Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Awesome pet Insurance
The claims process is so simple and this insurance is a God send!
Insurer: Nationwide
By: Candi
Insurance comes in handy
We found Watson, at just 5wks old, outside. We have two other cats but for now he is the only one with insurance. Mostly because he's accident prone. I think it definitely comes in handy. They cover a huge amount of the cost (90%) and processing the paper work isn't too difficult. It does takes some time. Keep in mind, the older they get, the higher your premium. One of the reason we don't have all our cats on it. And I think the other downside is that they reimburse the cost. Meaning, you have to pay out of pocket at the vet and then they fax over the info and you get a 90% (depending on your plan) refund within 30days (sometimes shorter). This means you better have a few thousand dollars in the bank for a rainy day. I know most people have savings but if you're like me and my husband (and most people who don't have good paying jobs), you have to come up with that money. I think the best way to go about it is keep some savings for emergency purposes for your pets or even just keep a credit card especially for vet visits. Things happen and it's a good idea to be prepared. I do wish it would go through faster at least. It would make the $500 blow a little easier. Not all vets are willing to take payments on big costs, unfortunately. Other than those two things, I think they're pretty great. And Nationwide also seems to have the best benefits. Totally worth getting for your younger pets.
Insurer: Nationwide
By: Esther
The happiest voice in the house follows me constantly!!
I am so pleased we are all insured with Nationwide (Sabi Sabi and his two siblings)! You have made it so easy to file claims and get reimbursed electronically. THANKS
Insurer: Nationwide
By: Margie
Super easy and fair
Easy to use and quick to get payment, my dog had emergancy surgery and couldn’t of been happier with the speed and ease at which I could make a claim. Once you make your first claim you can create and send a claim in less than 30 seconds. Always fast with payment and fair when making a claim. Easy to contact on the phone and helpful. Was shocked at how fair the insurance was have zero complaints. Would highly recommend.
Insurer: Nationwide
By: Chris
Convenient claim submissions
Love that claims can be submitted via the Vitusvet app now. Reimbursement is much easier as well with Chase direct deposit.
Insurer: Nationwide
By: Lisa
happy trupanion users
only thing I can say is that our premiums have increased significantly since our pup was enrolled. Claim is that it does not increase with age... but I question this! otherwise very happy with the direct payment to any care facility. our little girl has required extensive medical needs in the last 4 months and we are extremely happy with this insurance coverage.
Insurer: Trupanion Canada
By: Ruth
Happy with reimbursement
I had a recent vet bill and was happy that I was reimbursed for the amount stated in the policy. I needed this since I have 3 cats and would not want to incur all the costs if not for having this insurance, I would have had to pay the full amount without reimbursement, I am glad I decided to buy this years ago.
Insurer: Pets Best
By: Patti
Great customer service
Great customer service, fast claim handling. I tell all my friends with pets that Trupanion is the best.
Insurer: Trupanion
By: Jordan