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I reviewed many pet insurance policies before choosing Embrace.My puppy is a rescue, found on the side of the road while I drove home from work. It was a very hot day, she was on a rural stretch of highway. My vet suggested a major medical policy for her since she was a puppy and ate everything.... As a nurse, I appreciate their comprehensive care, great customer service, and wellness benefits. Wellness benefits are truly a great service, since we all know that routine care can add up quickly, but it is so important to our pets health. My claim was handled promptly using my wellness benefit. I would recommend them to any pet owner.

I've had VPI for a little over a year and it's been great. My dog has had a few incidents that were well over $500. I've gotten over a thousand dollars back in reimbursements from the insurance. Definitely worth the $25/month I spend!

Kudos to Healthy Paws for making the insurance claim and coverage process so simple. Recently my pet Bacon had to be admitted to Medvet hospital for severe infection. After the treatment, all I had to do is upload pictures of the bill using their app. The claim was processed amazingly quickly and the reimbursement check came in before my credit card came up due for payment!!!! Subsequently they emailed to check up on how my pet was doing!!! - was pleasantly surprised. I would recommend this service for its Quick processes and for a caring / friendly customer service.

My tiny 4lb Chihuahua had a bad infection caused by bad teeth. I adopted her when she was 4. She is 8 now. I took her to the dentist and he discovered that one of the K9s had to be extracted because it caused the infection. It also affected several other teeth and they had to be extracted as well. Plus cleaning of the remaining teeth. The bill came up to $980 and Nationwide only covered half of it. It helped but I hoped for more. After that claim was closed I asked how much they would cover for knee surgery on both rear legs. My dog developed luxating patellas as she got older. In order to get this procedure done before she gets to old or the patellas get worth, she needs this surgery. It is not a pre-existing issue, it developed within the last 8 month. When I asked I was told that they do not cover this kind of surgery since it is a common problem with Chihuahuas. So .... why am I paying insurance every month??? I am thinking of canceling my policy.

I really appreciate Embrace's very competent claims processing service and lightning-fast payments. Have recommended this pet health insurance company to many friends.

Healthy Paws has covered our two pups for over five years. They have consistently processed claims expeditiously during that time and have been very responsive to our questions/concerns. Our Lab, Figgie, recently underwent knee surgery, totaling $4,668.90. I filed the claim through their website on Friday and it was processed by Sunday afternoon. Healthy Paws covered the entire claim with no questions asked. Check was received ($4,202.01, reflecting their 90% responsibility) within four days. They even followed up to see how she was doing and offered to help with her rehab. Can't ask for better service than that! Very pleased with them.

Best insurance I've had. I wish I knew of this company with my last dog that'll take me 5+yrs to pay off. 1)One deductible per year, not per incident. 2)All inclusive, no learning of side packages you "should've had" after the fact so you're not covered. That's what killed me financially with the last company I used. Well, that and a pay out cap 3)No pay out cap. Makes decision making, needed care.. not to mention less stressful and more peace of mind you can provide your furry family the best chance possible. I've told probably 8 people about this plan who have joined. One who had a great experience with Healthy Paws after her dog was bitten by a snake and another who had to have knee surgery. We all agree, Healthy Paws has been the best plan out there, hands down!

Three Pekingese chose us as their parents and we wanted any catastrophic event covered.All three have been covered for four years. Abby - neck surgery and recovery $6000 Harry - herniated disc surgery - over $12,000 Magoo -liver disease and seizures $5000 and on going monthly expenses. Trupanion has been and is there for us. No words can express our comfort!

Three Pekingese chose us as their parents and we wanted any catastrophic event covered.All three have been covered for four years. Abby - neck surgery and recovery $6000 Harry - herniated disc surgery - over $12,000 Magoo -liver disease and seizures $5000 and on going monthly expenses. Trupanion has been and is there for us. No words can express our comfort!

I've had my Boston since he was 10 weeks old and shortly obtained Healthy Paws after getting him. Oliver turned 5 years in October 2016 and just a couple weeks later showed concerning and painful behavior. I took him to his regular vet for diagnosis, an emergency vet the next day and then another emergency vet the third day on a Saturday for an emergency MRI that required immediate neck surgery for ruptured discs in his neck. Almost $7,000 for the 3 days of treatment. Although most of us would do anything for our pals, knowing I had HP allowed me without hesitation to tell the docs to do whatever they needed to do to treat him. Some people wouldn't be able to. This was not my first claim, and each time the staff is very expedient in their claim processing and per my contract I am reimbursed exactly what is expected. The staff also follow up to see how recovery is going. Ollie is now doing amazing and back to his happy Boston self. My advice, get a quote and do a little math. It's then really an easy and intelligent decision.