Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Supposed to get 70% back
Supposed to get 70% back! That didn't happen! I'm dropping my policy!!!
Insurer: Spot
By: Patti Molero
Very easy to complete and easy to…
Very easy to complete and easy to understand coverage.
Insurer: MetLife
By: customer
I’m not super in love with Embrace
I’m not super in love with Embrace. I feel as if they are slow in their claim review. My vet’s office is overwhelmed so I have to get my records from them to submit to Embrace but have had to, on more than one occasion, sent a reminder through the portal to take action on the review. I also think that their disclaimer review is sweeping and punative to older dogs adopted out of shelter.
Insurer: Embrace
By: Miranda Aleksiak
Very easy to submit a claim
Very easy to submit a claim, but each year the monthly costs for the premium get higher and higher. Not sure I can continue next year.
Insurer: MetLife
By: ATWSTAR
Easy to navigate and complete quickly
Easy to navigate and complete quickly
Insurer: MetLife
By: Carlo Achdjian
Super easy to submit bills
Super easy to submit bills. Love it!
Insurer: MetLife
By: Amy Primus
First off pumpkin sent me paper copies…
First off pumpkin sent me paper copies of my policies so I can reach for them at any time if I have a question. There are no surprises and everything is very clear. No guessing or wondering. Pumpkin even sent me a mailed ( to my home) EOB ( just like my insurance) which was wonderful. They paid and explained everything and even direct deposited my refund. Very easy to work with and no guessing!! Thank you pumpkin Angela Hill
Insurer: Pumpkin
By: Angela
Easy to submit a claim
Easy to submit a claim. Turnaround time was quick! Thank you
Insurer: MetLife
By: Jason
No complications with my claims
No complications with my claims. Straightforward answers just had to do a follow-up and everything was taken care of.
Insurer: MetLife
By: Albert K.
Affordable, reliable!
Affordable, easy to sign up, mobile app is great, and I received my first reimbursement for an emergency situation last month. My claim was paid in under 30 days. Exceptional!
Insurer: Spot
By: Lola Schur