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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

Great customer service!

Our dog recently had a complicated, severe traumatic tooth fracture. The tooth had to be extracted by a dental veterinarian specialist and our dog also required post-operative medications and follow up. My husband and I, as well as our 9.5 year old dog, were pretty upset and scared about the whole ordeal. Healthy Paws helped ease the stress of this injury and surgery with their great customer service and timely turn around process. My husband told me last week that we have a check coming from Healthy Paws and I was astonished that any insurance company would send payment so quickly. I wish our own insurance policies were this efficient! The customer service department is fantastic and we have been very pleased and satisfied with the handling of our claims. There have been no surprises or "read the fine print" hassles from Healthy Paws. The only thing I think that could use some improvement is being able to submit claims electronically rather than on paper but I understand Healthy Paws works with a lot of animal care providers and this may not be possible. That is the only reason I gave the rating of 9 instead of 10 is having to print out the form and bring to the vet (which we usually forget to do, then we have to send later) rather than an electronic process. Keep up the great service Healthy Paws and I would definitely recommend them!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Great ... thus far

Before we adopted Tank in late July, I already researched pet insurance companies and decided on Embrace. I arranged insurance for him before I even brought him home. I decided the Wellness Rewards was worth the money for us, since the monthly cost is lower than the amount you may use. So far, I have only submitted 2 Wellness claims (his 2 booster shot visits). Both claims were paid in a short time period (a week or less). I'm am currently happy, and hope to remain happy with the decision to purchase insurance on him. I also, hope I only need to use the Wellness portion of our policy.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

Thank you

our Harley was diagnosed with cancer in Jan 2013 and was not given much time. It is 7.5 months later and ASPCA has been with us the entire time. they have paid our claims in a timely manner to help with the financial burden of taking care of our baby. They have also called us several times just to check on him. John at ASPCA has been the BEST.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Sheltie
  • AGE OF PET: Over 8 years

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10

out of 10

Completely happy :-)

I am very happy with the service and peace of mind i get with Embrace. Everything is very clear and communication is great. I have processed several claims for my two dogs now with no problems.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: Under a year

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10

out of 10

Service as described

My dog suffered a soft tissue injury. We brought him to the vet, they examined him, took x-rays and diagnosed him, sending us home with pain meds. Our vet submitted to Trupanion and we recieved our reimbursement,EXACTLY as described in the insurance information. Even better: Now that we have had our first claim processed, our vet trusts Trupanion enough to submit claims directly and only bill us the difference! No up front costs at all. It gives me peace of mind to know that my Veterinary clinic trusts the company that much. We are all very happy campers with a very healthy puppy!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Sheltie
  • AGE OF PET: 1 - 8

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10

out of 10

AMAZING!!!!!

I have a different pet insurance for my 1st dog that I am not happy with. I found Healthy Paws online and signed up my baby bulldog Asanti with them. It has been nothing but AMAZING. I NOT only received my claim reimbursement quickly but I received an email checking on Asanti. By far the best pet insurance ever!!!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

The best insurance EVER

Without a doubt, EMBRACE is the best insurance around. I've had dogs my whole life. My previous dog was an English Mastiff and all that was really available 15+ years ago was VPI. When I finally decided to get another dog I knew I had to look into insurance companies. I also knew there were now many more insurance companies than VPI. I was very dissatisfied with many aspects of VPI and knew I would not use them again. I did a thorough research of all the companies and EMBRACE consistently came up as being the best in all aspects. I've only had my puppy for a little over 2 mths so all she has needed so far, thank goodness, has been routine/wellness care. EMBRACE reimbursed me almost immediately, via direct deposit into my checking account, the exact amount I paid to the vet. In less than 2 mths she will be getting spayed and microchipped. I know I will be reimbursed and be given the same extraordinary service as I have for my routine care.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: French Bulldog
  • AGE OF PET: Under a year

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9

out of 10

One less thing to worry about...

The last thing a pet parent wants to worry about is money. I was less stressed about paying for my cats urinary blockage thanks to Trupanion. I was able to focus on his recovery and not worry about paying for it. Trupanion made it so easy, I would recommend the company.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Tabby
  • AGE OF PET: 1 - 8

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8

out of 10

PurinaCare Customer - 24PetWatch Great So Far

I was a PurinaCare customer, and just completed two claims with 24PetWatch under my old Purinacare plan. I have to say they processed the claim in a timely manner. So far, I'm impressed with the turnaround time. I only wish they had a website to see the claim online, but other than that, it's great. That being said, I have yet to receive a renewal from them, my first one is due in October. I've called a few times to see if they can provide details, but all I am told is that I will have an offer of insurance that is similar to what I had with Purinacare. I'm in California, and what they offer today for CA customers is nothing like what I have with PurinaCare.
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Beagle
  • AGE OF PET: 1 - 8

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10

out of 10

Midnight trip to emergency for toxic symptoms had

Late Saturday evening, Tucker displayed odd symptoms such as wobbling of his head and his back legs kept collapsing. We watched him for about half an hour and then decided he was getting worse, not better. Off we went to an Emergency Animal Hospital, about 40 minutes from home, hoping for the best. The admitting vet examined him and questioned us as to possible toxins he might have been exposed to. The vet then decided that Tucker needed to be kept overnight until at least early afternoon on Sunday.He was placed on intravenous in both front legs for hours.We were allowed to take him home on Sunday afternoon and the vet felt he was going to be okay as they had flushed his system out. Tucker slept almost 6 hours after he got home , ate dinner and went back to bed for the night. Monday morning, Tucker was his usual bouncy and happy self. He has been fine ever since. We check our lawn and pick any mushrooms found daily and we watch that Tucker does not pick up any cigarette butts he might find on the street, as those were the two items the vet felt he might have swallowed.I submitted my claim to Trupanion about a week after out emergency vet experience and was very pleased that they responded so quickly upon receipt of my claim.I received payment within 2 weeks and was most pleased with Trupanions response.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Havanese
  • AGE OF PET: Under a year

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