154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

April 22, 2021

Peace of mind

We've had pet insurance through healthy paws for about a year and a half now. Unfortunately our dane has had quite a few eye issues (scrolled cartilage, cherry eye, entropion, and several ulcers), requiring 3 different surgeries. Each time, the claims process was super quick and easy and Healthy Paws approved the claim in a timely manner. They give us peace of mind that we can do what's in Lola's best interest without having to worry about the cost. Definitely recommend!

Insurer: Healthy Paws

By: Rachel

Useful
April 22, 2021

Bunch of scammers

Bunch of scammers. Don't waste your money

Insurer: Trupanion Canada

By: Rachel

April 22, 2021

Worst insurance ever

Worst insurance ever. Avoid this guys, they cover nothing, just searching for reasons to not pay claims

Insurer: Trupanion Canada

By: Kosta

April 22, 2021

Thorough organization. Responsive within reasonable time frames to inquiries. Listen to concerns/provide detailed explanations

As I mentioned, Embrace does respond and provide lengthy explanations on their coverages and policies. I had to appeal and ruling and was offered the opportunity to provide documentation in support. The interchanges were professional and complete. I have not been afforded all overages I sought but understand, once explained referring the policy, the whys (and why nots). It is an insurance company but seems to handle customer service better than others in this market. I also had a reimbursement request. - of a technical nature (I have two policies with them). After some discussion they came to a solution that is mutually beneficial. This is they way business should work. Find win/wins and implement them. Thank you

Insurer: Embrace

By: John

Useful
April 22, 2021

Took over 3 and a half weeks to get…

Took over 3 and a half weeks to get reimbursed. When I signed up I was told 5-7 days and now that I have it they tell you claims take longer. They front a lie to get you to sign up then just think it’s acceptable to say oh our processing times are longer thinking that because they say that and say thank you for understanding that it’s acceptable but it’s not acceptable. They will also not cover claims for testing when your dog is sick of it can also be uses as a routine test. My girl needed her leptospirosis values checked because she was having nose bleeds and they refused to cover it because that’s also a routine test even though in this situation it was by a specialist to determine if that was causing her issues. DONT GET PETSBEST

Insurer: Pets Best

By: Patty Calvin

April 22, 2021

Excellent Company

Everyone at Trupanion has always been very helpful. They have always answered my questions and resolved my problems. They are polite, understanding and knowledgeable. I highly recommend them!

Insurer: Trupanion

By: June Berkun

April 22, 2021

Trupanion is the best!!!!!

Trupanion has been so kind and helpful. I can’t say enough good things about the company and their services. I highly recommend them!!!

Insurer: Trupanion

By: Elan Nehleber

April 22, 2021

Scam insurance

My claim for a veterinarian visit of nearly $900 had every line of invoice denied. First they denied for a reason thinking the procedure was for something else. When I notified them this was wrong, they denied again saying it was a pre-existing condition, although the dog had never been diagnosed or treated for the condition.

Insurer: Pets Best

By: Cory

Useful
April 22, 2021

I have always got the best service…

I have always got the best service possible from Pets Best, not only on the economic part but also on the human one, they are a group of people that not only care about the administrative issues (which are very important), but they also put their heart and passion to the transaction. I am very pleased and have already recommended coupe of friends (an even got a gift card for that!).

Insurer: Pets Best

By: Felipe Bertrand

Verified April 22, 2021

What a breeze!

As with previous claims, the filing and payment process is just great. The claim forms are simple to fill out. Submission of invoice copies with the claim form is clear, the steps are easy to follow. Email notifications of the process as it goes through each stage are helpful. If a question arises, customer service reps are skilled at giving a complete, understandable answer in a very reasonable amount of time.

Insurer: Trupanion

By: Patricia

Useful

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