Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,035 total


Verified November 05, 2025

Great prices for great coverage.

Great prices for great coverage.

Insurer: MetLife

By: Lori Crum

November 05, 2025

i have filed 3 claims over a month ago…

i have filed 3 claims over a month ago and none have been processed.

Insurer: Embrace

By: Lily Holloway

Verified November 05, 2025

Embrace makes it simple…

Embrace makes it simple to file a claim. You only have to upload the vet bill and that’s it. 😊

Insurer: Embrace

By: KATHERINE ROMANO

Verified November 05, 2025

Simple and straight forward explanation…

Simple and straight forward explanation on what’s covered and what’s not!

Insurer: MetLife

By: ANGELINA HOLLERAN

Verified November 05, 2025

Love this app!

The app is very easy to use! I get a response to claims in a timely manner and I love the overall coverage. Best pet insurance!

Insurer: MetLife

By: customer

Verified November 05, 2025

Great customer service

The embrace team was helpful and polite every phone call I made to them. I appreciate the quick communication from them and always keeping me updated throughout my claims process!

Insurer: Embrace

By: Samantha Sokolowski

November 05, 2025

Had several claims quick response

Had several claims quick response. Embrace seems to care about Gunny, no argument about paying for needed care

Insurer: Embrace

By: Floyd Noel

November 05, 2025

Easy to use every time for almost 11…

Easy to use every time for almost 11 years.

Insurer: Embrace

By: George Selekman

November 05, 2025

DO NOT BUY PET INSURANCE

DO NOT BUY this insurance. Our dog tore her Cranial cruciate (ACL) running through our yard and was deemed as a degenerative disease after they told me to have the surgery done ($6,800). Reimbursement was denied in full. They are a terrible company to work with. My appeals were completely ignored. They could not tell me if the reviewer who denied the claim was a certified veterinarian. All communication was dropped when I told them I was filing a complaint with the Insurance Commissioner. The lawyer called me and offered to cash settle 3 days prior to the hearing. I refused to settle so that I could write this review.

Insurer: ASPCA

By: Josh

Verified November 05, 2025

Fast turn around times for claim…

Fast turn around times for claim reimbursement

Insurer: MetLife

By: customer

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