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Browse unique and miscellaneous pet insurance reviews that don’t fall into standard categories. Includes special experiences, feedback, and personal stories from real pet owners.

14,429 total


December 25, 2025

Awful process

Perts best are terrible. They took 5 weeks to deny my claim because they didn’t receive the records from the vet. They didn’t attempt to contact me and the vet sent the records to their email twice. They have some issues receiving emails. I don’t understand why I wasn’t contacted to sort it out. Now I have to wait another 5 weeks and had to fill out the same claim process again. Avoid like the plague.

Insurer: Pets Best

By: Jason

Useful
December 25, 2025

Worst pet insurance company

I work full time at a vet and tell all my clients to steer away!!!

Insurer: ASPCA

By: Michelle

Useful
Verified December 24, 2025

Have nothing to say right know.

nothing too says right know.

Insurer: MetLife

By: Bal Kamal

December 24, 2025

Would Not Recommend

I've had insurance coverage with Pumpkin for almost a year, and while the policy looks comprehensive on paper, my actual experience has been frustrating and extremely disappointing. My biggest issue has been Pumpkin’s denial of a claim for what they labeled a “pre-existing condition.” My dog was seen by her veterinarian for a respiratory issue and underwent diagnostic testing to determine the cause. Although she had experienced a similar respiratory issue in the past, that issue had fully resolved on its own. According to my policy, any condition that has been cured and free of symptoms or treatment for 180 days should not be considered pre-existing, and my dog clearly met that requirement. Despite this, Pumpkin denied the claim. I was told I could appeal the decision and that my veterinarian could clarify in the medical records that the prior respiratory issue had resolved. I did exactly that and submitted an appeal with updated clinic notes. The appeal was denied anyway. Pumpkin completely ignored both my explanation and my vet’s updated notes and continued to rely on outdated records. I attempted to submit a second appeal, which Pumpkin initially refused to accept. At that point, I contacted the California Department of Insurance for assistance. This prompted Pumpkin to conduct a third review, but the outcome was the same. Once again, they ignored the facts, my statements, and my veterinarian’s updated clinical notes, and continued to deny the claim based on the same old information. This entire process was exhausting, stressful, and incredibly discouraging. It has left me worried that my dog will not receive the coverage she needs if other health issues arise in the future. My second major issue is the outrageous renewal increase. My premium is going up by 59%. This kind of increase is unreasonable—especially when Pumpkin has already shown they are unwilling to cover significant health issues. At this point, I am seriously questioning whether it’s worth continuing my policy with them. Overall, I am extremely dissatisfied and would not consider myself a happy customer.

Insurer: Pumpkin

By: Theresa R

December 24, 2025

SCAM

SCAM. They don't cover most services and I've been through 4 emails and 3 phone calls with automated emails and scumbag sales people to try to cancel. Let me know if there are any class action lawsuits I can be a part of.

Insurer: Fetch

By: Afterhours Mike

Verified December 23, 2025

The website was easy to read.

The website was easy to read.

Insurer: MetLife

By: Vanessa Starks

Verified December 23, 2025

Great experience

XGreat experience

Insurer: Fetch

By: Maureen

December 23, 2025

Don't Waste Your Money! They won't reimburse you. Highly unlikely.

Don't Waste Your Money! They won't reimburse you. Highly unlikely.

Insurer: Spot

Veterinarian: Bluegrass Animal Care Center

By: Tonya

Useful
December 23, 2025

How my insurance is increased ?

How my insurance is increased ?

Insurer: Sonnet

By: Punit Patel

Verified December 23, 2025

The best pet insurance

The best pet insurance! Came through for my Jenny Bell , every time!❤️❤️❤️

Insurer: Pumpkin

By: Alice Pearson

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