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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Healthy Paws Pet Insurance is awesome!

I have 5 pets - 2 cats and 3 dogs. I purchased Healthy Paws approximately 2-3 years ago on all 5. I'm so glad I did! Since purchasing Healthy Paws, one of my cats has developed diabetes and must have two insulin injections per day. In addition, she has to go to the vet frequently for glucose checks to ensure the dosage is keeping her glucose levels where they need to be. She's also had a couple of urinary tract infections, which seem to be related to the diabets. All of these issues have been very expensive over time. I estimate that in the past year, her vet bills have been somewhere between $1,000 to $1,500. Her insulin alone is $135 per bottle. Fortunately, I have Healthy Paws and they have reimbursed claims quickly and reliably. In addition to the above issues with the cat, one of my dogs had to have sugery three weeks ago for removal of bladder stones. Initially, she was treated for a urinary tract infection, but after approximnately one week, it became apparent that she was not getting better. The vet then did x-rays to determine if she had bladder stones, and unfortunately, she did. With her pre-surgery treatment, the surgery and meds, the vet bills were close to $2,000. Again, I feel fortunate that I have Healthy Paws and they reimbursed on her claims promptly. I am a single person, and like so many others, I'm just making a living, but certainly not getting rich. I could not bare the thought of putting down a beloved pet because of a lack of money. I would
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Tibetan Spaniel
  • AGE OF PET: 1 - 8

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7

out of 10

Better!

I appreciate the timely response on this claim. I feel that if the vet says the dog needs to eat a certain food for a few days and I then have to buy it from the vet, it should be covered. It was part of the treatment, like the antibiotic I also had to buy and was covered.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: 1 - 8

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10

out of 10

tumour removal

When the doctor said Prieta needed a tumour removed from her elbow we were frieghtened. Would there be enough skin left to allow her full use of the joint? Would there be complications? Would the tumor require more treatment? Because we have Trupanion insurance for her, "How are we going to pay for this" was not one of the questions we had to ask ourselves. She is recovering well with full use of her elbow. As of today, no further treatment is required. Thanks Trupanion, you are our hero!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Amazing

I have been a client of healthy paws for almost 2 years. My pup had an accident that required surgery. He had surgery on Wednesday, I submitted my claim on Thursday, it was approved on Friday and I had a check the following Tuesday. Amazing. A customer service representative emailed me on Saturday to check up on how he was doing after surgery. I assumed it was just a a courtesty follow up, but I responded and received a very nice response back. It really made me feel like they were going above and beyond...and genuinely cared about my pup. The customer service is outstanding. I highly recommend this company! I can't express what a relief it was to have healthy paws when my pup was hurt. I didn't have to worry about how much anything costs. I could just focus on him and what he needed and not how I was going to come up with the money for his surgery!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: French Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

Trupanion Not All It's Cracked Up to Be

After being financially devastated by my old dog's chronic illnesses, I researched pet insurance for the young dogs and kittens. Trupanion got a lot of really good reviews, so I went with them. In the three years I've had this insurance, the monthly fees have more than doubled per pet (the original $23 per month is now $50 each for my dogs). I've made two claims in the last year, and in both cases, the insurance check came nowhere near the 90% they claim they pay. If your animal is injured or sick and you bring him into the vet for treatment, Trupanion doesn't pay for the examination of the injured/sick pet. So if your bill is $100 and $50 of it was for the examination, you're only going to get 90% of $50, not the full amount you paid. In their defense, Trupanion did state they don't pay examination fees in their policy (which I missed in the small print), but with the doubled monthly fees, I am finding this insurance not all it's cracked up to be.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent Customer Service

Healthy Paws is absolutely the best! Their customer service is better than any company I've worked with. It's not easy seeing your dog go through issues, not being able to figure out the problem. They respond to claims extremely quickly and they truly care about your pet. I would recommend them 100%.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Reimbursement Received before Credit Card Charged!

Healthy Paws has been absolutely wonderful! We only started our policy for our 8 year old bichon mix a couple months ago, and he started acting lame around Christmas time. I took him to the vet and he had an exam and xrays which showed a knee problem. We were referred to a specialist and we submitted our first claim for the xrays and pain meds. After receiving our dog's full medical history and reviewing it for 10 business days as was stated online, Healthy Paws approved the payment of a reimbursement, after our $250 deductible. Next, the specialist confirmed that our dog had an ACL tear and needed surgery. I called Healthy Paws and they assured me that the surgery would be covered. When the surgery was performed last week, we paid the bill and the vet faxed in the claim form. We received the reimbursement check for over $2500 TWO DAYS after the claim was submitted: even before the credit card was charged for the surgery! I am amazed by the promptness and caring demonstrated by this company, and I am telling all my friends about them!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bichon Frise
  • AGE OF PET: 1 - 8

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8

out of 10

Pet insurance for KC

I have been pleased with the coverage for KC and it has covered the few problems he has had. It is knowing that if anything of great costs we have some help with the costs of vet care.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Standard Poodle
  • AGE OF PET: 1 - 8

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10

out of 10

Very Pleased

We recently purchased Embrace Pet Insurance for our Newfoundland puppy and our first interactions with the company have been great! Very easy to communicate and when submitting a Wellness Rewards claim we received our reimbersement quickly. I like the fact that they give you email updates when they receive your claim and when they mail your check.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Newfoundland
  • AGE OF PET: Under a year

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10

out of 10

Fast Payout

Very friendly and knowledgeable customer service representatives. Received insurance check within a week of surgery. They emailed me to make sure I received the insurance payment and if I had not they were going to followup to find out where the check was. Glad I decided to take out pet insurance throug this company.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bullmastiff
  • AGE OF PET: Under a year

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