154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified March 24, 2021

So far so good!

Selecting health insurance for our puppy was a breeze. The premiums are affordable and the inclusions are great. We’ve yet to use our pup’s health coverage but signing up was a great process.

Insurer: ASPCA

By: Krizia Lim-Li

March 24, 2021

Process was very clear.

Process was very clear. 4 instead of 5 stars because they indicated it would take about 2 weeks to process the claim, and it was closer to 4. But otherwise fine.

Insurer: Pets Best

By: Lee Burdette Williams

Verified March 24, 2021

Process for signing up was straight…

Process for signing up was straight forward and easy. Once the insurance coverages begin and we experience how well or not claims can be covered and processed, I will be prepared to submit another performance assessment of the plans. Thx, LW

Insurer: ASPCA

By: LW

March 24, 2021

They don't pay for anything. This is a scam.

They don't pay for anything. Always an excuse of how this or that isn't covered. My dog had an ear infection. I submitted a claim but they rejected it saying they don't pay for examination fees. Apparently the only part they'd cover is the ear drops. Of course that's less than the deductable. You pay $77/mth for years. Occasionally your dog needs to go to the vet. And Trupanion finds some reason why they shouldn't reimburse it. This is a scam.

Insurer: Trupanion Canada

By: Jamie

March 24, 2021

Deception is their game

2013 Monthly Rate - 50$ (Puppy) 2021 Monthly Rate - 144$ Total Money paid to Trupanion ~$10,000 Was told at the beginning that rates stay the same as we don't punish dogs for aging... Facing $2000 Vet Dental Bill as some teeth are rotting/falling out - Not covered because I didn't take my dog to a Dentist for yearly cleaning (can't afford it) and did not do a yearly vet check (can't afford it) Only the wealthy dog owners get covered because they can meet the hidden requirements set by Trupanion. Don't waste your money with Trupanion See Trupanions auto copy and paste reply to my review below. I was already on the phone with them and there was nothing they were willing to do to help me and my dog out. I have now cancelled my insurance with them. I now have access to ~1700$/year for my dog. You'd have to be an idiot to give them your money after reading some of the reviews on here.

Insurer: Trupanion Canada

By: Graeme E McCallum

March 24, 2021

Excellent coverage options very…

Excellent coverage options very reasonable rates great peace of mind

Insurer: Trupanion Canada

By: Summer

March 24, 2021

Feel really betrayed

I adopted by Doberman when he was 3 1/2 years old. I purchased pet insurance soon after, because I wanted to know if something catastrophic happened I would be able to save him. My boy goes to the vet for routine visits, if he is sick or injured. We have never needed to file a claim. I just received my renewal notice for my 6th year with Healthy Paws and an increase from $157 to $223 a month. Last renewal it was $119 to $157. I had done my research and compared everything when I chose to go with them. Trusting by going with them when he was young, would keep my premium lower. After all, age was not mentioned as a factor for rate increases just the initial rate. Looking at my renewal, it seems my premium increase was due to an ANNIVERSARY ADJUSTMENT. Ironically most insurance carriers have longevity or loyalty discounts. So, I guess the increases are not due to my dog being a year older, but his being insured with Healthy Paws for another full year.

Insurer: Healthy Paws

By: Carla

Useful
March 24, 2021

Don’t get this insurance BEWARE

If you want to get every claim turned down and according to them say it’s a pre existing condition when it’s not. Then waste your money and risk your Pets’s safety getting this insurance! I thought I could trust them but they don’t care for pets or hardworking pet owners They just want $$$ soooo dissatisfied

Insurer: Pets Best

By: Ana

Useful
March 24, 2021

Thank you Healthy Paws!

We had to bring Corey to the ER for a Urethral Prolapse. We woke up in the middle of the night with blood all over the bed and our puppy! This is the first pet we've ever had insurance on and I'm SO thankful we had it! When I contacted Healthy Paws to ask about a direct pay to the vet's office they told me what they needed to make it happen. I submitted the records needed and the estimate of the bill and they took it from there. They contacted the vet's office and took care of everything for us, making the financial part of Corey's surgery a breeze! I did receive notice prior to Corey's surgery that our rates were going up in 60 days but only by $10/month. TOTALLY worth it knowing that our puppy will have the care he needs. Thank you Healthy Paws!

Insurer: Healthy Paws

By: Linda

Useful
March 24, 2021

Unfortunately my Dogo Argentino has had a few issues with skin problems and TMJ.

Unfortunately my Dogo Argentino has had a few issues with skin problems and TMJ. His last visit was $1600 for a biopsy and treatment .Fortunately with Trupanion my out of pocket was about $170.

Insurer: Trupanion

By:

Useful

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