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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

Excellent

My dog "Gizzy" broke her foot and i had multiple medical bills with different vets. Trupanion's claims agent were very helpfull and had my claims processed in a timely manner
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Brussels Griffon
  • AGE OF PET: Under a year

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9

out of 10

Long Time Petshealth member

When we got our new puppy in 2004 (Buddy) we knew his breed often had medical issues down the road and wanted to make sure his needs wouldn't cost us an arm & a leg so we did our homework and asked our vet for the pet insurance he would recommend. The vet suggested Pets Health and we checked it out. 8 years later we are still with Pets Health. Buddy had to have expensive surgery for a birth defect when he was 9 months old and most of that was covered by Pets Health. Over the years he has fallen and sprained his legs, gotten infections and plenty of allergies. Most of that has been covered by Pets Health. The cost per month is well worth it! Thank you Pets Health
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

You insure yourself, why not your pets?

My vet discussed getting pet insurance with me on my first visit after adopting my puppy. The vet had determined he had worms, lice and anemia, which as everyone who has animals knows, it's not cheap to treat any of those, and money is tight. I decided to get pet insurance to have some support on the medical payments so anytime my dog is hurt and I don't know if he needs to be seen or not, I have the ability to just take him in because I know the insurance will help cover the costs and I can ensure my dog is healthy and happy. I've called customer service for questions on billing, costs and coverage and everytime they've been extremely helpful. Having pet insurance has saved me over 1,000 in the last year due to accidents, illnesses/injuries and getting him neutered. I don't think my dog would've gotten the essential care he needed without the pet insurance.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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7

out of 10

They're still an insurance company 1st

I don't have anything to compare them to, but my experience with them is mixed. We bought a 3000 bulldog puppy (11 weeks old), and I want to protect my investment so I started looking for insurance. I took her to the Vet the day after we got her from the breeder. Told him I wanted her checked out... so he starts in with normal veterinarian insticts (let me find any possible things wrong so I can make as much money off this sucker who has that kind of money to pay for a dog). The puppy was diagonsed tailfold dermatitis because the breeder left it with a neighbor to watch since I wanted to wait for xmas to pick up puppy and he was going out of town. The neighbor didn't watch puppy to well so it had skin infection from sitting in feces and not being cleaned afterwards. During the vets exam he quickly pokes and prods at the dog and wiggles her kneecap and says something about watching her knees might have a problem at some point with her knees. I didn't think much about that cause heck at some point we are ALL going to have problems with our knees. I pay the 175.00 vet bill and my dog's skin infection heals fine. I start researching insurance companies and I pick trupanion. I signup they check her records and tell me that they will not cover ANY skin issues at all in the future. So I tell them never mind that is ridiculas. Then I call Embrace, they say as long as she doesn't have anymore tailfold dermatitis issues for 12 months long term skin issues would be cover
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bulldog
  • AGE OF PET: Under a year

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10

out of 10

Excellent

I was so amazed at the quick response to my medical claims, I have been telling all my friends with pets, don't wait, join Trupanion now. I would not have been able to save my cat's life if it had not been for Trupanion's excellent service.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Sphynx
  • AGE OF PET: 1 - 8

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10

out of 10

Compassionate and Excellent!!

Our Westie, Lacie, has been diagnosed with a thyroid condition for which she was prescribed medication. This was our first time applying for reimbursement from Healthy Paws. They couldn't have been more responsive or caring. They followed up with two emails inquiring after Lacie's health which really made me feel like they care andstand behind the philosophy they share on the website! I can't recommend them highly enough!! They are terrific!!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: West Highland Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Really great

My puppy broke his leg:(( trupanion has been there for us to cover the costs of the injury. Multiple X-rays and medicine were covered and the claims were so easy to fill out and send. Trupanion works really quick, I would suggest it to everybody.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Maltese
  • AGE OF PET: Under a year

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7

out of 10

Wouldn't You Do Anything for Your Fur Baby?

I would. I've had the insurance for approx 3 yrs and have thankfully only had a handful of times when I've had to use it, but the reimbursements have always seemed fair. It's peace of mind to know that I wont go totally broke if anything should happen to my babies- and I have a pug, and even though the breed is known for having more health problems, he got the same premium as my Laberdoodle. I've seen too many friends go broke paying for surgeries- I recommend this to all my friends and colleagues with pets.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pug
  • AGE OF PET: 1 - 8

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1

out of 10

What Disappointment

Once a good provider -- Not anymore. Any review I may have written endorsing them is now take back. When I appeal the claim they do not even evaluate the proper leg (in writing) and completely ignore my doctors note on the bone spurs on top of hip dysplasia (covered by the policy). My little fella was covered from day one and now they are denying claims. I will submit to my state for Appeal. I ask how can the Chief Underwriter on behalf of RLI Corporation assess the wrong hips and put that in writing as her basis. YOU DECIDE -- do you want to take this chance with Embrace?
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Collie
  • AGE OF PET: 1 - 8

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10

out of 10

Great Company

Before I decided to get pet insurance, I did side by side comparisons of the major companies. Embrace definitely came out on top with nothing hidden. One of my dogs has three claims. All have been evaluated quickly and fairly, no hassle whatsoever. Luckily the other dog has had NO claims, but I will happily pay the premiums for the peace of mind. I have been very pleased with every aspect of Embrace and highly recommend it to family and friends.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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