Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,794 total


May 20, 2021

Literally a Life Saver

Our wonderful pup, Bean, has struggled mightily with health issues since she we got her at 8 weeks. Both the normal illnesses that dogs struggle with, ear infections, etc. but about 2 years ago she was diagnosed with an autoimmune disease that took both her eyes at the very young age of 3.5. Without our Healthy Paws insurance I don’t know if we couldn’t given her the best treatment. Today she is the happiest, most resilient puppy around and we owe such a debt to Healthy Paws. In addition, the process for reimbursement is so easy and fast I often ask myself why human medical insurance isn’t as easy.! Great company and highly recommended to any pet owner!

Insurer: Healthy Paws

By: Erin

Useful
May 20, 2021

Thank goodness

Thank goodness I got insurance for my puppy as soon as I brought him home! You just never know what life brings you, my puppy was seven months old when he got really sick from an inflamed lymph node. The bill added up so quickly in three days I had already accumulated over $8000, I was able to begin the claim as soon as he was admitted and the ease of communication with Lemonade was bar none and they were also able to communicate directly with The hospital my little guy was staying at. I could not be more grateful for them and their understanding during that hard time, the last thing I wanted to deal with was insurance but the ease made it so much easier! Please, please, please get insurance for your pet.

Insurer: Lemonade

By: Wanjiru

Useful
Verified May 20, 2021

Fast processing but I have not received a check yet

Fast processing, but I have not received a check yet

Insurer: Trupanion

By:

Useful
Verified May 20, 2021

I’m currently appealing a claim.

I’m currently appealing a claim. So I’m not happy in the moment. However, you have been very good in the past.

Insurer: Trupanion

By:

Useful
Verified May 20, 2021

My dog has had multiple issues and TruPanion has always come through.

My dog has had multiple issues and TruPanion has always come through. The website portal is great, and I just used the 'chat' feature which worked great also. The customer service rep's have always been sympathetic and thoughtful when referring to my dog.

Insurer: Trupanion

By:

Useful
Verified May 20, 2021

Online chat was able to answer all my questions about the coverage summary.

Online chat was able to answer all my questions about the coverage summary.

Insurer: Trupanion

By:

Useful
Verified May 20, 2021

Insurance is boring complicated and usually involves a fight.

Insurance is boring, complicated and usually involves a fight. Trupanion is a pleasure to work with, rates & deductibles are customizable and the coverage is very accommodating to pets of all ages and situations.

Insurer: Trupanion Canada

By:

Useful
Verified May 19, 2021

Best investment I’ve ever made!!

If you are on the fence about insurance for your pets DO IT!! Your pets WILL age and WILL have accidents. Do not be in a position where you have to make a terrible choice about saving your pet’s life. Trupanion has saved us so much money on our pets and they make it so easy with their software that is available for most vets and specialists. The rates are fair and the coverage is excellent. The reps are always so helpful and kind.. and the refund comes promptly. Getting my pets insured as puppies was the best decision we ever made.

Insurer: Trupanion

By: Michelle

Useful
Verified May 19, 2021

Great service, quick response!

My claim was completed within 24 hours after submitting. I love the app! Just a quick pic of the invoice and they take it from there!

Insurer: Trupanion Canada

By: Tracey

Useful
Verified May 19, 2021

So fast and simple and clear.

Piper was diagnosed with several mast cell tumours that had to be removed as soon as the veterinarian could get her in for the best result. We chatted with a customer service rep online and she walked us through eligibility, the forms, pre-approval and all the steps needed. Once preapproval was complete, which took no time at all, we were also informed of the steps once the actual surgery was done. We took Piper home on Monday, the day of surgery, submitted our claim on Tuesday and less that 24 hours later, the payment was approved and headed to us. I wish all insurance companies were as clear, quick and responsive. We still have results to receive and hopefully no further treatment or surgery, but are thankful for the respect, care and attention we received. It is not easy to watch your loved pet go through difficult times, pain and discomfort, but at least this process was painless and provided exactly what was expected from this first claim. We have been policyholders for 6 years and have not needed anything. You never really want to need the service, but when you do, it's good to know that Trupanion was there.

Insurer: Trupanion

By: Mara

Useful

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