154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,321 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

April 28, 2021

healthy paws saved my bank account in a really stressful situation

A few close friends got together to celebrate one of our birthdays. What was a delightful and casual little get together became my worst nightmare when a balloon popped and startled my new affenpinscher pup. She jumped off my lap and broke her arm. I scooped her up as quickly as I could and rushed to the emergency vet. My poor girl was in so much pain and I was so disappointed in myself that I could let something like this happen to her. Luckily the emergency vet we took her to is AMAZING and super compassionate which eased my stress, but they can't waive a 6k bill when your puppy breaks two bones and needs surgery to insert a plate and screws into her tiny arm. I put it on my credit card and started to panic thinking I didn't "do my pet insurance right"... Are there prerequisites that I didn't meet? Will this not be covered? I submitted my claim through their website via the claims portal. I received some emails that I needed to provide medical records. I provided everything I had, but they asked for more. I started to panic more that this expensive event wouldn't be covered, but after submitting everything I had, I emailed and said that she was a puppy and had only been to the vet a few times. I received a nice email back saying she would let the claims department know. After that, I received an email that my claim was being processed and a few days later I had $4000 in my bank account. I couldn't believe it, but they covered every single thing they said they would. Honestly I wish my health insurance was this clear and easy. I have recommended healthy paws to everyone I know with a pet. I am incredibly happy that they were there for me in a really stressful time.

Insurer: Healthy Paws

By: christina

Useful
April 28, 2021

The fast turnaround for claims isn't…

The fast turnaround for claims isn't fast at all. Covid is basically over. Get more people to work or back to work. 2 weeks for a claim is not fast turnaround. Thank you

Insurer: Pets Best

By: Lynette Franks

Verified April 28, 2021

they did what they said they would!

A few close friends got together to celebrate one of our birthdays. What was a delightful and casual little get together became my worst nightmare when a balloon popped and startled my new affenpinscher pup. She jumped off my lap and broke her arm. I scooped her up as quickly as I could and rushed to the emergency vet. My poor girl was in so much pain and I was so disappointed in myself that I could let something like this happen to her. Luckily the emergency vet we took her to is AMAZING and super compassionate which eased my stress, but they can't waive a 6k bill when your puppy breaks two bones and needs surgery to insert a plate and screws into her tiny arm. I put it on my credit card and started to panic thinking I didn't "do my pet insurance right"... Are there prerequisites that I didn't meet? Will this not be covered? I submitted my claim through their website via the claims portal. I received some emails that I needed to provide medical records. I provided everything I had, but they asked for more. I started to panic more that this expensive event wouldn't be covered, but after submitting everything I had, I emailed and said that she was a puppy and had only been to the vet a few times. I received a nice email back saying she would let the claims department know. After that, I received an email that my claim was being processed and a few days later I had $4000 in my bank account. I couldn't believe it, but they covered every single thing they said they would. Honestly I wish my health insurance was this clear and easy. I have recommended healthy paws to everyone I know with a pet. I am incredibly happy that they were there for me in a really stressful time.

Insurer: Healthy Paws

By: christina schroeter

April 28, 2021

Once again Trupanion was there for us…

Once again Trupanion was there for us when our baby boy needed urgent surgery. They are an awesome company! They have made it possible for us to save his life several times now. No guilt because we can do what is medically necessary without hesitation. I would never consider having a pet without them in our corner! Thank you Trupanion for helping us when we needed you!

Insurer: Trupanion

By: Don Beck

Verified April 28, 2021

20% rate increase despite no claims

Trupanion increased my rates by >20% after my first year of coverage despite the fact that I never made a claim nor missed a payment. I called to question the increase and they suggested I look elsewhere for coverage if it was too much. So, after just one year, I have to begin researching and comparing coverage AGAIN. And with another year of age, my dog will only be harder to find reasonable coverage for. And Trupanion can only say: "Take it or leave it." I understand small yearly increases, but 20% is absurd, especially after the first year. Am I to expect 20% next year and the following years as well? I'll be paying double within 3 years even if I make no claims. Don't trust that your "competitive" rate will stay anywhere near competitive after the first year. Expect to begin looking for a new insurer all over again.

Insurer: Trupanion

By: Justin

Useful
April 28, 2021

Trupanion Is Excellent Pet Insurance

Trupanion provided payment for the surgical procedures my dog needed. They had been recommended to me by family but my experience with pet insurers was that my coverage never included any of the problems my pet had. Trupanion came through when my dog was unexpectedly injured.

Insurer: Trupanion

By: James Sylvana

April 28, 2021

Great customer service and response!

Great customer service and response.

Insurer: Trupanion

By: Danny Faryniarz

April 28, 2021

Pets Best does exactly as they claim…

Pets Best does exactly as they claim they do and I'm very happy that we have them especially now that our furry family member has an illness that's requiring monthly tests and medications.

Insurer: Pets Best

By: ricky koscier

Verified April 28, 2021

Excellent customer service

My 6 years old maltipoo is going thru a difficult period between teeth and a tumor on his chest. I was questioning myself what to do with the costs of the vet. All the process was relatively easy and very friendly. I have received the reimbursement faster I was expecting and accurate. Thank you all that participate on making this happen.

Insurer: ASPCA

By: Aspca Reliable and Friendly

April 28, 2021

The claim was easy to submit and we received the check from Healthy Paws in record time! Thank you Healthy Paws!

Boudreaux had to have a toe removed because of an injury and the surgery was pretty pricey. I filed the claim and it was easy to submit and we received the check from Healthy Paws in record time! Thank you Healthy Paws!

Insurer: Healthy Paws

By: Kelly

Useful

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