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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Affordable

Great insurance .So glad I have embrace for our Little LLlasa apso Our dog is 6 years old and suddenly got very sick with a fever hterrible abdominal pain ands Would not eat or drink When I brought her to the vet they Immediately started I've antibiotics fluids And she had to be admitted right away She had terrible abdominal pain and needed x rays Which revealed quite a bit of inflammation Anyway I knew that the bill going to be high I sent my claim in right away and received my Claim decision within two weeks I received more 572.00. And my bil was 960.00 I have a 200.00 deductible yearly I was very happy with my reimbursed amount I would recommend embrace insurance To anyone with a pet!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Lhasa Apso
  • AGE OF PET: 1 - 8

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3

out of 10

Went from good to bad.

I have had a 70% quickcare policy with this company since it was called PetCare. I pay almost $50 per month for coverage for one bulldog. Back then they were very reasonable and would handle and pay my claims in accordance to the policy. However, since they changed their name to 24PetWatch, they find every excuse they can to deny every claim I have submitted. They have conveniently elected to categorize all new claims as falling under a fully paid out blood and Lymph category. Regardless if it is a ear or eye related issue. Whenever I have issued a challenge to their judgement they have asked me to go back to the Vet and get a letter explaining the case. Frankly, that is too much runaround and effort for both myself and the very busy vet we see to chase down a small payment from these guys. After 8 years with them I am ready to move on to a company with a better customer satisfaction survey.
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

Simply amazing pet insurance.

About four months ago my great Great Dane escaped and was unfortunately hit by a car, but survived with damage to his left hind limb. Thanks to having Healthy Paws pet insurance, however, I was able to go full speed ahead on getting him the surgery he needed to keep his leg. Not only did they pay for almost all of the surgery, they were extremely helpful along the way and made it completely hassel-free. This was nice during a time when emotions were running high. Now my dog is receiving physical therapy (hydrotherapy), and this is also covered by Healthy Paws. Signing up with them when I first adopted my boy was the best decision I have ever made. THANK YOU HEALTHY PAWS.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: 1 - 8

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9

out of 10

Strongly Recommend Embrace!

I am extremely happy with Embrace and am so glad I decided to go with them. I like that you're able to choose your own deductible and co-pays (out of choices they give you). Instead of covering a minimum per procedure as most companies seem to do, they cover a percentage. (One company might only cover $800 of Procedure A, but it may cost me $1000 in one place and $1200 somewhere else. Embrace will cover, let's say 90%, so you definitely get more for your money.) I found this much more appealing and advantageous. I've had almost no issue with any of the claims. I don't know what the person who have 3/10 could have had a problem with. A couple of times I forgot to send the correct bill, but was clearly told what I needed to do and everything was taken care of. Their reps are very friendly and helpful, emails are courteous and caring, and I feel as though they truly care. I receive emails of claim notification within 48 hours and checks within a couple of weeks. Cost really varies on the kind of pet you have. I have a neutered, microchipped mixes breed, so it comes to about $50/month, which for my peace of mind is really worth it. He had surgery about a year and a half ago and 90% was covered--I received almost $1000 back. My only regret was that I didn't sign up during the first year I had him. DEFINITELY recommend!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Trupanion has been fantastic!

Our puppy has had more than her fair share of illness in her young life. In the past, my family has never even insured their pets, but when we took her in for her first vet visit, they gave us the 30 day trial with Trupanion and after looking into the policy we decided to go ahead and sign up with them. Thank goodness we did! Unfortunately, we have had to visit the Emergency Vet more times in her young life than I ever did with all of our family pets combined. As unfortunate and stressful as this is, the knowledge that we had Trupanion and our beloved puppy was covered gave us great comfort. Trupanion has processed our claims very quickly and without issue. We are truly grateful for Trupanion and recommend them to everyone we know who owns a pet.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

MPL Surgery

Our 10 month old puppy (Papillon/Pomeranian mix) was diagnosed with bilateral luxating patellas and required medial patella luxation (MPL) surgery on both hind legs. Trupanion covered 90% of all the costs involved with his condition, returning thousands of dollars to us within a week of submitting the one-page claim form. We cannot express how thankful to have chosen Trupanion as our pet insurance provider!! THANK YOU SO MUCH!!!!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Papillon
  • AGE OF PET: Under a year

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10

out of 10

Consistent Reimbursements

Lucky for us we have Embrace, because our 4 year old mutt seems to come down with some bizarre ailments. Not once have they denied a claim. A VERY smart investment for any dog owner.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent

We unfortunately have had to make several claims for our puppy. Trupanion always replies in an extremely timely fashion. Most times we are refunded within a couple weeks and we are never hassled or questioned. Their policy is very straight forward and easy to understand.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Weimaraner
  • AGE OF PET: 1 - 8

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10

out of 10

Awesome Pet Insurance Company

I chose to purchase insurance with Trupanion for my little kitten because of high recommendations from other people. I had recently lost my 16 year old cat to lymphoma and had spent thousands of dollars on medical bills since she had no insurance and I would not have been able to live with myself if I hadn't done everything I could to give her whatever additional quality of life possible. I was almost 100% sure that I would not have to use the insurance for my kitten at least until he got older. I took my kitten to the vet the day after I brought him home for a wellness check-up; he was perfectly healthy and a couple of weeks later he got the vaccination (booster) recommended by the vet. I fed him high quality cat food and he had access to fresh water at all times and his litter box was cleaned at least twice daily and he got plenty of exercise and was a very happy and playful kitten. Nonetheless, a few months later, he got very sick. Trupanion has been 100% true to its word and has allowed me to provide him with much needed medical care. I am 100% satisfied with Trupanion and would definitely recommend Trupanion to anyone. Unfortunately, my little kitten has passed on and I cannot express how devastated and heartbroken I am! I wish with all my heart that I had never had to make any claims and that my sweet little baby was still with me, but the fact is that Trupanion was there when my kitten and I needed it. You can do everything the vet recommends and yo
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Under a year

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10

out of 10

Trupanion the best choice about care for my pet

Trupanion is the best, trupanion pay my reclamation in two weeks and the operators in the phone (ferdinand) is very friendly
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: 1 - 8

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