Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Embrace Pet Insurance Has Saved Gus's Life MORE Than Once!
I am forever grateful to the older woman that sat next to me that day at our Vet's office and said, "Oh a new puppy! You better get insurance! Puppies eat everything!!!" I remember thinking to myself what a silly notion "dog insurance" would be, and then I thought about it again. My family needs medical insurance so wouldn't it be a good idea to have it for our new puppy? Thank GOD we found Embrace! Gus is a PWD that makes fairly poor choices when left to his own devices. On top of eating things that no human would ever think about eating, he has Addison's Disease (which requires special food and a monthly shot), he's been diagnosed with skin cancer and has undergone radiation treatments to get rid of it in the short term, and he's had two surgeries to remove some of the "poor choices" he's made. Those on top of all the other shots, treatments for allergies and just being a "dog", well, I can attest that we have literally saved a college tuition because we HAD Embrace! It's because we had insurance that he is still with us today. Had we not had the insurance, we would have NEVER been able to do the treatments, shots and surgeries required to keep this silly little PWD alive and with us today. With his track record, we know that we will be back at the Vet with another issue, but at least I know that we are covered when they happen and for that we are forever grateful!
Insurer: Embrace
By: Laine
Surgery covered!
Recently my dog had a surgery to repair torn ACL. Healthy Paws covered 90% of her surgery cost within two weeks of submitting the claim. I am extremely happy with their service and would highly recommend them to anyone who is looking for pet insurance.
Insurer: Healthy Paws
By: Anna
I LOVE Healthy Paws!
I can't recommend healthy paws enough. Their rates are extremely reasonable and when it came down to really needing them, they were time efficient and exceptionally supportive. My pup tore her ACL and the process to have it healed was extensive and stressful. Submitting my numerous claims was seamless and the reimbursement was quick and easy. I have recommended them to my Vet and Dog PT as well for other pet parents that are looking for a reliable insurance. 5 stars!!
Insurer: Healthy Paws
By: Kristen
Peace of mind
I couldn’t be happier with my coverage. I have peace of mind and the freedom of taking my babies to the vet without the fear of a bill I can’t afford.
Insurer: Embrace
By: Terilynn
Great service, I wish I would’ve have this since day 1
I wish I would’ve invested in pet insurance since day 1. Have not had any problems with claims/coverage since choosing Pet Embrace.
Insurer: Embrace
By: Melina
Great
My dog had a injury-requiring a MRI plus acupuncture. My older dog has arthritis in her back requiring medicine for her illness. Embrace claims department was quick to help reimburse .
Insurer: Embrace
By: Christy
Best Pet Insurance Period
Healthy Paws Pet Insurance is the absolute best pet insurance on the market. I have had my 6 year old Whoodle (half poodle/half wheaton terrier) insured with Healthy Paws since he was 12 weeks old. It has paid for itself 10-fold. I've always been reimbursed within days and have never had anything questioned. I wish my health insurance was as easy to use as my dog's health insurance. As long as I have a pet, I will have pet insurance through Healthy Paws.
Insurer: Healthy Paws
By: Julia
Highly recommend Healthy Paws!
Healthy Paws has been a lifesaver - literally! My aging dog lost his eyesight, and subsequently fell and broke his shoulder. Between the emergency visit, surgery, medications, and physical therapy, his medical care is costing in the tens of thousands of dollars. Healthy Paws reimbursed the charges, as expected, with no hassle, and no complaints. And claims submission is a breeze online. And, the icing on the cake - they even check in on how my dog is doing from time to time. What health insurance company does that? Healthy Paws! I cannot recommend them highly enough. Because of them, my dog is getting excellent medical care that I would not otherwise be able to afford. Thank you!
Insurer: Healthy Paws
By: Ellen
Lost claims
I can't believe you lost the Rimadyl invoice that was included with the Gabapentin invoices [I faxed 4 pages] and now you are reviewing it??? Beau has been taking that for a long time - it is not new for his Arthritis. I am also disappointed how long it is taking for reimbursement for Beau's hospitalization - he was so sick, I thought I was never going to get him back.
Insurer: Trupanion
By: Joan
Best Reimbursements
Our dog was attacked by a friend's golden retriever recently and ruptured a disk in his back. Healthy Paws has been amazing throughout this ordeal and we tell everyone who asks that pet insurance is a necessity and that Healthy Paws is top-notch. They pay their claims in a timely manner and show concern for your pet. We are beyond thankful that we were able to get him the care that he needed.
Insurer: Healthy Paws
By: Andrea