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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Pure excellence!

We were absolutely devastated when our Great Dane bloated and required major surgery. Embrace was fabulous. The staff is amazing, empathetic, and so friendly. Our claim paid within 5 days after submitting a simple form and receipt. We can truly recommend Embrace to every pet owner. Filing a claim is simple and fast with no unnecessary paperwork. As a result, we were able to focus solely on getting our puppy well again. Thank you Embrace!
  • INSURER: Embrace
  • POSTED: 03/14/2016
  • BY: Angela
  • BREED: Great Dane
  • AGE OF PET: 7 - 10

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5

out of 5

Embrace pet insurance gives us peace of mind. .

Our dog had a seizure and spent the night at the vets and under went several tests. The bill was over a thousand dollars and most of it was covered. It is a relief to know that with Embrace, we can get quality care for our dog without worrying about the expense.
  • INSURER: Embrace
  • POSTED: 03/14/2016
  • BY: Mary
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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1

out of 5

Poor Service

I would not recommend ASPCA insurance to anyone. I live in one of the most expensive areas of the country, and their "usual and customary" rates do not take that in to account. Also, they routinely indicate that they need additional information and have contacted the provider. All three of my providers indicated that they never had any contact from ASPCA. The policy does not continue coverage for illness that was diagnosed in the previous policy year - unlike almost every other policy out there. So, after paying premiums for over 10 years, when my dog was diagnosed with diabetes, I had three weeks of coverage. No, I can't get another policy to cover him, so I'm stuck with them - something I'm sure they count on. Claims take weeks to be reimbursed even with electronic submission. Poor service and policy all around.
  • INSURER: ASPCA
  • POSTED: 03/14/2016
  • BY: Sue
  • BREED: Cavalier King Charles Spaniel
  • AGE OF PET: Over 11 years

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5

out of 5

Quick Claims Turnaround

When my 9 year old Shih Tzu mix Lexi, was diagnosed with a devastating auto immune disorder, it was a comfort to know she had pet insurance. We were able to truly focus on getting the care she needed to recover without worrying about the cost. It was Lexi's first claim, and a large one. However, in less than two weeks, the claim was approved. And each time I spoke to a customer service person, at Trupanion, they were compassionate and helpful. I'm so glad we got our dogs covered, and are telling all our friends about our positive experience with Trupanion!
  • INSURER: Trupanion Canada
  • POSTED: 03/14/2016
  • BY: Gina
  • BREED: Mixed Breed
  • AGE OF PET: Over 11 years

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5

out of 5

Quick Claims Turnaround

When my 9 year old Shih Tzu mix Lexi, was diagnosed with a devastating auto immune disorder, it was a comfort to know she had pet insurance. We were able to truly focus on getting the care she needed to recover without worrying about the cost. It was Lexi's first claim, and a large one. However, in less than two weeks, the claim was approved. And each time I spoke to a customer service person, at Trupanion, they were compassionate and helpful. I'm so glad we got our dogs covered, and are telling all our friends about our positive experience with Trupanion!
  • INSURER: Trupanion
  • POSTED: 03/14/2016
  • BY: Gina
  • BREED: Mixed Breed
  • AGE OF PET: Over 11 years

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5

out of 5

Helpful insurance plan

Some people say that pet insurance isn't necessary. Wait until their pet has a serious condition. ASPCI/PI has been a reliable backstop for my black lab for seven years. They do what they say they will do with no fuss. I am glad I have them. So is my dog (I think).
  • INSURER: ASPCA
  • POSTED: 03/14/2016
  • BY: Steven
  • BREED: Labrador Mix
  • AGE OF PET: 7 - 10

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5

out of 5

Always prompt and no hassle.

We have had several Great Danes insured with Embrace and have had nothing but positive experiences. They pay promptly with no issues. Furthermore, the coverage is not limited to a single provider. We can go to either our usual vet or to a specialist, when necessary, and they cover the expenses. Our current older dog has had several expensive procedures that have been covered, making the annual premium a worthwhile investment.
  • INSURER: Embrace
  • POSTED: 03/14/2016
  • BY: Jim
  • BREED: Great Dane
  • AGE OF PET: 7 - 10

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5

out of 5

Excellent and prompt customer service

I have only needed to use Embrace so far for my dogs' wellness visits (thankfully there have been no emergency or injury visits), however, I have been very impressed with their customer service. They have always answered any questions and dealt with my wellness claims promptly and efficiently.
  • INSURER: Embrace
  • POSTED: 03/14/2016
  • BY: J
  • BREED: German Shepherd
  • AGE OF PET: 7 - 10

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5

out of 5

Embrace is the best

Honestly I researched all the pet insurance programs out there for my new puppy. I researched on the web what actual people were saying as well as professionals reviewing Embrace as a company and came to the conclusion that Embrace was the best for my puppy. One thing that sold me on Embrace is the fact that they offer a Wellness program that a lot of the others do not. Embrace is not the cheapest but they are not the most expensive. They are competitive for sure. I've already had to make two wellness claims for my puppy and they have approved both no questions asked. Their Claim process is simple and their payment is direct to my bank account. Honestly I don't really have time to sit here and review companies but I believe Embrace deserves just this. I hope Embrace continues to make me happy as a customer. I've already referred Embrace to multiple people and I intend to keep recommending them. I hope this helps others.
  • INSURER: Embrace
  • POSTED: 03/14/2016
  • BY: David
  • BREED: Mixed Breed
  • AGE OF PET: 0 - 3

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5

out of 5

Highly recommend ASPCA pet insurance!

Our dog Maverick has been sick since January 30. ASPCA has been very efficient processing claims and sending payment quickly. It has been a very difficult time with our dog both emotionally and financially, having pet insurance has helped offset some of the costs.
  • INSURER: ASPCA
  • POSTED: 03/14/2016
  • BY: Maverick
  • BREED: Welsh Corgis
  • AGE OF PET: Over 11 years

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