Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,710 total


February 26, 2026

A company that do not respect their obligations

We decided to cancel our insurance. We had an allergy issue with our dog and they refused to accept it, they decided it was a problem that was there before we got the insurance. Our veterinary wrote a letter telling them that it was a completely new problem, that allergies can appear at anytime and that our dog never had any of it before. They accepted at first, but when we had to go back for our dog’s medic for allergies, they refused again. After talking to 5 different people, one guy finally confirmed that they threw the letter away and never let any note about that ! They said that they could not accept even with the files out veterinary filled an other time telling them it was a new condition. They are not able to fulfil their obligations and I thing about going after them for moral and economic damages because we lost a lot of time with this and now no insurance will accept us for this condition because it won’t be new for them. Really a bad experience ! I do not suggest at all !

Insurer: Trupanion Canada

By: Ophelie Moisan-Leduc

Verified February 25, 2026

Yes the claim process was quick.

Yes the claim process was quick.

Insurer: Fetch

By: Dan Stehlar

Verified February 25, 2026

Fast n easy

Fast n easy and affordable

Insurer: MetLife

By: Alyssa Spitzmiller

Verified February 25, 2026

Quick claims process

Quick claims process, got the reimbursement in 1 week.

Insurer: Spot

By: Mick P

Verified February 25, 2026

easy

very easy and convenient

Insurer: MetLife

By: Andres Canada

Verified February 25, 2026

Easy

It was easy to make a claim and upload the documents needed. The claim was processed quickly and money went straight into my account.

Insurer: Spot

By: Christy C

Verified February 25, 2026

The prompness and efficiency of the…

The prompness and efficiency of the claim

Insurer: Pumpkin

By: Maureen Hayes

Verified February 25, 2026

So easy…

This company didn't make you go through hoop. The process was so simple! I will definitely tell friends about Spot!

Insurer: Spot

By: Regan Oaks

Verified February 25, 2026

Spot is perfect for my family

Unfortunately I’ve had to use Spot a few times since deciding to get insurance for my 3 dogs and I must say, I am nothing short of 100% satisfied with them. I didn’t have any surprises when it came to coverage meaning I didn’t think something was covered and it wasn’t and the process of starting a claim was so quick and easy. Every time I’ve put a claim in, I have had my portion refunded to my back account within 2-3 business days. I’m so happy with SPOT and glad I chose them

Insurer: Spot

By: Tanya Lemay

Verified February 25, 2026

Wish I would've done this sooner!

Claims process is fast and easy. Turnaround time is great! The app is very helpful and the online support for questions has been life saving!

Insurer: Spot

By: Jennifer Seibert

Compare top pet insurance providers plans.