Price Satisfaction
Discover whether pet owners feel they’re getting good value from their pet insurance plans. These reviews focus on pricing transparency, affordability, and overall satisfaction with plan costs.
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My dog is alive because of Healthy Paws
I don’t like insurance. I resisted the idea of pet insurance and relied on a self-funded account for years. Then I ran through my $5,000 pet account in six weeks and couldn’t replenish it. I had to accept vet care had gotten too expensive for me not to have insurance. After researching and polling friends, I selected Healthy Paws. I can budget for preventive care and other predictable expenses, so the fact that Healthy Paws doesn’t cover them wasn’t a concern. I also liked that Healthy Paws doesn’t have a per incident deductible or a per pet, per incident or annual maximum. About 4 ½ years ago, I enrolled my clumsy puppy, Coquette, because I just knew she was going to break something. I added my adult dog, Kite, just because. Admittedly, I felt like I was throwing money away the first year. Then my healthy Kite developed an odd liver issue with excessive drinking and urination. Healthy Paws paid for the diagnostics then and over the next 3 years, as multiple vets, vet hospitals and specialists tried to figure out what was making his liver values sporadically flare and subside. Healthy Paws paid for the allergy issues that Coquette developed, ultrasounds and an emergency spay and, sadly, diagnostics and exploratory surgery to discover the lymphoma that ended her life at age 3. Last year, I added a new puppy to Healthy Paws. It was also the year Healthy Paws saved Kite’s life. A trip to Blue Pearl at the end of July revealed he was in acute kidney failure. The cause was unknown but he was put on IV treatments and then meds to stimulate urine production while testing for a cause, including the eventual Leptospirosis diagnosis, began. Two days after being admitted, the specialist said he wasn’t responding to treatment and I had 3 options: (1) keep doing what we were doing (wasn’t working!), (2) pursue dialysis (very expensive and not local), or (3) think about saying good-bye. Everything logical in me said euthanasia was the answer. I was still trying to rebound from my portion of the expenses for Coquette’s lymphoma, I already owed Blue Pearl over $2,000, and dialysis would be very expensive with an estimated 50% chance of success. It was hard to think about losing another relatively young dog just seven months after losing Coquette, so I asked him to check into dialysis. Later that afternoon we made the drive from Kansas City to Purdue University…the closest vet hospital that did hemodialysis. Estimated cost--$8,000-$10,000. He responded beautifully and was able to come home a week later to finish the rest of his recovery at Blue Pearl. Five days later we were on our way back to Purdue for a liver biopsy to see if the team who had done such a fabulous job saving his kidneys could figure out why his liver had suddenly failed. Was it the Doxycycline he’d been switched to for the Lepto or was it due to the underlying mystery liver condition? His liver values started declining once the Doxy was stopped and he was put on liver supplements, and five days later he was home for good while we waited on the biopsy results. Unfortunately, the biopsy didn’t give us any answers, so his mystery liver remains a mystery, and he will remain on lifetime liver supplements ($135/month). All told, saving his life cost over $18,000. Without Healthy Paws pet insurance, he would be dead. I wouldn’t have had any other choice. I can’t say enough good things about them and have recommended them often to my friends and social media contacts. Thanks, Healthy Paws!
Insurer: Healthy Paws
By: Debbie
Excellent Pet Coverage
When my husband & I found out that our pup Ruby had Cushings Disease, we were devastated. We prayed for the best, knew that we had to remain strong and braced ourselves for the numerous Vet bills that were to come. Thankfully, Ruby was diagnosed with the early stages of Cushing's Disease. However, having TRUPANION as our pets insurance, we are able to breathe a little easier knowing that after meeting our deductible, 90% of every medical bill, as well as 90% of Ruby's medication, is covered. This is an enormous blessing because in the first few months of Ruby's diagnoses, the numerous Vet visits as well as the necessary bloodwork to make sure she was responding well to her medication, was quite substantial. And Ruby will be going every few months from here on in, so that her Vet can monitor her and make sure her body is continuing to do well. Knowing we have great coverage is tremendous and having such a caring company to work with definitely gives us great peace of mind. TRUPANION employees are extremely courteous and every email sent to Trupanion is immediately responded to, with a very short wait time for reimbursement. Payments are deposited to the bank number on file with them, along with emails informing you of all updates. We were told of TRUPANION by a good friend and so happy we took his advice to use them. My husband and I couldn't be happier and we highly recommend this wonderful company!! Peace of mind is tremendous and knowing you can count on your pets insurance to be there when needed, is more than wonderful!
Insurer: Trupanion Canada
By: Inez
good long term coverage but all insurance on average still ends up costing more than just saving money to cover things yourself outside of long term conditions.
good long term coverage, but all insurance on average still ends up costing more than just saving money to cover things yourself outside of long term conditions.
Insurer: Trupanion Canada
By:
Quick and caring folks at Trupanion
Trupanion has a quick turnaround and seems thorough. We've been with them 11 years now through three dogs.
Insurer: Trupanion
By: Steven
Excellent company great rates and support!
Excellent company, great rates and support!
Insurer: Trupanion Canada
By:
Because it's great to have good dog insurance.
Because it's great to have good dog insurance. I never expected some of the things that have happened to my mixed breed guy. Insurance has been key to keeping him in good health and keeping me out of financial struggles.
Insurer: Trupanion
By: Terry
Given that we are now on a fixed income (retired) we were concerned about continued raises in policy cost.
Given that we are now on a fixed income (retired) we were concerned about continued raises in policy cost. Trupanion representatives have been very helpful.
Insurer: Trupanion
By:
The best company for covering all your health needs for giant breeds
Embrace was recommended to me by fellow Newf owners. Giant breed dogs have many health issues which come at a tremendous expense, including the premiums for the insurance. I've been so thankful for the reimbursements at every turn of events during my dogs life and continue to feel the policy is worth every penny. I would recommend tagging on the Wellness package if you can afford the added expense. I do not have this and it would have been beneficial when he went on a prescription diet plan.
Insurer: Embrace
By: Ginny
I was unhappy with the dramatic price increase -- higher than my business could ever justify with my customers.
I was unhappy with the dramatic price increase -- higher than my business could ever justify with my customers.
Insurer: Trupanion Canada
By: Erik
Moores
Very happy with setup. Had good experience with coverage for our retired K9 back in February
Insurer: Trupanion Canada
By: Elaine