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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

Good product

The claim was processed quickly and easily. They even did much of the legwork on their own to finish the paperwork. I had four separate events on the same claim, using three different vets. They reimbursed exactly as described in the policy and the premium has been well worth the money.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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8

out of 10

Wellcare benefits are not good

The filing process is great and the reimbursement very prompt, but I wish the reimbursements were higher. While I am thankful my dog does not generally require more significant services, paying $50 on a $202.50 claim is not great. It only pays $25 per year for Heartguard and Frontline products.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Best insurance choice

As a previous VPI customer, I can truly see the excellent value of Healthy Paws. Not a month after making the switch from VPI my mixed breed tore her cruciate ligament and meniscus. Without any hesitation, Healthy Paws sent me a check to cover 80 percent of the close to $3000 surgery. When I adopted my rescue dog I got Healthy Paws immediately. Luckily I was covered when about a month later my vet discovered Mandy had liver disease. Healthy Paws covered 80 percent of all her labs and her monthly medications. Mandy also ended up with Demodex mange which was also covered. Without Healthy Paws, our pets would have created a financial disaster. Without a pay schedule like what VPI has, our bills were truly covered-not what an insurance company tells me what a vet should charge. My family is truly thankful for Healthy Paws and highly recommend them to anyone.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Best Pet Insurance Company

My dog, Zeus, is a rescue, and we adopted him in 2011 when he was just under 2 years old. He was vibrant and healthy up until the fall of 2013, when it was discovered that Zeus had a serious, chronic, autoimmune liver disease with a guarded prognosis. He underwent an ultrasound and a liver biopsy to confirm his diagnosis. Since then he has required a large number of expensive medications,and monthly blood draws to check his liver enzymes and adjust medications as needed. To be honest, I don't know how we would manage without Healthy Paws. Zeus is doing well right now, and the Healthy Paws folks send me e-mails asking how he is doing, which I appreciate so much. My claims are handled quickly without any hassle, and the staff is readily available if I have any questions. Without a doubt, this is the best pet insurance company I have ever worked with! When my baby developed this life challenging illness, I realized what it was going to take to keep him as healthy as possible. I am so glad we chose Healthy Paws over other pet insurance we looked out. Thank you, Healthy Paws!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: 1 - 8

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10

out of 10

No Hassle Payments on Claims

I have received excellent service and fast response from Healthy Paws Ins. Co. I highly recommend them for your pet insurance. They are caring and always follow-up to make sure you are satisfied with their service. I have never had any problems with my claims and they always keep you up to date on the progress of your payments. You can't go wrong with this company.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

Trupanion is Awesome!!!

Having extensively researched many pet insurances, comparing and reading reviews, we decided on Trupanion. We didn't think we would be taking advantage of it before our puppy turned 2 since she didn't go through the chewing stages that many of our others did in the past. She initially showed signs of a bladder infection, but after a day of no improvement with medication and symptoms worsening, the vet confirmed it was more serious and had to be resolved immediately. Emergency surgery was performed as one of the three stones removed proved to be life threatening. Upon payment settlement to our vets and establishments, we submitted the paperwork and total claim of $2,557.89 bill and after the $400 deductible (we chose which is another fantastic option), the $203 items not covered (which is spelled out when you apply)they paid us $1,759.40 (90% as promised) which is more than any other insurance would provide!! Even better, we faxed our paperwork on a 11/10 and received an email confirmation the same day, we received a followup email on 11/11 to indicate they were verifying, and another email 11/17 to confirm that payment was issued! ONE WEEK!! While we hope it's a LONG time before the next vet visit, we know we can count on them to help us provide the best possible care for our little dog!!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Pet insurance review

I am giving Trupanion an overall rating of 8 because the claims I have presented have been handled in an efficient and professional manner. What I don't like about the policy is that every different diagnosis (i.e., stomach ache v. laceration) has its own deductible. In other words, the deductible has to be met for every injury/illness each year.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Chesapeake Bay Retriever
  • AGE OF PET: Over 8 years

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10

out of 10

An Amazing Surprise

Through my life I have had several pets. I have never had pet insurance. Mikka, my dog, is still in the puppy stage of her life and is very adventurous. She gets into everything. When she chewed into a bottle of Ibuprofen I thought we would lose her just because of the cost of medical care. I had forgotten I had purchased HealthPaws Insurance. When I purchased the insurance I was concerned that like most insurance companies it was all about collecting the premiums and not paying the claims. When I remembered I had purchased HealthyPaws Insurance I went online expecting to have to fill out a confusing claim form. Mail the form in with all the reports and then wait 6-8 weeks for processing only to receive a small reimbursement if I got anything. I just knew it would be a pointless endeavor. To my surprise it was easy to submit the claim online. No claim form. Just send the invoice along with medical reports explaining the event. On receipt of the claim HealthyPaws notified me by email they had received the information and would be processing the claim right away. I thought okay this is where the long waiting period comes in. Not so. Within two days I received notification that the claim was reviewed, what was being paid and that a check would be sent shortly. At this writing, 11-25-14, I have not received payment. However, Mikka's claim was submitted on Wednesday, 11-18-14 and completed by Friday, 11-21-14. It hasn't been long enough to get payment. I am so thankful I discovered HealthyPaws. Mikka is too. What a wonderful surprise and reconfirmation there are still companies in the world that aren't out to take your money and run. Customer service is their asset and they provide it with their ease of claim submission, their availibility when you contact them and the timely processing of your claim. Good job HealthyPaws. Thank you again.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Siberian Husky
  • AGE OF PET: 1 - 8

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10

out of 10

Superb

At first,I was hesitant about getting pet insurance. Then USAA recommended Embrace. I opened a policy with them for our first dog. I filed a claim and was ready to wait 2 weeks, but it didn't take embrace that ling. I still have a policy with them and would not give it up for anything pet related. I rate Embrace a 10 because 100000 is not available. They go out of their way to ensure their costumers are satisfied. They are more about quality rather than quantity. Embrace your are truly the best at what you do.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

Customer Service

Time taken to review our claim and payment of the claim exceeded our expectation. Friendliness of staff and follow up on our claim was outstanding. No complaints whatsoever.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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