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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

best pet insurance company

I was covered gratis for 30 days when we brought Sadie to the vet for her initial check up and shots. she ate something in the yard and started throwing up and foaming at the mouth. the vet took care of everything and so did trupanion

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10

out of 10

Super easy submission process

I had to take my shih tzu to the vet to check on her leg because she was limping. Trupanion has a very easy 1 page submission process. I was shocked to see that I received my payment, in my mail box, less than 7 days after the visit to the vet. Thank you! This is a great company. When you call you can tell the people working there love pets (and often even have them at work with them). Very easy to deal with!!

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2

out of 10

Check around this one is too expensive

I have a small dog that was attacked by another dog which resulted in over $2k in vet bills. The claim was denied because my dog was not neutered. He was not neutered on the advise of my veterinariun as his testicles never dropped and as he was only 2-1/2 lbs the surgery to correct would have been unecessarily traumatic. (Incidently the dog that attacked was neutered and it was over food... nothing else). My veterinarium had to write a letter to the insurance company and they finally reimbursed about $1,500 of the claim, but then put all sorts of restrictions on what I could claim. Then a year later I was hit with a 20% increase. Unfortunately as my dog is now 10 years old I am stuck with this insurance company. I have another dog that is insured with another company for about $20 a month. I really feel like cancelling but will be letting my dog down in the event that something happens.

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5

out of 10

Rate keeps going up year after year

I have no complaints about Trupanion service. I do need to complain about the fact that the rate continues to increase year after year without adding any value. When I started with Trupanion 8 years ago I was paying $25/year no deductable. Today I have a large deductable and I'm now paying almost $60/year. I just had a $10/month increase with no added value. Stop the constant monthly fee increases for existing customers!
  • INSURER: Trupanion Canada
  • POSTED: 08/30/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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9

out of 10

Paralyzed Boston

I was not sure my little 3 legged dog would make it. With trupanion I was able to afford an MRI which provided a diagnosis and now, 2 weeks after becoming suddenly paralyzed in her back end, she is trying to run around again! Trupanion contacted me throughout the process to make sure I was happy with everything and to check on my little girl. They cared, which helped me focus on my Lilly and not on the money.
  • INSURER: Trupanion Canada
  • POSTED: 08/30/2017
  • BY:
  • BREED: Boston Terrier
  • AGE OF PET: 1 - 8

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9

out of 10

Great service

They treated the claim within the first 48 hours they receive it. So far, I always been pleased with their response. I recommend Trupanion to any pet owner who is looking for insurance.

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9

out of 10

diarrhea

Trupanion paid 90% of my vet bill. Not the vet exam or taxes but the 90% of the remainder of that. It is a very good feeling knowing that I can treat my pet without hesitation :)

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8

out of 10

Expensive but there when we needed it.

Our three year old English Cocker Spaniel stopped eating a few months ago. After several days eating next to nothing, we took him to the vet who diagnosed pancreatitis -- a potentially fatal condition. After the initial examination, Trupanion paid 90% of the remaining costs for the treatment and medicines he needed. Simon got better but has to eat special food for the rest of his life. Trupanion has continued to pay 45% of the cost of this food.
  • INSURER: Trupanion Canada
  • POSTED: 08/30/2017
  • BY:
  • BREED: English Cocker Spaniel
  • AGE OF PET: 1 - 8

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1

out of 10

Trupanion Heartache

I had a one year old dog with zero pre existing conditions. She was playing in my fenced in back yard and that night couldn't jump on the couch. I took her to the emergency where they did x-rays, and told me to see an orthopedic specialist. I did and they diagnosed her with bilateral torn ACL's. They told me not to worry that it obviously isn't pre existing based on the x-ray report, and their exam. First, they accused me of insurance fraud because this accident happened in my first 30 days. Then they took so long giving approval/payment for the first trip to ER that I went ahead and did the surgery. After 6 weeks of the initial visit they approved that. Then, they declined her injury based on the x-rays 6 weeks later on her post surgery. So yes, six weeks later it is pre existing. Lets try looking at the x-ray report the day we went to the emergency when it happened. That is not pre existing, and they admitted to me they never got the report. So they didn't even get all their paperwork in 6 weeks time, but it doesn't matter they just needed some excuse the deny the claim because it was too much money for someone who just applied to their insurance. Hopefully, no one else's pets will have an accident when you first get insured!

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8

out of 10

it's great

my Ollie had a growth on his front paw. Trupanion helped me by reimbursing everything except for the exam. i like it so much but i think that one thing should be changed. they should make a new rule: "exams related to an injury or illness that are new and not pre-existent should be covered" if they did that, they will be the best insurance in history!
  • INSURER: Trupanion Canada
  • POSTED: 08/30/2017
  • BY:
  • BREED: Samoyed
  • AGE OF PET: Under a year

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