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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

claim payments

my girl xena tore her patella and needed surgery and I have to say I am pleased with trupanion they are very courteous and paid claims promptly also answered questions I had wonderful expierence and xena is happy and well thank you trupanion
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Bladder Stones

I was worried about my little one when we finally realized why she was ill. The x-ray showed 2 bright stones. I felt so bad that she had been in pain, but I knew surgery was the best option, and I knew Embrace would be there for me. Embrace kept me up to date on my claim with regular emails, and once the claim was processed, I received the check a few days later. I will be renewing my policies next month!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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5

out of 10

POLICY RENEWAL - EXCLUSION CREATION

I HAVE HAD PETFIRST HEALTHCAR POLICY FOR BOTH MY FEMALE JACK RUSSEL TERRIORS. AT FIRST I HAVE THE BEST POSSIBLE COVERAGE WHICH INCLUDED EVERYTHING FROM VISITS, TO PREVENTABLE TREATMENT MEDICATIONS, SURGICAL CORRECTIONS OF THE DISC, ACL, PCL, CCL AND MCL. PETFIRST DID PAYOUT FOR EACH DOG FOR YEARLY PHYSICALS, VACINES AND TESTS UP TO $250 EACH DOG. IT WAS GREAT BECAUSE I FELT I GOT MY MONEY BACK IN CLAIMS. THE FIRST YEAR THEY STATED THEY WOULD NOT COVER ACL UNTIL AFTER THE FIRST 12 MONTHS OF THE POLICY. WELL UPON RENEWAL, THEY DISALLOWED SURGICAL ACL TREATMENT EVEN THOUGH THE POLICY INITIAL SAID IT WOULD COVER IT AFTER THE FIRST 12 MONTHS. 13 MONTHS INTO THIS INSURANCE AND JUST AFTER THE RENEWAL ONE JACK RUSSELL NEEDED SURGERY TO BOTH LEGS FOR ACL AND AFTER SUBMITTING THE CLAIM, I WAS SHOCKED, IT WAS NOT COVERED. YES, I DID NOT REVIEW THE RENEWAL POLICY BECAUSE IT AUTOMATICALLY HAD RENEWED AND THE PRICE WENT UP AND I FIGURED THE COVERAGE WAS THE SAME BUT THIS ACL WOULD HAVE BEEN COVERED. I GOT NO WHERE WITH THEM AFTER DISPUTING THE TERMS AND CONDITIONS STATED IN MY FIRST 12 MONTH POLICY WHICH STATED ACL WOULD BE COVERED AFTER 12 MONTHS. MY DOG ACCIDENTLY TRIED TO JUMP OVER A GATE IN HOUSE AND BASICALLY CAUGHT HER LEG IN THE GATE AND THIS CAUSED THE ACL TO DISLOCATE AND ITS EVIDENTLY A HERITARY THING WITH JACK RUSSELS. BOTH LEGS COMBINED COST ME $3000 AND BECAUSE I HAD A $12,000 LIMIT AND $2,500 PER ACCIDENT, I HAD EXPECTED TO BE REIMBURSED SOME. I LET THE POLICY RENE
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Jack Russell Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

I have been very pleasesd with Trupanion.

It is very nice to deal with an insurance company that does exactly what it says, with no hassles, mountains of paperwork or calls.
  • INSURER: Trupanion US
  • POSTED: 11/13/2019
  • BY:
  • BREED: Australian Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

Direct Deposited $1,000's in Claims Payments

I have two wonderful Havanese dogs with oxalate crystals. Pets Best staff have guided me in how to structure the best insurance plan given the chronicity of the dogs' conditions. Claims have been reviewed and managed in a timely fashion with payments deposited in my bank account electronically. Staff have been not only knowledgeable but also very caring. As a retired individual, I appreciate the respect they have always shown me when I call.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Havanese
  • AGE OF PET: 1 - 8

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10

out of 10

amazing -- worth every penny!

From the people to the coverage and care --- 1000% worth it.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Will Never Own A Pet Without Embrace

Insurance is one of those things you wonder if you're 'throwing your money' away every month because you just never seem to use this insurance. And is it really worth it? Well, I can say 10000% YES it's worth it. Our 4 year old English Springer Spaniel is very active. Sadly she started limping two months ago. After seeing our regular vet we did the limited activity route in hopes her lameness would be 'fixed' over time. It was sort of. Then she'd have a hard play session at the beach and would go lame/limp again. So off to see the specialists we went. Unfortunately it was determined she had a full tear of her right ACL and a partial of her left. We opted to have bilateral TPLO surgery done. It's not recommended for every dog. She's small enough yet also has really muscular legs so the specialists said it would be a good option. It wasn't a decision we took lightly. We did a ton of research and found a doctor that has received the highest of praise. We scheduled the surgery and notified Embrace. Embrace responded right away with true concern for Ellie. We sent them the reports from her doctors and within a couple of days Embrace responded that the surgery would be covered. That was a little bit of a relief but still sad about the major surgery looming for us and Ellie. I'm happy to report that Ellie's surgery was almost two weeks ago. She stayed overnight for only one night and walked out to greet us in the lobby the next day. On her own. No limping! It should be
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Springer Spaniel
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent Company

We have had Healthy Paws Pet Insurance for more than one year for our dog. I have never had an insurance company that is so responsive. 1. Claim filing responses are quick, complete, and comprehensive. 2. Payments are prompt. 3. Through correspondence with company representatives, it is clear that they are actually concerned about helping our dog get better. I strongly recommend Healthy Paws Pet Insurance for your pet.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Pet Insurance that works!!

WE lost our beloved Appy after 3 emergency visits,2 in hospital stays, Our bills exceeded 11,000. Trupanion handled all quickly, with detailed explanations of every bill processed. Each bill thanked us for taking such good care of Appy. The payments with those bills and a prior surgery was almost 10,000. Being in the insurance industry for 30 years, I never recommended any pet insurance prior to this one. In addition, I got a sympathy card , and refund on the unused premium. I can't speak more hightly of the efficient staff and the program, and have recommended to others who have purchased this program. Thank you Trupanion for helping us through a very sad time.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Petit Basset Griffon Vendeen
  • AGE OF PET: 1 - 8

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9

out of 10

They care

Helped me out a little on my Danes accident, not too much. Even though they did take a long time to review and pay me back, they showed a significant amount on how much they cared.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: 1 - 8

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