Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


May 09, 2026

As soon as I filed my first claim my…

As soon as I filed my first claim my premium went up by 33%. This is after a deductible and only an 80% reimbursement.

Insurer: Spot

By: CF

May 09, 2026

Aaaa

Coverage was ok.

Insurer: Spot

By: John Baxter

May 09, 2026

Quick claims response

Quick claims response. Act responsibly. Don’t try to deny claims. Did a lot of research. Glad I went with Spot.

Insurer: Spot

By: John Bennett

May 09, 2026

Fast and easy…

My poor kitty cat got bitten by another cat and I had to take him to the animal emergency room. The bill was high but I submitted it to Spot Pet insurance and within days I got $600 back from them!

Insurer: Spot

By: Jan B

May 09, 2026

Submitting claims made my experience…

Submitting claims made my experience great but the claim process not so great. Having to deal with some claims were they're were denied at first and then finally reviewed again. Payment always came on time! it was a great experience besides the some of my claims being denied at first even if it fell under my policy

Insurer: MetLife

By: customer

May 09, 2026

We love MetLife insurance, so easy!

We love MetLife insurance and how responsive the team has been with our dogs insurance and claims filing and processing is so simple!

Insurer: MetLife

By: Melissa M

May 09, 2026

So easy to get reimbursed.

So easy to get reimbursed.

Insurer: Spot

By: Paige Gilligan

May 09, 2026

Filing a claim online

Filing a claim online is so simple and convenient.

Insurer: MetLife

By: Rosaline Torres

May 09, 2026

My claim was processed quickly without…

My claim was processed quickly without any problems. I received full reimbursement under the terms of my policy. I was very pleased.

Insurer: MetLife

By: Geri Wilfong

May 09, 2026

Fast refunds

Fast refunds, so far has never denied a claim. Would highly recommend to anyone.

Insurer: MetLife

By: JB

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