Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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The claim process is very smooth
The claim process is very clear, easy and quick.
Insurer: MetLife
By: MDR
Easiest experience I’ve ever had…
Easiest experience I’ve ever had submitted the claim as asked and the rest was streamlined
Insurer: Spot
By: Joseph King
Submitted my bill for care rendered to…
Submitted my bill for care rendered to my sick dog. Got reimbursed w/in 48hrs. Thanks for that!
Insurer: Spot
By: Carol Fedun
Easy to submit claims and…
Easy to submit claims and approvals/reimbursement has been faster than in the past which I greatly appreciate!
Insurer: MetLife
By: customer
Look anyway else but embrace!! Horrible!
Was denied as I was told a tumor is the same as dry skin/allergies. I was informed Danielle was the tech who reviewed my request and she would call me within 48 hours. That was Wednesday 12/17 and it’s now Saturday 12/20 with no update. My vet sent over all the previous docs, notes & recommendations she still no update. I should have listened to my vet when they told me to look at a different company for insurance as they’ve heard horrible stories with previous clients!
Insurer: Embrace
By: Liss Chapman
Online submission
I found that the online forms to submit the claims helped with my reimbursement.
Insurer: MetLife
By: Nicole Ball
Pumpkin is the Best
Pumpkin is the Best! Their associates are very attentive and my claims are processed so quickly. Having such a company that works with you rather than against is a wonderul plus. I highly recommend Pumpkin to all new puppy owners. Bark Bark (Toby's input)!
Insurer: Pumpkin
By: Dan
I was happy with the quick response
I was happy with the quick response. Usually, it takes a little longer to get reimbursed. No other issues. Thank you for taking the time to reimburse me quickly, during the holiday season. I appreciate it.
Insurer: MetLife
By: Lori Cortes
I received my reimbursement in a timely…
I received my reimbursement in a timely manner.
Insurer: Fetch
By: Amanda
Nationwide paid out on our sick dog
Nationwide paid out on our sick dog, who became ill like a month after I signed up with NW. The only issue I had was communication was difficult. It did take them about 30 days to payout, but they came through in the end, even when I had to put my dog down. Which was awful.
Insurer: Nationwide
By: Constance Ross