To be honest I was skeptical but I have been so pleased with the company. My new puppy has had on-going Urinary Tract Infections and in the process of diagnosing her problems the vet bills started to climb! I can't tell you how many times I have said to friends and family that I am so thankful that I purchased pet insurance with this company. They are efficient in processing claims, are personable and professional. I can truly say they have got to be the best insurance out there!!! Thank you for everything you have done for Lacey and our family!!
  • INSURER: Healthy Paws
  • POSTED: 11/22/2014
  • BY: Jolene
  • BREED: Golden Retriever
  • AGE OF PET: 0 - 3

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5

out of 5

Simple Benefits and Claim Process

I enjoy the simplicity of the coverage and "deductible" details. I would like more options, maybe with different limits like other carriers because I think it's a little more expensive but then that's the trade off between no payout limits. I have had multiple claims and the process was simple and within acceptable time frames.
  • INSURER: Trupanion
  • POSTED: 11/21/2014
  • BY: Brian
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Simple Benefits and Claim Process

I enjoy the simplicity of the coverage and "deductible" details. I would like more options, maybe with different limits like other carriers because I think it's a little more expensive but then that's the trade off between no payout limits. I have had multiple claims and the process was simple and within acceptable time frames.
  • INSURER: Trupanion Canada
  • POSTED: 11/21/2014
  • BY: Brian
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

I recommend this insurance to my friends.

I've had two dogs insured. Duncan had an intestinal/ bacterial infection on Christmas day, and had to go to the emergency veterinary hospital. Thankfully a large portion of his treatment and overnight stay was covered. When he was diagnosed with melanoma, again they covered a good portion of his treatment. Oscar was bitten in the park, and it covered his needed stitches. It is easy to submit a claim online, and they communicate well and send a check promptly.
  • INSURER: ASPCA
  • POSTED: 11/21/2014
  • BY: Eliza
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Excellent Customer Service

We just completed a claim with Healthy Paws for an emergency operation for our 8 month old chocolate lab. She had a piece of a chew rope stuck in her tummy and it rotted away about 5 inches of intestine. Honestly, I expected reimbursement to be a bit of a battle. I could not have been more pleasantly surprised. The claim process was easy, customer service was not only friendly and helpful, but genuinely concerned about the health of my lab baby. We received the claim in about a week. I would highly recommend pet insurance by Healthy Paws!
  • INSURER: Healthy Paws
  • POSTED: 11/21/2014
  • BY: Pam
  • BREED: Labrador Retriever
  • AGE OF PET: 0 - 3

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