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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

1

out of 10

Worst company ever-Morons inchharge of idiots

Have been with this company for 6 years and now i am seriously considering just quiting. Used to be great(make a claim and they paid it promptly) but would jack up your rates every year. Switched from Optimum to Essential as i am poor and they wanted double the initial price the 3 year.Went from $3500($565) coverage to $1500($217) now they want $367(3rd year of this premium).My dog was diagnosed last April with severe arthritis. So I contacted the insurance company to ask if they would cover the treatment the vet suggested, they wouldn't tell me(said they were not vets). Then they told me that I would have to be pre authorized for the treatment but i had to upgrade my medical history(Have been a customer my dogs entire life,6 years). finally got pre-authorized sent in my first claim and it was denied! I was told my dogs medical history was not complete?Long story short i spent about 5 days(40 or 50 calls) got all I was entitled to and just had to navigate and fight my way through the mind field of morons and idiots for 5 months! ABSOLUTELY THE WORST COMPANY IN THE WORLD AND THEIR ONLY GOAL IS TO MAKE YOUR LIFE MISERABLE. They have succeeded
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pointer
  • AGE OF PET: 1 - 8

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10

out of 10

Very thankful for Embrace!

This review is a little late so bear with me but I spent the entire summer dealing w/my little rascals stomach bug, virus, whatever he got into. My total expenditures on my wonderful Finn were close to $1,000! After hitting my $300 deductible Embrace covered 80%! Without my insurance it would have been a much more expensive summer! Finn gives Embrace an A+
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Good Coverage and Easy

Kali was just in need of a wellness exam and vaccinations and the claim process was very was very easy and fast
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Under a year

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10

out of 10

Knowing you have insurance on my pets is comfortin

I have an Abyssinian and have to be diligent about taking care of his teeth. Having this insurance Gives me a peace of mind when making decisions for his health care. The Aspca is wonderful to deal with and found them to be so compassionate when I lost my other cat. Quick and easy filing for each claim. If you love your pet this company is a necessity.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Abyssinian
  • AGE OF PET: 1 - 8

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1

out of 10

Looking for any excuse to not insure your claim

Our precious 1-year-old cat deteriorated very quickly within a few days. After putting it to sleep, we got a blood test result back that he had high amounts of the FIP virus. Healthy Paws refused to insure our claim, claiming that he had a pre-existing condition of having trouble walking with his hind legs, which the vets said was cerebellar hypoplasia. Even though the vets said it was something else, Healthy Paws was quick to point out that because of this "condition" which was present during our waiting period, they cannot insure our claim. Our cat clearly had an illness, but because they claimed there was a pre-existing condition that didn't necessarily have to do with the virus (with no medical proof), they refused to reimburse our thousands of dollars to watch our cat die. They went against our vet reports to pinpoint that single condition to not insure our cat.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

Great pet insurance!

I have two dogs and Embrace has been extremely responsive and easy to work with on all of my claims! They have covered everything that they said they would and I would highly recommend them to anyone looking for insurance. Their claims process is personal, easy to navigate and quick too!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pug
  • AGE OF PET: 1 - 8

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9

out of 10

Review

This insurances has been a peace of mind given the fact that I rescued a dog and did not have much, if any, information in regards to her past.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Affordable - full coverage!!

Healthy Paws has been amazing from day 1. After doing some research and seeing HP was rated the highest, we signed up almost immediately after adopting our pet from the shelter. Literally the day after our 2 week probationary period, we had to take our dog to the emergency room. I downloaded the HP app, made a profile for Luna and submitted the receipt, no questions asked, after our deductible, they sent us a reimbursement within a week. Our pup has has had a slew of health issues there has never been a problem! The most recent health was a torn ACL which is a major surgery. I called and asked questions, all of which were clearly answered and soon after her surgery was once again quickly reimbursed for a hefty amount. NOT ONLY were we reimbursed quickly, we received an e-mail from Tim Weiss at Healthy Paws asking how she was recovering. Can you imagine getting a call from a human insurance company about a recent surgery?! I also called to ask about coverage for rehabilitation after surgery, assuming there would be a certain amount of sessions we could do, but the woman said there's no cap, just the amount needed to get the pup back to full health. We have been incredibly happy with Healthy Paws for the 11 months we've had our dog and definitely recommend them to anyone searching for a great, supportive insurance for their pet!!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: 1 - 8

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10

out of 10

Health Paws is there when you need them

I have had Healthy Paws for about two years and have had to use my benefits several times. The process of submitting my bill and getting reimbursed couldn't be easier. And they are so fast. Plus always get back exactly what I expect to be getting. I recommend them highly. Plus they even emailed me to check on my dog Baxter. I tell all my friends to get their pets insured with Healthy Paws! A+++++
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Miniature Schnauzer
  • AGE OF PET: 1 - 8

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10

out of 10

Great people!!!!!!!!!!!

I love this company. They stay in contact with me during and after the treatment. They feel your sadness and your joy. I'm glad I have them there for me whenever I need them. They are the best!!! I highly recommend them for your insurance needs. I'm always handing out there business cards. You will like them too. Please Please get them for your needs. You will not regret it.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Longhair
  • AGE OF PET: Over 8 years

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