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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

PetInsuranceReview recommened

Easy and quick claim processing

24Pet Watch reviewed my claim quickly and their explanation of benefits was very clear to understand. I had a very positive experience with them and am glad to have pet insurance through them.
  • INSURER: 24PetWatch
  • POSTED: 11/15/2021
  • BY:
  • BREED: Mixed Breed Medium (20-70 Lbs)
  • AGE OF PET: Under a year

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5

out of 10

PetInsuranceReview recommened

Great service, but the prices are getting ridiculous

It pains me a bit to give Healthy Paws anything less than "10 paws" but the annual premium increases are becoming nothing but absurd. When I signed up in December 2017, my monthly payment was somewhere around $48 per month... fast forward only 4 years later and it's now going to be around $102 per month! They recently sent out an email essentially blaming it on one of their insurance underwriters, Westchester Fire Insurance Company, which sounds like an issue Healthy Paws needs to figure out... not mine. Beyond the cost, their customer service has been nothing but top notch. They're easy to work with and process claims incredibly quick. Their customer service team has always checked in on my pup to see how he's doing after a vet visit. If they can figure out their costs and stop the dramatic premium increases each year, they'd easily be "10 paws".
  • INSURER: Healthy Paws
  • POSTED: 11/10/2021
  • BY:
  • BREED: Labrador Retriever Mix
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

Best decision

Embrace has been wonderful to work with on our pets insurance. Signing up is easy , they have price plans for every situation, customer service has been top notch. Our dog had a serious surgery and we were able to focus on getting her the best care without worry that we wouldn’t be able to pay for what she needed.
  • INSURER: Embrace
  • POSTED: 11/10/2021
  • BY:
  • BREED: Labrador Retriever (Chocolate)
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

It couldn't have gone any better!

Best experience
  • INSURER: Embrace
  • POSTED: 11/10/2021
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

you are the best

Trupanion have helped me and my pets for several yrs I would advise anyone who has a pet to use this company

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10

out of 10

PetInsuranceReview recommened

Best customer service in the world!

This is the best customer service I have ever experienced. Very fast payment on claims, and intelligent, friendly representatives!
  • INSURER: AKC
  • POSTED: 12/03/2021
  • BY:
  • BREED: Coton de Tulear
  • AGE OF PET: 1 - 8

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2

out of 10

Slow Motion

I had a 600.00 bill and they paid 52.00 because most of the service was not included. It took them over a month to finish with the claim and now its 7 days and I have yet to receive that 52.00 payment. I made the decision to hold back paying my monthly payment and on that 1st. day of being late I received 2 emails and then 3 day's latter I received a certified letter about me being late and what will happen if I did not pay. I felt like I was bullied. I pay 3 years of premiums on time. Im looking to go somewhere else.
  • INSURER: Pets Best
  • POSTED: 11/06/2021
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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1

out of 10

Don't bother with this scam

We adopted a dog from a local shelter. The dog came with a 30-day free health insurance policy. I had to call to activate the policy in seven days, which I did. I was on the phone with the gentleman for over a half an hour going through the dog's health Etc they even had her medical records that the shelter sent to them. The gentleman said that we were good to go. He did try to sell me an upgraded policy which was completely useless. Nearly $50 a month that did not, I repeat did not include vaccinations oh, well puppy checks, spay, Etc. That was extra! My husband I was at work so I needed to talk to him about this. The gentleman explained to me that she was covered for certain things after the first day, other things after the third day, and then other things after the 5th day. Three days later I have to take her to the vet and had a $280 vet bill. I go to make a claim and can't online. So I contact 24 Pet Watch oh, and they proceeded to tell me that I needed a credit card to activate the free trial and she was not enrolled nor was she covered! But that I could still enroll her and give them a credit card number but none of the vet bills that we've acquired so far would be covered! Nowhere, at any time did the man on the phone safe I would have to have a credit card to activate a free trial! He was just trying to sell me a useless policy after the 30-day trial was up. My phone record every single call. I listen to this call twice and several times he said we were good to go and our dog was covered. But of course they refuse to pay and it's a gigantic scam, you pay nearly $50 a month for useless insurance and if you want normal everyday things covered, it cost you extra! We pay less at my husband job for Family Insurance! It would take 7 trips to the vet for this insurance to pay off in one year! Run far from this scam
  • INSURER: 24PetWatch
  • POSTED: 11/05/2021
  • BY:
  • BREED: Queensland Heeler
  • AGE OF PET: Under a year

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1

out of 10

Don't bother with this scam

We adopted a dog from a local shelter. The dog came with a 30-day free health insurance policy. I had to call to activate the policy in seven days, which I did. I was on the phone with the gentleman for over a half an hour going through the dog's health Etc they even had her medical records that the shelter sent to them. The gentleman said that we were good to go. He did try to sell me an upgraded policy which was completely useless. Nearly $50 a month that did not, I repeat did not include vaccinations oh, well puppy checks, spay, Etc. That was extra! My husband I was at work so I needed to talk to him about this. The gentleman explained to me that she was covered for certain things after the first day, other things after the third day, and then other things after the 5th day. Three days later I have to take her to the vet and had a $280 vet bill. I go to make a claim and can't online. So I contact 24 Pet Watch oh, and they proceeded to tell me that I needed a credit card to activate the free trial and she was not enrolled nor was she covered! But that I could still enroll her and give them a credit card number but none of the vet bills that we've acquired so far would be covered! Nowhere, at any time did the man on the phone safe I would have to have a credit card to activate a free trial! He was just trying to sell me a useless policy after the 30-day trial was up. My phone record every single call. I listen to this call twice and several times he said we were good to go and our dog was covered. But of course they refuse to pay and it's a gigantic scam, you pay nearly $50 a month for useless insurance and if you want normal everyday things covered, it cost you extra! We pay less at my husband job for Family Insurance! It would take 7 trips to the vet for this insurance to pay off in one year! Run far from this scam
  • INSURER: 24PetWatch
  • POSTED: 10/28/2021
  • BY:
  • BREED: Queensland Heeler
  • AGE OF PET: Under a year

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10

out of 10

PetInsuranceReview recommened

The BEST insurance EVER!

Our 13 months old puppy, beautiful mischievous girl Paisley ended up in an emergency after developing symptoms of lethargy, fever, loss of appetite, activity over two days..and then again...and again..over course of 2 months we ended up seeking veterinary help 6 times as Paisley was progressively getting worse, deteriorating in front of our eyes, and no conclusive hypothesis what was wrong. In the end she ended up hospitalized for 2 and half days at the Sage hospital where incredible team of doctors has done MRI, spinal tap and diagnosed her with autoimmune meningitis. Paisley is now is receiving the treatment she needed, and we have all the hope she will survive and make full recovery....Why is Healthy Paws the best? Cause going through this drama we NEVER, EVER needed to worry will our insurance cover it. NEVER, EVER worry if there some secret loophole. NEVER needed to be forced to choose between paying bills or saving our furry family member. We have submitted our medical bills online, and received the reimbursements in a week. Simple as that. Healthy Paws is the BEST insurance EVER!
  • INSURER: Healthy Paws
  • POSTED: 11/09/2021
  • BY:
  • BREED: Lagotto Romagnolo
  • AGE OF PET: 1 - 8

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