Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


March 20, 2026

Avoid at all costs

Avoid at all costs. They will not pay. Spot was happy to take my money, but when I filed my first legitimate claim, they denied it based on a flimsy "pre-existing condition" excuse. Even after I provided a signed letter from my vet proving the condition was new and not pre-existing, they refused to help. Their business model seems to be collecting premiums and denying claims. Do not trust them with your pet's health.

Insurer: Spot

By: Taylor Swangstue

March 20, 2026

They covered what i wanted them too

They covered what i wanted them too

Insurer: Spot

By: Linda Purvis

March 20, 2026

Spot Insurance

It was easy to make a claim.

Insurer: Spot

By: Pilgrims

March 20, 2026

The ease of submitting a claim

The ease of submitting a claim

Insurer: Spot

By: Lawrence Speckman

March 20, 2026

One of the best decisions we made

Our girl had insurance with Trupanion for almost twelve years. I can say unequivocally that it was one of the best decisions I made, and Trupanion was there for us from the first time we needed insurance. Yes, the costs rose a lot over the years - as did cost of living and veterinary costs. It was 100% worth it, and I have no doubt it helped us get many more years with our girl than we would have otherwise. I cannot say enough about the peace of mind having the insurance gave us, and the processing of claims was always prompt and straightforward. Heartbreakingly, we recently lost our girl, and have had cause to reflect on the presence of Trupanion throughout her life. We are truly grateful, and would not hesitate to recommend them to anyone. Thank you for all you do.

Insurer: Trupanion Canada

By: Laina Parkes

March 19, 2026

I submitted my vet bills and as soon as…

I submitted my vet bills and as soon as we met the deductible, I was efficiently sent my check. I feel I will be able to take care of my 4 yr old Maltese. Thank you so much..

Insurer: Spot

By: Linda Prewitt

March 19, 2026

The process was so simple

The process was so simple, so quick, and so informative. Really appreciate how easy everything was.

Insurer: Spot

By: Nic

March 19, 2026

Evaluation was quick and accurate

Evaluation was quick and accurate. Cat got the help she needed and the majority of it was covered which was nice.

Insurer: MetLife

By: Ty

March 19, 2026

Claim process and quick payment

Claim process and quick payment

Insurer: MetLife

By: customer

March 19, 2026

Easy claim filed

Easy claim filled Communication very. Easy Great customer service

Insurer: Spot

By: Robin Ricca

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