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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Healthy Paws Has Been a Lifesaver

I purchased Healthy Paws a few months before I took a road trip two years ago. I made sure that I had a full comprehensive physical exam (bloodworm etc) done early on to show that my dog was healthy. I felt that this would help with any future claims I may have to make. Long story short - a few months after getting insurance for my pup, she became devastatingly ill. Despite being on a topical flea/tick preventative, she contracted ehrlichia (like Lyme Disease). The symptoms were dramatic - extreme lethargy, limping, swollen joints, weight loss - It took lots of tests and even a joint tap to see that she indeed had the infection. Over $1000 later and she was feeling much better! Healthy paws paid out 90% on every claim I made! Then, my vet notices that the limping was not just due to the ehrlichia, my dog had a recent partially torn cruciate ligament - perhaps due to weakness/muscle wasting from the ehrlichia. Over $4000 later for surgery and she's got full range of motion and is happily walking and running with ease (although we don't play ball any more after finding out how hard it is on their joints/ligaments). Well, I wish I could say that was the last of it, but there have been two trips to the emergency vet - once for a relapse of the ehrlichia and another time after my dog started vomiting during a camping trip. Thank god she ended up being fine, but dogs can scare the heck out of you and it is such a relief to know that if something major comes up you won't have to sell your house to pay the vet bills. My dog goes everywhere with me and I watch her like a hawk. She's extremely well trained and is even my "demo dog" for training consultations (I'm a dog trainer). No matter how much you train and care for your dog, if you take them out into the world, you never know what can happen. Also, Healthy Paws covers congenital illness, so even if you're dog/cat lives in a bubble, they are still covered if genetic illness or cancer strikes. I recommend Healthy Paws to all of my training clients and many of them sign up, and several have had to make claims that more than covered their monthly rate and premium. Healthy Paws is GREAT!!!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: 1 - 8

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10

out of 10

Jeter Maggiore

Trupanion is the best pet insurance EVER! I tell all my friends about you. I could not have held up financially without your support. I have never had to fight for a claim to be fulfilled and your turn around is quick. I LOVE TRUPANION! I will continue to be a loyal customer with each pet I own. Thank you! Thank you! Thank you!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Miniature Schnauzer
  • AGE OF PET: Over 8 years

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10

out of 10

Excellent.

Our little Boxer had a life-threatening bout with IMT after her spay. Thankfully, she survived, but her bills were in excess of $4K. Trupanion processed each claim within one week of submission and our reimbursement checks arrived just as fast. This is one of the best investments we've ever made! We love our pets and are so pleased to have a reasonably priced tool that helps us take care of them responsibly and completely. I only wish our human health insurance worked so well!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: Under a year

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10

out of 10

We are grateful to Embrace Pet Insurance

We researched many blogs and found Embrace with the best reviews by pet owners. While we maintained our dog's good health, we hoped to never make a claim. Now, in her older years, we are grateful to Embrace for reviewing her claims promptly, keeping us informed through a great website and customer service and reimbursing promptly. They provide caring voices and contact physician directly in order to expedite. We have never had a conflict and it seems to be very well run! We have recommended Embrace to many many pet owners.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Maremma Sheepdog
  • AGE OF PET: Over 8 years

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10

out of 10

Always professional

As my dog ages I have had more communication with Embrace than the other years we've been insured with them. Every time I have the staff has been more than excellent. The biggest problem is not the Embrace staff, but the vet's office to mail the claim form in!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Australian Terrier
  • AGE OF PET: Over 8 years

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10

out of 10

Absolutely amazing pet insurance!

Our sweet pup started having skin issues about 4 months after we got her. Embrace has been fabulous handling our many claims. The service is incredibly fast. I wish insurance for myself was as easy to deal with. Thank you Embrace.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

Very happy with Healthy Paws!

We have insured our dog, Joey, through Healthy Paws for over 4 years. Always outstanding service! Just needed expensive surgery to repair torn ACL and Healthy Paws once again processed everything quickly, and also followed up to find out how Joey was recovering.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

quick response

I am so pleased with the quick turn around time once claim is submitted! They keep me posted all the way from beginning of claim till the end.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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10

out of 10

Trupanian best pet money ever spent.

I insured my dog, Lu, with Trupanion five years ago when he was five, based on a recommendation from our vet, Waterhouse Animal Hospital in Fresno. Last month a mass was discovered. Within a month, surgery was performed, stitches heeled, and amazingly, the $3,000 bill was processed and he claim paid. No hassles at all. Trupanion communicates quickly with both the vet and the insured. Little things like the communication style of the emails make you feel like you're dealing with a member of the vet team, as opposed to an adversary. Trupanion has paid for itself and I highly recommend them for peace of mind and performance when you and your pet most need it.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Chow Chow
  • AGE OF PET: Over 8 years

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10

out of 10

Excellent Insurance

Our boxer Billie became very ill last December with ITP, an autoimmune disease where the body destroys its own blood platelets. She's been hospitalized three times since then, requiring multiple blood transfusions and costly medications. Her medical bills have totaled over $13,000 so far. I don't know what we would have done without Healthy Paws Insurance, which has covered everything they said they would: 80% of all costs (excluding physicians' fees) after the $250 deductible. The online claim process has been easy and convenient, and they have processed each claim quickly, sending me a check for each claim within weeks. They respond quickly to email, and their phone representatives have been helpful and caring. Billie's health concerns are ongoing, and she requires expensive medication. Because Healthy Paws has no annual or per-incident cap, we have peace of mind. We researched carefully before we purchased pet insurance, and our experience is consistent with the fact that this company has been rated Best Pet Insurance for three years running. I only wish our human health insurance was this good....
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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