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When we brought our new family member home, it was important to us that we planned for her health. ASPCA health insurance gave us peace of mind. For a small about each month we know that our puppy, Cara will have all the medical coverage she needs. We also added on the preventative care and with $150 in bills, ASPCA covered $141. The phone app makes submitting a claim painless. We received our reimbursement in 2 weeks. I'm sure that most people don't consider pet insurance a must, until their family member is sick.

My dog recently needed surgery for a growth. That's always scary because you don't know what's going to show up. It was wonderful to be able to just concentrate on my dog and getting her feeling better and not worrying about how I was going to pay for it all.

We spent significant time looking at various plans and doing comparisons. In the end, we went with Embrace. SO happy we did. We included the Wellness Care option with or Plan and were skeptical about how long it might take to get reimbursed for covered Wellness Care expenses, but our worries were unfounded. We get reimbursed (via automatic deposit directly into our bank account!) quickly and get to use a quality Vet of our choice - PERFECT! We are VERY happy with our plan and enjoy knowing the simple things are covered (grooming, annual visits, etc.) and that we will not be blind-sided should the unexpected happens.

Nationwide has been great, wouldn't worry a bit and thanks for asking about Duke and I'm sure about Daisy soon - they were at the vet to get their 3 year rabie boosters - thanks for asking

I have always had positive reviews for Nationwide due to their speedy turnaround time mailing u a refund Ck and they are always very helpful on the phone with questions

Following a significant procedure to remove a benign oral mass, I was amazed at the rapid turnaround time for processing my claim. The funds were available through Chase very quickly and were deposited directly into my account. Thanks.

I had VPI insurance for my dog for years and was happy. So when I got two new dogs, I got Nationwide and am very happy with them. I have not filed a claim in the 5 years I have had them until now. I was pleased at the explanation of benefits and Nationwide covered what they said they would. I will continue to tell others that it is worth it, even if just for the piece of mind and security. I never understand the criticisms of pet insurance and the not paying on a claim? You get a puppy from health tested parents, you feed them a species appropriate diet, use titers where appropriate, and you should have few problems. When you do have an illness, or an injury, pet insurance is there to take the sting out of it. That feeling of not worrying about if you should take your dog to the vet because of the cost, frees you up to focus on your pet and their care.

It is wonderful having the health plan for him. I know I can afford the best care to keep him healthy and any emergency care that I hope never happens

I changed from another provider and could not be happier. The overall experience has been great. Customer service is very helpful and response time on claims and payment is prompt.

When we adopted Dewey at 10 weeks old from our local Humane Society, I debated whether or not to get pet insurance. I decided to go ahead and get him covered then, just in case we needed it when he got older... he's a large breed, and our previous dog had developed mobility issues when he reached old age. I never thought we'd have to use it much until Dewey was much older, unless he suddenly got ill or was injured in an accident. Then at about one and a half years of age, he developed luxating patellas in both knees, requiring corrective surgery for each knee separately. I don't know what we would have done without Embrace to help cover the vet bills for each of his two surgeries. They were great from start to finish! Their customer service is fantastic, and they process claims very quickly. Thank you, Embrace! Dewey is doing well and recovering from his second surgery. Because of you, we've been able to focus on his rehab and not worry so much about the surgery bills. I'm so grateful for our policy with Embrace!