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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Should have followed my own advice sooner!

As a veterinary professional, I have told pet owners for years to get insurance for their animals. I always said that it helps take the financial aspect out of deciding treatment plans for their members of the family. Finally, I followed my own advice! I'm so glad I did. Trupanion honestly saved my dog and my family from potentially not being able to treat because of finances. Working in the field, I've adopted pets that had some issues, but none unmanageable. Luna has had allergies, and some skin issues. She is almost 6 and one morning she didn't want to eat breakfast. She always eats breakfast. I looked at her and thought she was a little pale so I took her with me to work. Turns out, she was very anemic, and her body was attacking both her red blood cells and platelets! Needless to say, this was a major life threatening medical emergency. Knowing that she had insurance made the decision to treat possible. She needed 2 blood transfusions, hospitalization, multiple meds, and constant monitoring. Everyone I talked to at Trupanion made the process easy, and let me focus on my baby. Once my claim was submitted, I was reimbursed within a week! Now I know that I can provide the best care possible without draining my finances. Luna's happy and still healing and I recommend Trupanion to everyone I know! Thank you for giving me and my family peace of mind! Wish I had done it years sooner!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

I Wish My Own Health Care Insurance Was This Good

Trupanion has made the process of submitting claims painless. In just a matter of a few days I have received notice that my claim has been accepted, approved and processed and payment is on the way. It gives me much peace of mind to know that my pet's health care needs will be taken care of and that I do not have to consider the financial feasibility of treatment. I have called customer service to get questions answered and everyone there is very friendly. They even asked me about how my pet was doing after treatment. They seem to truly care about my pet' well being.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Over 8 years

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9

out of 10

Thankful to have it

My pup has been to the vet far more than any other dog I've had. He consumes everything he can, whole, without chewing. I got Trupanion and am thankful. The last trip to the vet cost $4500 and they covered over $3600 of it. I recommend them for anyone with a young dog.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Doberman
  • AGE OF PET: Under a year

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10

out of 10

Healthy Paws Pet Insurance - simply the best.

During a routine physical exam, our veterinarian discovered a tissue mass on our dog's spleen and feared the worst. After some preliminary diagnostics, he recommended that the spleen be removed immediately because of the risks associated with a life-threatening internal hemorrhage and the very grim possibility that the mass might be a malignant hemangiosarcoma, an incurable form of cancer, which can only be reliably diagnosed if the entire spleen is sent to a lab. Our dog tolerated the surgery well, and after the stitches removed two weeks later, he was his happy and rambunctious self again. Most importantly, the tissue mass was revealed to be a benign hematoma, for which we are most grateful. Since our dog was a puppy, we had subscribed to the Pet Partners policy offered through the AKC, but when he reached the age of ten, Pet Partners advised us that because of his age, only accidents would be covered going forward. After some research, we found Healthy Paws Pet Insurance, and are very glad we did. Everything but the vet exams was covered, our deductible is low, our claims were settled promptly, customer service personnel are efficient and compassionate, the Healthy Paws Foundation does important work on behalf of dogs less fortunate than ours, and the monthly payment is significantly less than Pet Partners used to charge for more limited plan benefits and a lower reimbursement rate. Many thanks Healthy Paws!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bearded Collie
  • AGE OF PET: Over 8 years

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10

out of 10

EMBRAC Pet insurance is "THE BEST" in the market.

I have a 5yr old Samoyed - Dakota! He holds my heart in the his paws, and that is why I chose Embrace, I'm lucky to have been a Mom to 5 furry Samoyed's over the years, and have used and experienced several pet insurances, hands down Embrace is clearly the best. I recently had a wellness claim for preventative care - Heart Guard, Preventic flea and tick collar, etc. My claim was 100% paid in less than 5 day direct deposit, easy peasy! The customer service is untouchable by any other pet insurance provider, trust me I have been using pet insurance since it first appeared in the marketplace. I love Dakota and want only the best healthcare and pet insurance for him, that is why I chose Embrace Pet Insurance. Luv them! :)
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Samoyed
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws is Awesome!

After one of our dogs threw a blood clot in her spine, and we spent countless dollars for surgery,etc., I said the next dog we get, we are getting insurance. Did some research and saw that Healthy Paws looked the best, and it was the best thing I ever did. Bella, our 3 year old Great Pyrenees/Golden mix contracted osteosarcoma in her right front "wrist." She had testing and amputation of the leg. I have to say she is doing great now! Healthy Paws has been fantastic through it all! Claims paid promptly, and follow-up e-mails asking about Bella. Just great customer service. I highly recommend Healthy Paws!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Very quick reimbursement time on multiple claims

Healthy Paws is such an easy, affordable and caring company to work with. I have had several claims with my fragile little Peanut(Shih Tzu). I had him at the vet 3 times in a week and each claim was processed on the very next day! I have already received my first reimbursement check and it's been less than a week. Thank you Healthy Paws!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: 1 - 8

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10

out of 10

Best Pet Decision Yet

After reviewing multiple policies, Healthy Paws appeared to have the best user satisfaction as well as the best coverage. I was so, SO right! I've had to take my little guy in for gastroenteritis three times now, each time performing various diagnostics to ensure that there wasn't a deeper issue. As soon as my vet faxed the claims to Healthy Paws (we're talking minutes here) I received a confirmation email indicating that the claim had been received. The emails stated that it could take up to 10 days for processing, yet I was emailed a second time with a detailed explanation of benefits and the amount that I would be reimbursed. This was for all three incidences. Timeliness was so helpful during these stressful periods. I was even emailed this past instance by the company to ensure that my pet was OK. They even asked if we could give him a hug from them. Caring, and fast fast fast. Don't hesitate, choose this company!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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7

out of 10

easy to use, wish it covered more

I have had a great experience with ASPCA insurance - it's definitely worth the investment for the peace of mind. However, I do with they covered a higher percentage of costs. I live in a city where vet bills are higher than the national average, and many times my statements come back with discounted benefits because the cost is too high for the procedure. Although they advertise that they cover up to 90% of vet bills, our experience is that they cover 30-50%.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dachshund
  • AGE OF PET: 1 - 8

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9

out of 10

Great experience

My almost 2.5 year old Newfie recently had quite a few visits to the vet; first for an ear infection, then a mysterious limp. Ultimately, the bills added up. It was really comforting to know that I would be reimbursed for a good chunk of the costs (post deductible), and Embrace didn't fail me. Without even speaking to a live person, I felt the communication was excellent. I received multiple emails and detailed explanation of benefits documents. I knew that owning a big dog was going to be expensive, and I'm very happy that I have good insurance with great service.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Newfoundland
  • AGE OF PET: 1 - 8

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