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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

5

out of 10

Not as good as PurinaCare

I had PurinaCare for my dog for 3 years until they suddenly sold out to 24Pet Watch. Very disappointed in this new company. The claims take FOREVER to get paid. Have had to call several times only to be told that it takes 10-20 days to process. I called 2 months after it had been submitted!!! If my dog didn't have preexisting conditions, I would DEFINITELY switch to another company.
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shetland Sheepdog
  • AGE OF PET: 1 - 8

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9

out of 10

fast approval

my little girl, 2 yrs old, has had some recent ongoing issues that has required some addt'l tests, etc to find out what's going on. After contacting Trupanion, I had the claim and it was processed within 2 days. So far, I am very pleased with them and hope I don't need them so much in the future :)
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Cocker Spaniel
  • AGE OF PET: 1 - 8

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10

out of 10

So Glad I had Embrace Insurance

I've had pets all my life but never had insurance on them before. Embrace has been wonderful. The vet turns in the claim for me and within a day I get a email from embrace saying they received it. Then usually within 10 or so days I receive a check in the mail. And then embrace sends a follow up email to make sure you received your check and if you have any questions on the refund. Fantastic service! Thanks Embrace. Emma is almost back to being herself again.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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9

out of 10

Joy of pet insurance

When our Shepherd Chief had his first attack of epilepsy we were devastated. At the time we did not realize the benefits our Embrace policy held. Having insurance helped us and him to lead a somewhat normal life with medication.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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9

out of 10

ACL Surgery

Be sure to list a bank account to send money directly, I didn't do this and waited at least three weeks longer than necessary to receive my reimbursement. Apparently, my check was sent and then returned to Embrace for unknown reasons and they had to cut me another check after I called asking where my check was. I received the second check for $2809.00 two days later. When it's that much money, it matters. The ability to check on claims online is convenient and the customer service representatives are very friendly and helpful. I would have rated a 10 but had to wait for the big check and the first person I spoke with didn't follow up with me. This is my first experience with pet insurance, although I've had Embrace Insurance for five years for my dog. I've heard very few other companies actually pay much if anything.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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9

out of 10

Thanks Trupanion

Trupanion reviewed my dogs claim for a specific disease and approved payment after a veterinarian review. I am thankful for their consideration and final approval. This is exactly why I insure all 3 of my pets, 2 dogs and one cat with Trupanion- in case of any unforeseen catastrophic illnesses or accidents. They didn't let me down.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pomeranian
  • AGE OF PET: 1 - 8

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7

out of 10

Scottish Terrier Torn ACL Surgery

We came home from work 6 weeks ago to find our 4-year-old Scottish Terrier unable to put any weight on his back left leg. Following an immediate visit to the vet, he had completely ruptured his ACL and required surgery to repair it. He had the surgery 3 days later and I faxed my pre-certification and claim forms to Embrace. I received an initial email following receipt of the claim that indicated it would take 5-10 business days to review and pay the claim. Unfortunately for me, Embrace had just instituted a new computer system and it took a lot of follow up on my part and the final claim payout took about 30 days. I am hopeful to have a smoother experience. Overall, Embrace does have good customer service once I was able to reach them.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Scottish Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent Service!

I am so thankful to have had Healthy Paws pet insurance for our young Golden Retriever, who at 11 months was diagnosed with elbow dysplasia and required surgery. Healthy Paws paid our claim for the elbow surgery without any problems. I do not know how we would have been able to afford the over $6000 surgery without Healthy Paws insurance. Not only did they cover this condition (which most companies will not, because some consider it a genetic condition), but they make the claims process incredibly easy. I simply upload a JPEG of the invoice, and they send a reimbursement check. I have recommended Healthy Paws to everyone I know with a pet! Thank you Healthy Paws!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

We needed the best and found the best!

Bear was diagnosed with pancreatitis and extreme intestinal inflammation. Needless to say we were extremely concerned. He had to be hospitalized for 4 days and during that time the vet performed treatments to flush his stomach, intestines and colon. His very serious condition was treated and all went well. Bear is back to his bouncy happy self! Again Healthy Paws helped to ease our hearts and bring peace of mind during a traumatic and stressful experience. Healthy Paws reimbursed us within one week and covered 90% of the cost as per our package. More than the prompt processing of our claim is the heartwarming words we receive from Healthy Paws. A representative emailed to inquire about Bear's well being and wished him a speedy recovery. Healthy Paws have proved they care about our babies. They even wish our Boone and Bear birthday wishes! With Healthy Paws we found the best! From our hearts to yours! With warm regards, The Altamirano Family
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

McKenzie

Our 10 year old otherwise healthy and happy shih Tzu had a seizure and began acting very lethargic. Our primary vet referred us to a specialist that was able to diagnose her problem and get her on an appropriate treatment plan. Healthy Paws Insurance gave us assurance as we made decisions for our sweet little shih Tzu. Today, McKenzie is getting more active and has been seizure free, we are very happy to have made the switch from another insurance carrier. Healthy Paws processed our claims in timely and accurate manner. Further, the team reached out via email to check on her after a few weeks. Customer service at its finest. Thanks team for your help during this scary time!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: Over 8 years

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