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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

Wont question the necessity of pet insurance again

Thought to myself - does a dog really need insurance? Seems like a ridiculous waste of money. Well, after my pup started eating every sharp and non-digestible item in my house I caved and decided that $10/mo is better than $3000 to remove a mechanical pen from her colon. Anyway, I never used it to remove a pen but when another dog attacked her I was grateful for that insurance. Reimbursement was quick. They covered almost everything and saved me from forking out more than $600 of my savings in vet bills. Won't question this monthly expense anymore.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Trupanion.....Pet owners Best Friend!!!

I learned my lesson the hard way by not having excellent insurance for my beloved Maltese Logan. He needed a Knee replacement and soon after was diagnosis with severe CHF. The medicine was approx. $500 a month and the grand total I needed to borrow from my 401K was $30,000. I am still paying off this loan for 3 more yrs and my beautiful Maltese has been gone 16 months now. I made the mistake of purchasing a "cheap" policy, and you truly get what you pay for!! My family has since welcomed a beautiful Golden Retriever into our lives. I did my homework on breeders and Insurance companies. I needed to know that money would never be the reason I would not be able to give our family pet the best medical care he deserved. The only company I would consider was Trupanion. They must go out of there way to hirer the most compassionate dog loving staff! I choose a policy that would reimburse 90%%of the billed amount with no deductible, and insured my dog at exactly 8wks of age. Everyone thought I was crazy to "waste" money on a healthy pup, but I felt such an urgency to have this dog covered. I could never afford to do what i did out of pocket for my last dog, however we all know once you fall madly in love with your pet there isn't much you wouldn't do for them. To make a very long story short, my beautiful Golden named Chase, was neutered at 8 wks old, We decided to have hip x-rays for a baseline. As my luck would have it, Chase had severe hip dysplasia, 90% Right hip and 70% Left hip.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: Under a year

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10

out of 10

Made the right choice

Our male German Shepherd began hyper-salivating and throwing up one Sunday afternoon and we took him to the emergency vet. He was taken in right away because they thought he had GDE, which is fatal if not treated immediately. Fortunately that was ruled out and he was just ill with flu like symptoms. He was treated and we were able to take him home and he is fine! After some confusion over getting his records from our vet to Healthy Paws, the claim was expedited and paid out in an extremely efficient manner. The customer service was friendly, efficient and concerned for our boy. We did a lot of research before we selected Healthy Paws for our two German Shepherds, and we are positive we made the right choice.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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9

out of 10

Good Experience with our Claim

Our dog had a cyst removed from his snout. ASPCA's claim forms were easy to complete and the payment came in about 2 weeks.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Miniature Pinscher
  • AGE OF PET: 1 - 8

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9

out of 10

Excellent service

I received a one month free Trupanion policy from my vet. 2 weeks later my 6month old pup got diarrhea that he couldn't shake. He was getting dehydrated and I couldn't get enough water into him so I took him to the vet. He had to stay overnight and was ultimately diagnosed with a parasite that requires some pricey meds. Trupanion covered $1900 of the $2500 bill, I was impressed as I was expecting that a "free" trial would have me on the short end of the stick. The vet had put through a pre-authorization with the ins. co so I was aware that they would cover it which was reassuring as well.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Doberman
  • AGE OF PET: Under a year

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1

out of 10

Sign up if you like your money stolen

Submitted multiple claim forms, refused to cover because they were reprints and not originals from my veterinary. I have cancelled my policy and am disputing every charge. Do not go with a plan through this company.
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shiba Inu
  • AGE OF PET: Under a year

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10

out of 10

No nonense....

We have a 14 month old labradoodle named Murphy. He has had a tough start to life and most recently has been very ill with an undiagnosed issue... after lots of patient vets and testing it was discovered that he had an overgrowth of bacteria and ulcers... as well as gastroenteritis.... Trupanion has been amazing in their help with looking after Murphy... I have always been warned to stay away from pet insurance as they make it impossible to get reimbursed but Trupanion has been amazing.. they are caring and dedicated to helping us and our pooch!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: 1 - 8

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10

out of 10

the best pet insurance

So far we have had Trupanion 11 months and it has been the best insurance to far. Our dog just turned 1 and had 5 claims so far they have always asked how out dog is doing before anything else. It has been the best piece of mind knowing our pup is covered.Even when the unthinkable happens like our dog who got but by another dog at no fault they asked if she was ok and processed the claim within 24 hours.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Gold Standard

Healthy Paws is the best insurance (not just pet insurance) company I have ever worked with. Every time I take my dog to the vet, they pay exactly what they said they would pay, and they do it quickly. But that is not why they are the best. Any time Luna has an issue, they write an email and ask how she's doing. They genuinely (and I cannot stress that enough) care about her well being and take pride in being able to help. The peace of mind that it brings when something goes wrong is priceless. I know that I not only can I afford her care, but I won't have to wait long for reimbursement. But having a pet insurance where they really care about my dog and all animals, and that my money is going to help other pets in need means that I will never look anywhere else for pet insurance. Ever.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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8

out of 10

Great insurance

My claims were handled within a few days after they were received.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: 1 - 8

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