With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.
We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.
Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.
out of 10
Cold/heartless company - will find every excuse to not help when needed
In the beginning, FIGO seemed great. Reasonable rates, service dog discounts, easy to use app. Then they stopped with the service dog discounts & rates started going up. We had FIGO coverage from 4/2017 - 4/2021, had some financial hardships and had to cancel our service temporarily. Got back on our feet, got coverage again 10/2021, and then lymphoma hit. My service dog was diagnosed with Lymphoma 10/23/21 and passed 11/21/21. All of my claims were denied due to symptoms showing up during the illness waiting period. This was my only claim in 5 years. I got a big middle finger, so sorry, thanks for the money, you’re on your own. No compassion, no help. They made sure that the “policy” was written just so, symptoms appeared and they won’t help cover anything. What’s the point of insurance if they won’t help when it’s needed? But they are making millions from their customers. This has been the WORST experience, absolutely no help when we needed. All appeals have been denied. Would never recommend such a cold/heartless business. Future pups will be covered by other insurance providers.
I decided to invest in pet insurance when I was sitting in the waiting room of the emergency Vet. I looked through the leaflets they had on Pet Insurance companies and when I got home researched all of them on the internet. It took a long time but I finally decided Embrace was the best overall. Not only did I like the way they operate and their prices, they have a wonderful Wellness plan. My dog sees her Vet regularly and is up to date on her vaccinations and all Heartworm and flea prevention. That can be expensive and having a Wellness plan has helped me tremendously.
Embrace is extremely quick to process a claim and send a check or explain why it might not be covered. Plus, now all claims can be submitted online so the whole process is very simple and quick.
The people working at Embrace are very helpful and caring. I have been with them for six or seven years now and would never switch. Why? Because they are simply the best!
Trupanion is hands down the best pet insurance you can buy
Trupanion is second to none when it comes to pet insurance. They are convenient, responsive and caring. We had purchased a Trupanion policy on the recommendation of our breeder. We were convinced that we made the right choice when our Vet said "they are the best pet insurance out there". We stay with Trupanion because they truly care about your pet and are passionate about what they do. Their claims process is as convenient as it comes. I can assure you that there is no one else I would go to, to insure my pets. You will not be disappointed.
Healthy Paws has been there for my two dogs throughout their lives. Their dedication and quality of service demonstrate that they really value helping parents care for their four-legged loved ones. I have been impressed by how quickly they process claims and the ease of doing so, bringing much-needed peace of mind during emotionally challenging situations so that I can focus on caring for my furry family members. To top that off, the staff personally reaches out to check in on how we are doing when we experience a health challenge. I am very appreciative of Healthy Paws and am grateful for their support.
I studied pet insurance for months before I decided on Lemonade! I found them to offer the best deal for my money and also gives you a higher maximum amount for your pet which is $50,000 each year with a 90% payment on each claim minus a $250 deductible!! They pay you quickly and usually the same day or day after!
We’ve been very happy with the coverage and service with Lemonade. They cover the things they say they cover, it’s very easy to file a claim and reimbursement is very timely. The payments are direct deposited in a matter of days. I expected any pet insurance claim process to be much more complicated and take longer. But this works out great.