Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,907 total


Verified February 21, 2026

Great experience and fast claim payment.

Great experience and fast claim payment.

Insurer: MetLife

By: Lisa P

Verified February 21, 2026

The Customer Service is excellent

The Customer Service is excellent! A knowledgeable and personable Customer Service Representative answers the phone generally very promptly after the automated system has answered. They listen closely and address the reason for calling, accurately. Very helpful! The confirmation of receipt of a claim is very prompt (usually within two days) and reimbursement is usually within five business days if the claim submitted by the claimant is complete! MUCH improved service than in the past! No "hidden agendas". Their reimbursement guidelines are straight forward and easy to to understand and Customer Service is always happy to answer any questions. We have been with them for 13 years. We are very pleased with Met Life Pet Insurance.

Insurer: MetLife

By: customer

Verified February 21, 2026

I was disappointed with my experience

I was disappointed with my experience. After receiving a $1,300 veterinary bill, my coverage only reimbursed approximately $25, which fell far below my expectations. Based on this experience, I would not recommend this service. I found that paying out-of-pocket directly through my veterinarian was more cost-effective, as they offered very reasonable pricing.

Insurer: Prudent Pet

By: shabbychicleayahoo.com

Verified February 21, 2026

I had an incident with my dog that…

I had an incident with my dog that required emergency treatment. The first part of the bill was $479. I was reimbursed $1. I understand I have a deductible and 10% copay but it seems that unless I have a bill that runs in the thousands Trupanion insurance is of little value to me.

Insurer: Trupanion

By: mom

Verified February 21, 2026

Usually I am frustrated that most of my…

Usually I am frustrated that most of my vet visits have not been covered by insurance, I guess we finally spent enough to be compensated for some of our costs.

Insurer: Healthy Paws

By: Ron Rimmon

Verified February 21, 2026

Fast reimbursement and great coverage!

Fast reimbursement and great coverage!

Insurer: Trupanion

By: Breanna

Verified February 21, 2026

Great service and fast

Great service and fast! I got an approval of estimated charges while I was at the emergency department. We’re so glad our pup is covered

Insurer: Trupanion

By: Janet Merritt

Verified February 21, 2026

So impressed with how much was covered…

So impressed with how much was covered and the fast turnaround!!

Insurer: Trupanion

By: Bridgett

Verified February 21, 2026

I have no issues with MetLife Pet…

I have no issues with MetLife Pet insurance, it’s the best coverage for my fur baby boy!! The customer service staff are extremely knowledgeable and supportive to assisting with any matter.

Insurer: MetLife

By: Tess

February 21, 2026

Pets Best

I would look elsewhere for pet insurance. It takes 25 days for this insurance company to do a review of services rendered from the vet. I think that’s too long..

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