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I learned about Embrace pet insurance at the HSUS Expo 2015. I was offered a two month trial and although I was skeptical, I took it. Towards the end of the trial a visit to the vet revealed my cat, Bindi, was in chronic renal failure. It came on very suddenly and was a huge shock. After conducting Bindi's health record review Embrace covered everything ordered by the vet. Dealing with CRF is very stressful, but knowing Embrace is there to help with the financial strain makes it a little easier. Everyone at Embrace is very nice, helpful and patient.

Our 2 year old pup Maggie, who for being the healthiest and happiest pup around, has had some random health issues; skin issues, fatty tumors, a broken tooth, some intestinal issues as a new pup. Our old insurer always found a way to not pay for anything, we got fed up and made the move to Embrace. They have been wonderful so far. They are clear about what the 'rules' are and communicate very effectively through the claim process. Be warned - they often require more paperwork from your vet than just the claim form and appointment notes, so the process is somewhat...interactive... but we have never been dissapointed by the results.

We've owned dogs all my life and never before had we thought there was a need for pet insurance. With our newest Doberman Kenzie, it was highly recommended by our vet that we look into it. After researching at least 5 different insurance companies, we decided to choose Trupanion. Besides providing the best coverage, we were impressed that we are covered in Canada and the US. Choosing Trupanion has been one of the best decisions we've made. We've gone through 2 major knee surgeries, thyroid testing and a swallowed object. Not once have we had an issue with getting our claim resolved. Reimbursement from Trupanion came in the mail within 2 weeks if not sooner. Unlike some other pet insurance companies, Trupanion has not reduced coverage or raised our fees because we have submitted a claim. If you're not sure about what insurance company to choose, I strongly urge you to choose Trupanion. You will get great coverage for your pet plus your interaction with them will be stress free.

We've owned dogs all my life and never before had we thought there was a need for pet insurance. With our newest Doberman Kenzie, it was highly recommended by our vet that we look into it. After researching at least 5 different insurance companies, we decided to choose Trupanion. Besides providing the best coverage, we were impressed that we are covered in Canada and the US. Choosing Trupanion has been one of the best decisions we've made. We've gone through 2 major knee surgeries, thyroid testing and a swallowed object. Not once have we had an issue with getting our claim resolved. Reimbursement from Trupanion came in the mail within 2 weeks if not sooner. Unlike some other pet insurance companies, Trupanion has not reduced coverage or raised our fees because we have submitted a claim. If you're not sure about what insurance company to choose, I strongly urge you to choose Trupanion. You will get great coverage for your pet plus your interaction with them will be stress free.

My two year old cat "Molly" has severe allergies and just had hip surgery to remove the left femoral head due to a fracture. Healthy Paws has totally exceeded my expectations with how quickly they review and send the reimbursement insurance checks (usually arrive within 3-5 days). Their customer service is remarkable! I chose the 80% coverage for my 3 cats - I have used it for my Matty as well when he was 8 months old! Molly's allergies are covered which was a big relief to me as well as Molly of course. Most of the time people without insurance end up going in debt to keep their pet alive or sadly put them to sleep. I learned my lesson when another cat of mine had cancer and she did not survive but after $2,000 in medical expenses (no pet insurance) she was gone. I did my own research as most vets don't have Healthy Paw brochures in my area. I compared all insurance companies and found Healthy Paws the most value for my money. I love Healthy Paws!! p.s. My vet office was quit interested so with their permission Healthy Paws sent them some brochures.

We selected ASPCA for insurance for one of our pets who was denied insurance from another company. Although eligible and allowable charges and reimbursements are somewhat low compared to other insurances, we are grateful that ASPCA approved our application to insure our pet. We have had quite a few claims in the past couple years which have been approved--which makes the cost of the insurance worth the benefits we receive.

I decided 3 years ago to try this insurance. I had some claims the first 2 years which processed and paid promptly. But a few months ago I noticed a lump on my dog's leg. Tests and tests and a surgery later she was diagnosed with sarcoma. We opted for radiation therapy over leg amputation. Embrace initially excluded some small charges on the radiation therapy claim, my vet appealed and they were promptly paid. With each claim I've had the money in my account within 5 business days. With almost $10,000 in veterinary expenses, I would not have been able to treat my dog without Embrace and would've had to let the cancer progress. I am so thankful I bought this insurance and couldn't have asked for anything better.

I have a cat who gas eosinophilic granuloma complex. Long story short, she's allergic to everything and is constantly going to the vet for antibiotic shots and treatments. I never used it, to be honest I was avoiding using it because it seemed daunting. Finally, I realized I had to use the insurance I was paying for, and it's amazing! I am getting to much money back, and now my kitten can try to get better!

I have a cat who gas eosinophilic granuloma complex. Long story short, she's allergic to everything and is constantly going to the vet for antibiotic shots and treatments. I never used it, to be honest I was avoiding using it because it seemed daunting. Finally, I realized I had to use the insurance I was paying for, and it's amazing! I am getting to much money back, and now my kitten can try to get better!

Trupanion makes it so easy to care for your pet. We were so upset when our Bernese Mountain Dog swallowed a whole Skewer of meat. Trumpanion put us right at ease making everything so easy so we could concentrate on our dog's recovery. Since we had paid 2,500 we thought we would see half of that but they reimbursed us 2,100. They are the best ever. The even even called to see how he was. They are truly amazing. I would highly recommend.