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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

1

out of 10

Cold/heartless company - will find every excuse to not help when needed

In the beginning, FIGO seemed great. Reasonable rates, service dog discounts, easy to use app. Then they stopped with the service dog discounts & rates started going up. We had FIGO coverage from 4/2017 - 4/2021, had some financial hardships and had to cancel our service temporarily. Got back on our feet, got coverage again 10/2021, and then lymphoma hit. My service dog was diagnosed with Lymphoma 10/23/21 and passed 11/21/21. All of my claims were denied due to symptoms showing up during the illness waiting period. This was my only claim in 5 years. I got a big middle finger, so sorry, thanks for the money, you’re on your own. No compassion, no help. They made sure that the “policy” was written just so, symptoms appeared and they won’t help cover anything. What’s the point of insurance if they won’t help when it’s needed? But they are making millions from their customers. This has been the WORST experience, absolutely no help when we needed. All appeals have been denied. Would never recommend such a cold/heartless business. Future pups will be covered by other insurance providers.
  • INSURER: Figo
  • POSTED: 02/08/2022
  • BY:
  • BREED: Labrador Retriever (Chocolate)
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

Couldn't Get any Easier!

I decided to invest in pet insurance when I was sitting in the waiting room of the emergency Vet. I looked through the leaflets they had on Pet Insurance companies and when I got home researched all of them on the internet. It took a long time but I finally decided Embrace was the best overall. Not only did I like the way they operate and their prices, they have a wonderful Wellness plan. My dog sees her Vet regularly and is up to date on her vaccinations and all Heartworm and flea prevention. That can be expensive and having a Wellness plan has helped me tremendously. Embrace is extremely quick to process a claim and send a check or explain why it might not be covered. Plus, now all claims can be submitted online so the whole process is very simple and quick. The people working at Embrace are very helpful and caring. I have been with them for six or seven years now and would never switch. Why? Because they are simply the best!
  • INSURER: Embrace
  • POSTED: 12/23/2021
  • BY:
  • BREED: Goldendoodle
  • AGE OF PET: 1 - 8

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10

out of 10

Verified Reviews

PetInsuranceReview recommened

Great Plan

This is a GREAT pet insurance plan. I have had no problems and they have a very quick response. Very easy to file a claim. Very satisfied so far.
  • INSURER: Trupanion US
  • POSTED: 12/17/2021
  • BY:
  • BREED: Cavalier King Charles Spaniel Mix
  • AGE OF PET: 1 - 8

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10

out of 10

Verified Reviews

PetInsuranceReview recommened

Trupanion is hands down the best pet insurance you can buy

Trupanion is second to none when it comes to pet insurance. They are convenient, responsive and caring. We had purchased a Trupanion policy on the recommendation of our breeder. We were convinced that we made the right choice when our Vet said "they are the best pet insurance out there". We stay with Trupanion because they truly care about your pet and are passionate about what they do. Their claims process is as convenient as it comes. I can assure you that there is no one else I would go to, to insure my pets. You will not be disappointed.
  • INSURER: Trupanion US
  • POSTED: 12/17/2021
  • BY:
  • BREED: Labrador Retriever (Black)
  • AGE OF PET: Under a year

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10

out of 10

PetInsuranceReview recommened

Thank you Trupanion.

Our best boy Angus became ill. It was determined that he had a mass on his spleen. Trupanion did not second guess a minute from diagnosis to surgery to recovery. Thank you!
  • INSURER: Trupanion Canada
  • POSTED: 12/17/2021
  • BY:
  • BREED: Airedale Terrier
  • AGE OF PET: Over 8 years

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10

out of 10

PetInsuranceReview recommened

You'd regret not signing up!

Unfortunately, I've had to file two minor claims for my pup. However, lemonade was there to help me out. Everything, was easy and streamlined yo make it as stress free as possible.
  • INSURER: Lemonade
  • POSTED: 12/17/2021
  • BY:
  • BREED: Mixed Breed Toy (up to 10 Lbs)
  • AGE OF PET: Under a year

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10

out of 10

PetInsuranceReview recommened

An insurer that cares personally

Healthy Paws has been there for my two dogs throughout their lives. Their dedication and quality of service demonstrate that they really value helping parents care for their four-legged loved ones. I have been impressed by how quickly they process claims and the ease of doing so, bringing much-needed peace of mind during emotionally challenging situations so that I can focus on caring for my furry family members. To top that off, the staff personally reaches out to check in on how we are doing when we experience a health challenge. I am very appreciative of Healthy Paws and am grateful for their support.
  • INSURER: Healthy Paws
  • POSTED: 12/17/2021
  • BY:
  • BREED: Yorkie Poo
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

Lemonade pays the customer everything their due

I studied pet insurance for months before I decided on Lemonade! I found them to offer the best deal for my money and also gives you a higher maximum amount for your pet which is $50,000 each year with a 90% payment on each claim minus a $250 deductible!! They pay you quickly and usually the same day or day after!
  • INSURER: Lemonade
  • POSTED: 12/17/2021
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: Under a year

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10

out of 10

PetInsuranceReview recommened

Super Pleased

We’ve been very happy with the coverage and service with Lemonade. They cover the things they say they cover, it’s very easy to file a claim and reimbursement is very timely. The payments are direct deposited in a matter of days. I expected any pet insurance claim process to be much more complicated and take longer. But this works out great.
  • INSURER: Lemonade
  • POSTED: 12/17/2021
  • BY:
  • BREED: Labrador Retriever (Yellow)
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

Had a great experience with my first claim

They are very easy to contact, great customer service, fast with processing claims.
  • INSURER: Lemonade
  • POSTED: 12/17/2021
  • BY:
  • BREED: Italian Greyhound
  • AGE OF PET: 1 - 8

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