Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Beware of Price Increase & Coverage Decrease
The first year of coverage is okay. However, expect them to decrease coverage at renewal while they also increase the monthly premium. You can never increase coverage. They don't tell you this clearly when signing up. I would steer clear of these guys. Check out AKC. They have much better coverage their pre-existing exclusion is only for 365 days. After that those conditions are covered. You can switch to them and then drop Fetch,
Insurer: Fetch
By: Brian M.
Insurance claim
This insurance company was very easy to deal with. The APP is user friendly. Easy submission for pre-approval and submitting the claim was just as easy. The turn around time from claim to payment was impressive.
Insurance for Greenchick Conure
I talked to Melody, agent #6293 to purchase an insurance for my Greenchick Conure. She was great and the insurance looks pretty good in terms of coverage and price.
Insurer: Nationwide
By: Elham
Pet's Best is with you every step of the way
Pet’s Best was recommended to me by my veterinarian, Dr. Lloyd Pilch, who told me: “Of all the insurance companies I’ve dealt with, Pet’s Best is the most reliable—quick to pay and without red tape.” He was absolutely right. I signed up based on his recommendation, and Pet’s Best has never let me down. When my dog Max was diagnosed with discospondylitis, I was devastated—but Pet’s Best supported us through every step, from MRIs to treatment. When he passed, they covered his euthanasia and even sent a heartfelt card, which meant so much to me. I’ve now insured three dogs with Pet’s Best and continue to be grateful for their compassion, reliability, and efficiency. The peace of mind they provide is worth every penny. I’ll always choose Pet’s Best for my pets.
Insurer: Pets Best
By: Scout
Exceptional!
Pet Best has exceeded every possible standard I can image. The online claims process is simple and straightforward. The claims have been handled promptly and the explanation of benefits have been presented in an easily understood fashion. My dog George has suffered through multiple surgeries and serious illnesses. It is a great comfort to know that with Pet Best I do not have to make any compromises in the quality of her care
Pay out on my claim was amazingly quick!
Pay out on my claim was amazingly quick! It took 3-4 days after I submitted my claims, cha ching, claim payment was in my account.
Insurer: Spot
By: Margaret Abbe
During emergencies like this…
It was great except during emergencies like this, the vet exam costs should be covered.
Insurer: Healthy Paws
By: DAVID ATKINS
Massive 62% Premium Increase With No Meaningful Notice — Extremely Disappointing Experience
I’ve been a Nationwide pet insurance customer for years, and what just happened with my latest renewal has completely eroded my trust in this company. My annual premium increased 62% in one cycle — from $495.99 to $780.96 — with no clear advance warning, no plain-language explanation, and absolutely no recourse or escalation process available. When I contacted customer service, I was told the increase was due to “state factors,” “breed factors,” and “territory factors,” but no one could explain why these suddenly justified such a dramatic jump. I was also told that individual policies cannot be reviewed, adjusted, or appealed — not even when the increase is this extreme. Even worse, when I asked about switching to a different plan, they couldn’t tell me which of my dog’s existing conditions would be excluded until after I canceled my current policy and reapplied. In other words, the only way to try to lower my premium is to gamble with my pet’s health coverage. This feels unfair, opaque, and deeply anti-consumer. I’ve now filed complaints with the Texas Department of Insurance, the Better Business Bureau, and the Texas Attorney General. I want other pet owners to be aware of how little protection or transparency they can expect if Nationwide raises their rates without warning. I strongly recommend looking at other providers before choosing Nationwide for pet insurance. I genuinely wish I had.
Insurer: Nationwide
By: Matthew Stogner
So easy to submit and fast payment!
So easy to submit and fast payment!
Insurer: Spot
By: Kate Duffy
Easy Process
We were out of town and your referral to Vetster helped our puppy recover quickly. The prescription was easily transferred to the local CVS. It was so easy to file the claim. Our claim was processed timely.
Insurer: Fetch
By: Pat