Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,461 total


Verified November 28, 2025

Healthy Paws make it easy to file a…

Healthy Paws make it easy to file a claim and respond quickly/

Insurer: Healthy Paws

By: Pauline Nacamuli

Verified November 28, 2025

Ease of claim submission; quick response!

The submission of a claim was straight forward and relatively easy. As expected the bills and Vet records needed to be downloaded, which was easy. The review process was short and the funds deposited in my bank account as was alluded to. Great Company!

Insurer: Spot

By: Lou

Verified November 28, 2025

Sending in for claim reimbursement is a…

Sending in for claim reimbursement is a simple and smooth process. Claims have been processed correctly each time and checks mailed in a timely manner.

Insurer: MetLife

By: Kim Carbonaro

November 28, 2025

Bureaucracy or scam - Terrible do not get

They claim to not receive your forms. Then they refuse coverage. They drive you crazy with bureaucracy. Absolute nonsense.

Insurer: Pets Plus Us

By: C

Useful
Verified November 28, 2025

Submitting my claim was easy

Submitting my claim was straightforward, and it's best if you have a scanner to upload documents. I received a reimbursement check within one week!

Insurer: Pumpkin

By: Brianna

Verified November 28, 2025

Im so happy I got metlife.

The claim process was very simple. Fill the forms, ask your vet for a full email of the visit and receipts of payment. In less then a week I got the payment. I had to submit 3 claims in 3 months for 2 of my dogs. I got back $3,900. Im so happy I had Metlife coverage.

Insurer: MetLife

By: Luis Cortes

Verified November 28, 2025

Best pet insurance

I have never had a bad experience. MetLife makes it easy to submit your documents to get reimbursed for your claim.

Insurer: MetLife

By: Dayte C

Verified November 28, 2025

Very Happy with Healthy Paws

Healthy Paws has been great in a time of need. They have processed my claims very quickly and have remained in communication throughout the claims process. When paying for insurance for so many years while my dogs were healthy, I worried if the company would be there for me when really needed, and they have absolutely come through as promised.

Insurer: Healthy Paws

By: LYNN

Verified November 28, 2025

I am glad to receive the support from Spot!

Spot app is easy to navigate and to claim my pet illness. The entire process was smooth and no hustle at all. I highly recommend to join Spot pet insurance! Their customer service was fantastic that I did talk to the customer service PERSON right away.

Insurer: Spot

By: Yukinori Oki

Verified November 28, 2025

Excellent service quick turnaround for…

Excellent service quick turnaround for reimbursement.

Insurer: Spot

By: Lorna Castro

Compare top pet insurance providers plans.