Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,035 total


Verified November 04, 2025

Submitting a claim

It has taken me a while to know how to submit the claims properly however now that I know and it is easier I think it is great. The turn around time is relatively quick and I have recommended your company to many of my friends.

Insurer: MetLife

By: Carla Kiernan

November 04, 2025

Best Pet Insurance out there!

The Embrace Pet Insurance web page is very easy to use. Making a claim takes under a minute and they are very prompt with reply’s and reimbursement. This company knows what they are doing and it makes my life less stressful! Thank You Embrace!!!

Insurer: Embrace

By: Amber

November 04, 2025

Always fast with claims

Always fast with claims, friendly, knowledgeable employees that seem to sincerely care. I’ve been with Embrace for over 12 years and several Boxers. They’ve never let me down. I 100% recommend Embrace to anyone/everyone that wants to help your pet and your pocketbook in the best health possible.

Insurer: Embrace

By: Pam Backofen

Verified November 04, 2025

rates

afforable and my dog is covered

Insurer: MetLife

By: andretta hornsby

Verified November 04, 2025

It's so easy to file a claim

It's so easy to file a claim

Insurer: MetLife

By: customer

Verified November 04, 2025

Fantastic Pet Insurance

No hassle. Only have to take a picture to submit a claim . Nice mobile app. Quick turnaround on reimbursement.

Insurer: MetLife

By: Karen Lofland

November 04, 2025

Beware, Healthy Paws is not what it seems

WARNING: Healthy Paws may look great at first, but once your pets get older, your coverage drops and your premiums skyrocket. We've been paying them since 2016, and now, despite having healthy but aging dogs, they've doubled our rate and reduced our coverage, forcing us to leave. DON'T FALL FOR IT. Look elsewhere and choose a reputable insurer who won't rip you off.

Insurer: Healthy Paws

By: anita clarke

Verified November 04, 2025

Quick to get reimbursed!

Once we submitted all the documents requested Healthy Paws quickly issued the payments and it was super helpful! Although the monthly premium went up at the renewal it's definitely worth it.

Insurer: Healthy Paws

By: WinstonO

November 04, 2025

Save your money

We have found Trupanion is very expensive, and be careful of the claims pay 90%, it never ends up being that, it's always significantly less, and we have yet to have claims that have not been bungled on some level. Save your money, pay yourself the premium and use that for your pets care. I cannot recommend Trupanion after our multiple experiences with them over the past 3 years.

Insurer: Trupanion Canada

By: Jacky

Useful
Verified November 04, 2025

Easy to use

Easy to use - upload, receive EOB, receive reimbursement right into account!

Insurer: MetLife

By: Swati

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