Price Satisfaction
Discover whether pet owners feel they’re getting good value from their pet insurance plans. These reviews focus on pricing transparency, affordability, and overall satisfaction with plan costs.
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Don't buy Healthy Paws Insurance
It's disgusting to see all the responses from Healthy Paws in this thread, acting like they care and that their insane and constant rate increases are reasonable and not based on age. Like many others, they told me this lie years ago when I asked about their rate increases. At the time it wouldn't have been too late for me to find a decent pet insurance company. Last year when my dog turned 10 they went up to $250/month. This year they want $364. They've paid out a total of $250 for medical treatment of my dog when she was a puppy. Don't buy insurance from this company. I really wish I'd just put the over $20,000 they've charged for 1 dog aside, just in case.
Insurer: Healthy Paws
By: c wally
Steer Clear - They are a bait and switch company.
We insured our dog with Healthy Paws the day we brought him home in 2015. We’ve stayed loyal for ten years, paying every single month, because we wanted peace of mind if he ever got sick. When we enrolled, our premium was $33/month. It’s been raised year after year — and we accepted that, because pets get older. But today, after a decade of loyalty and barely $1,000 reimbursed total, our premium is being raised to $352/month. That’s more than 10x what we started at. 1000% increase. Here’s the part that feels truly cruel: this notice arrived immediately after we submitted a claim for testing on a newly diagnosed heart condition. For years, while our dog was healthy, we paid faithfully with almost no return. The moment he needs care? The policy becomes unaffordable. This is not insurance — it’s a bait-and-switch. They happily take your money while your pet is young, and once your dog ages or develops an issue, they jack up your rate so high that you’re forced to drop coverage. It’s predatory and it preys on families who love their animals. We’ve been loyal customers for 10 years. To be treated this way, at the exact moment our dog actually needs help, is shameful. If you’re considering this company, please think twice. Don’t make the mistake we did.
Insurer: Healthy Paws
By: Jennifer Barbera
Insurance is great!…
Reimbursement received within a week of submitted claim. Very happy to have insurance to help with unexpected bills.
Insurer: Spot
By: Beverly Moncheski
Taylor convinced me Embrace was for Tasha, my Maine coon.
The representative was someone who knew what she was talking about. I looked at what benefits were offered and everything looked good. Our kitten was a very expensive one and my husband and I felt that our kitten should get the best policy.
Insurer: Embrace
By: RICHARD HILFIGER
I have no problem with the customer…
I have no problem with the customer service department; they were polite, supportive, and professional... it's the company, itself, that gives me cause for pause. I have been a customer for nine years. This year, when my policy was up for renewal, I saw a 71% rate increase. My pets are healthy and have not had massive claims submitted during that nine year span. The service rep told me the price increase was because of the dogs' ages... that's total price-gouging, imho... I am so fed up... the cost to renew a policy for two dogs was almost $4k per year... WAY more than I spend on vet bills... totally out of control!
Insurer: Embrace
By: Bernadette
Very easy to file a claim
Very easy to file a claim. Quick reimbursement. Such a comfort to know a pet accident won’t break your bank!!!
Insurer: Spot
By: Karen
It was so easy to get a quote and sign…
It was so easy to get a quote and sign up. The price was the best I have found. Easy peasy!
Insurer: Sonnet
By: Krista MacDonald
The ease of applying
I was able to add my second dog to the Nationwide pet insurance thru my employer. The premium comes out weekly from my paycheck so that I don't have to worry about forgetting to pay it. My 2 German shepards are covered in case anything happens. Nationwide as a company has been great. Haven't had to use the insurance but I would rather have it and not need it then need it and not have it.
Insurer: Nationwide
By: Wendy Singleton
This company is the best vet insurance…
This company is the best vet insurance company by far. The process of downloading claims and receiving re-imbursment is fast and efficient. Their coverages are better than anyone else. I am so grateful to this company as they have covered by dog’s illnesses, lab, pathology and surgeries that would be very difficult for me to afford. I can’t say enough about this company. I wish my own health insurance was this good.
Insurer: Spot
By: Cynthia Shaw
Everything is rejected and what you get…
Everything is rejected and what you get reimbursed is not worth it.
Insurer: Spot
By: Len